{"id":"https://openalex.org/W1998579697","doi":"https://doi.org/10.1016/j.sbspro.2014.03.691","title":"Developing a Framework of Islamic Student Loan-backed Securitization","display_name":"Developing a Framework of Islamic Student Loan-backed Securitization","publication_year":2014,"publication_date":"2014-05-01","ids":{"openalex":"https://openalex.org/W1998579697","doi":"https://doi.org/10.1016/j.sbspro.2014.03.691","mag":"1998579697"},"language":"en","primary_location":{"id":"doi:10.1016/j.sbspro.2014.03.691","doi":"https://doi.org/10.1016/j.sbspro.2014.03.691","is_oa":true,"landing_page_url":"https://doi.org/10.1016/j.sbspro.2014.03.691","pdf_url":null,"source":{"id":"https://openalex.org/S104917558","display_name":"Procedia - Social and Behavioral Sciences","issn_l":"1877-0428","issn":["1877-0428"],"is_oa":true,"is_in_doaj":false,"is_core":true,"listed_in":["anvur-scientific","cwts-core","jufo-1"],"host_organization":"https://openalex.org/P4310320990","host_organization_name":"Elsevier BV","host_organization_lineage":["https://openalex.org/P4310320990"],"host_organization_lineage_names":["Elsevier BV"],"type":"journal"},"license":"cc-by-nc-nd","license_id":"https://openalex.org/licenses/cc-by-nc-nd","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Procedia - Social and Behavioral Sciences","raw_type":"journal-article"},"volume":null,"type":"conference-paper","is_traditional":true,"indexed_in":["crossref"],"open_access":{"is_oa":true,"oa_status":"diamond","oa_url":"https://doi.org/10.1016/j.sbspro.2014.03.691","any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5057911114","display_name":"Shafinar Binti Ismail","orcid":"https://orcid.org/0000-0002-0339-0003","observed_orcids":["https://orcid.org/0000-0002-0339-0003"]},"institutions":[{"id":"https://openalex.org/I82724352","display_name":"Universiti Teknologi MARA","ror":"https://ror.org/05n8tts92","country_code":"MY","type":"education","lineage":["https://openalex.org/I82724352"]}],"countries":["MY"],"is_corresponding":true,"raw_author_name":"Shafinar Ismail","raw_affiliation_strings":["Faculty of Business and Management,Universiti Teknologi MARA, Bandaraya Melaka 75300, Malaysia"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Faculty of Business and Management,Universiti Teknologi MARA, Bandaraya Melaka 75300, Malaysia","institution_ids":["https://openalex.org/I82724352"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5065968889","display_name":"Mohammed Hariri Bakri","orcid":"https://orcid.org/0000-0001-8997-0545","observed_orcids":["https://orcid.org/0000-0001-8997-0545"]},"institutions":[{"id":"https://openalex.org/I32589535","display_name":"Universiti Teknikal Malaysia Melaka","ror":"https://ror.org/01xb6rs26","country_code":"MY","type":"education","lineage":["https://openalex.org/I32589535"]}],"countries":["MY"],"is_corresponding":false,"raw_author_name":"Mohammed Hariri Bakri","raw_affiliation_strings":["Faculty of Technology Management And Technopreneurship, Universiti Teknikal Malaysia, Melaka 76100, Malaysia"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Faculty of Technology Management And Technopreneurship, Universiti Teknikal Malaysia, Melaka 76100, Malaysia","institution_ids":["https://openalex.org/I32589535"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5111127311","display_name":"Rosalan Ali","orcid":"https://orcid.org/0009-0009-4576-7161","observed_orcids":["https://orcid.org/0009-0009-4576-7161"]},"institutions":[{"id":"https://openalex.org/I82724352","display_name":"Universiti Teknologi MARA","ror":"https://ror.org/05n8tts92","country_code":"MY","type":"education","lineage":["https://openalex.org/I82724352"]}],"countries":["MY"],"is_corresponding":false,"raw_author_name":"Rosalan Ali","raw_affiliation_strings":["Arshad Ayub Graduate Business School, Universiti Teknologi MARA, Shah Alam 40450, Malaysia"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Arshad Ayub Graduate Business School, Universiti Teknologi MARA, Shah Alam 40450, Malaysia","institution_ids":["https://openalex.org/I82724352"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5022223558","display_name":"Azman Mohd Noor","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I4164984","display_name":"International Islamic University Malaysia","ror":"https://ror.org/03s9hs139","country_code":"MY","type":"education","lineage":["https://openalex.org/I4164984"]}],"countries":["MY"],"is_corresponding":false,"raw_author_name":"Azman Mohd Noor","raw_affiliation_strings":["Kulliyah of Economy,Universiti Islam Antarabangsa, Kuala Lumpur 50728, Malaysia"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Kulliyah of Economy,Universiti Islam Antarabangsa, Kuala Lumpur 50728, Malaysia","institution_ids":["https://openalex.org/I4164984"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":3,"corresponding_author_ids":["https://openalex.org/A5057911114"],"corresponding_institution_ids":["https://openalex.org/I82724352"],"apc_list":null,"apc_paid":null,"fwci":8.0277,"has_fulltext":false,"cited_by_count":10,"citation_normalized_percentile":{"value":0.96275862,"is_in_top_1_percent":false,"is_in_top_10_percent":true},"cited_by_percentile_year":{"min":88,"max":97},"biblio":{"volume":"129","issue":null,"first_page":"380","last_page":"387"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T11365","display_name":"Islamic Finance and Banking Studies","score":1.0,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T11365","display_name":"Islamic Finance and Banking Studies","score":1.0,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T12651","display_name":"Halal products and consumer behavior","score":0.0,"subfield":{"id":"https://openalex.org/subfields/1406","display_name":"Marketing"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T14154","display_name":"finance, banking, and market dynamics","score":0.0,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/securitization","display_name":"securitization","score":0.9419999718666077},{"id":"https://openalex.org/keywords/islamic-finance","display_name":"Islamic finance","score":0.7540000081062317},{"id":"https://openalex.org/keywords/sukuk","display_name":"sukuk","score":0.8169999718666077},{"id":"https://openalex.org/keywords/sharia-compliance","display_name":"sharia compliance","score":0.9290000200271606},{"id":"https://openalex.org/keywords/student-loan-default","display_name":"student loan default","score":0.7689999938011169},{"id":"https://openalex.org/keywords/capital-theory","display_name":"capital theory","score":0.7789999842643738},{"id":"https://openalex.org/keywords/malaysian-higher-education","display_name":"Malaysian higher education","score":0.7080000042915344},{"id":"https://openalex.org/keywords/islamic-financial-markets","display_name":"Islamic financial markets","score":0.699999988079071},{"id":"https://openalex.org/keywords/capital-market-development","display_name":"capital market development","score":0.39500001072883606}],"concepts":[{"id":"https://openalex.org/C2780619108","wikidata":"https://www.wikidata.org/wiki/Q852175","display_name":"Securitization","level":2,"score":0.9004398584365845},{"id":"https://openalex.org/C4445939","wikidata":"https://www.wikidata.org/wiki/Q432","display_name":"Islam","level":2,"score":0.7480069398880005},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.5519838929176331},{"id":"https://openalex.org/C2777764128","wikidata":"https://www.wikidata.org/wiki/Q189539","display_name":"Loan","level":2,"score":0.5184104442596436},{"id":"https://openalex.org/C2777227597","wikidata":"https://www.wikidata.org/wiki/Q462058","display_name":"Student loan","level":3,"score":0.45471569895744324},{"id":"https://openalex.org/C73283319","wikidata":"https://www.wikidata.org/wiki/Q1416617","display_name":"Financial system","level":1,"score":0.43068838119506836},{"id":"https://openalex.org/C2991718497","wikidata":"https://www.wikidata.org/wiki/Q457753","display_name":"Islamic finance","level":3,"score":0.41045141220092773},{"id":"https://openalex.org/C121955636","wikidata":"https://www.wikidata.org/wiki/Q4116214","display_name":"Accounting","level":1,"score":0.323487788438797},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.2230617105960846},{"id":"https://openalex.org/C27206212","wikidata":"https://www.wikidata.org/wiki/Q34178","display_name":"Theology","level":1,"score":0.11482852697372437},{"id":"https://openalex.org/C138885662","wikidata":"https://www.wikidata.org/wiki/Q5891","display_name":"Philosophy","level":0,"score":0.06877189874649048}],"mesh":[],"locations_count":1,"locations":[{"id":"doi:10.1016/j.sbspro.2014.03.691","doi":"https://doi.org/10.1016/j.sbspro.2014.03.691","is_oa":true,"landing_page_url":"https://doi.org/10.1016/j.sbspro.2014.03.691","pdf_url":null,"source":{"id":"https://openalex.org/S104917558","display_name":"Procedia - Social and Behavioral Sciences","issn_l":"1877-0428","issn":["1877-0428"],"is_oa":true,"is_in_doaj":false,"is_core":true,"listed_in":["anvur-scientific","cwts-core","jufo-1"],"host_organization":"https://openalex.org/P4310320990","host_organization_name":"Elsevier BV","host_organization_lineage":["https://openalex.org/P4310320990"],"host_organization_lineage_names":["Elsevier BV"],"type":"journal"},"license":"cc-by-nc-nd","license_id":"https://openalex.org/licenses/cc-by-nc-nd","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Procedia - Social and Behavioral Sciences","raw_type":"journal-article"}],"best_oa_location":{"id":"doi:10.1016/j.sbspro.2014.03.691","doi":"https://doi.org/10.1016/j.sbspro.2014.03.691","is_oa":true,"landing_page_url":"https://doi.org/10.1016/j.sbspro.2014.03.691","pdf_url":null,"source":{"id":"https://openalex.org/S104917558","display_name":"Procedia - Social and Behavioral Sciences","issn_l":"1877-0428","issn":["1877-0428"],"is_oa":true,"is_in_doaj":false,"is_core":true,"listed_in":["anvur-scientific","cwts-core","jufo-1"],"host_organization":"https://openalex.org/P4310320990","host_organization_name":"Elsevier BV","host_organization_lineage":["https://openalex.org/P4310320990"],"host_organization_lineage_names":["Elsevier BV"],"type":"journal"},"license":"cc-by-nc-nd","license_id":"https://openalex.org/licenses/cc-by-nc-nd","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Procedia - Social and Behavioral Sciences","raw_type":"journal-article"},"sustainable_development_goals":[{"score":0.5385000109672546,"id":"https://metadata.un.org/sdg/4","display_name":"Quality education"},{"score":0.47620001435279846,"id":"https://metadata.un.org/sdg/16","display_name":"Peace, justice, and strong institutions"}],"study_designs":[],"awards":[],"funders":[],"has_content":{"pdf":false,"grobid_xml":false},"content_urls":null,"referenced_works_count":22,"referenced_works":["https://openalex.org/W136165694","https://openalex.org/W159392994","https://openalex.org/W162874663","https://openalex.org/W601616562","https://openalex.org/W653019861","https://openalex.org/W1514717185","https://openalex.org/W1518566339","https://openalex.org/W1561617334","https://openalex.org/W1605122130","https://openalex.org/W1973420336","https://openalex.org/W2040028915","https://openalex.org/W2055248712","https://openalex.org/W2074192089","https://openalex.org/W2088335954","https://openalex.org/W2119594886","https://openalex.org/W2171857789","https://openalex.org/W2259846974","https://openalex.org/W2325159995","https://openalex.org/W3122424037","https://openalex.org/W3124433677","https://openalex.org/W4248066119","https://openalex.org/W6992023884"],"related_works":["https://openalex.org/W2410975537","https://openalex.org/W7047207088","https://openalex.org/W2176377883","https://openalex.org/W3187953301","https://openalex.org/W1616701908","https://openalex.org/W3094674785","https://openalex.org/W2359601864","https://openalex.org/W7095105008","https://openalex.org/W2765970288","https://openalex.org/W2357079210"],"abstract_inverted_index":{"Research":[0],"has":[1,44,90],"shown":[2],"that":[3,12,134,162,174,207],"the":[4,14,28,33,46,54,85,104,119,122,129,135,142,145,156,175,182,216],"default":[5,34],"rate":[6],"is":[7,133,153,172,193],"higher":[8,108],"for":[9,113],"those":[10],"countries":[11],"implement":[13],"mortgage-type":[15],"loans.":[16],"Many":[17],"researchers":[18],"have":[19,61],"tried":[20],"to":[21,31,63,154,181,195,209,219],"address":[22],"this":[23,151],"issue,":[24],"usually":[25],"by":[26],"analyzing":[27],"repayment":[29],"collections":[30],"reduce":[32],"rate.":[35],"The":[36,131,147],"introduction":[37],"of":[38,106,121,150,158,185],"asset-backed":[39,123],"securitization":[40,55,97,124,189],"(ABS)":[41],"in":[42,99,127,169,226],"Malaysia":[43],"benefited":[45],"economy.":[47],"Though":[48],"only":[49],"spanning":[50],"over":[51],"eight":[52],"years,":[53],"process":[56,98],"and":[57,65,77,117,144,165,199,204,213],"its":[58,197,221,228],"continuous":[59],"innovation":[60],"contributed":[62],"resolving":[64,128],"risk":[66],"managing":[67],"problems":[68],"such":[69],"as":[70,95],"lease,":[71],"auto":[72],"loans,":[73],"credit":[74],"cards":[75],"receivables":[76],"commercial":[78],"mortgages.":[79],"This":[80,101,191],"study":[81],"particularly":[82],"focuses":[83],"on":[84],"student":[86,114,187],"loan":[87,115],"problem,":[88],"which":[89],"not":[91],"yet":[92],"been":[93],"implemented":[94,168],"a":[96,111,201],"Malaysia.":[100,170],"work":[102],"considers":[103],"characteristics":[105],"Malaysian":[107,217],"education,":[109],"suggests":[110],"structure":[112,198],"securitization,":[116],"studies":[118],"potential":[120],"conceptual":[125],"framework":[126,192],"problem.":[130],"expectation":[132],"new":[136],"financial":[137,232],"instrument":[138],"will":[139],"benefit":[140],"both":[141],"students":[143],"government.":[146],"main":[148],"purpose":[149],"research":[152],"investigate":[155],"use":[157],"Student":[159],"Loan-Backed":[160],"Securitization":[161],"meets":[163],"shariah-compliance":[164],"can":[166],"be":[167],"It":[171],"expected":[173],"Capital":[176],"Theory":[177],"may":[178],"contribute":[179],"significantly":[180],"positive":[183],"testimony":[184],"Islamic":[186,231],"loan-backed":[188],"framework.":[190],"proposed":[194],"create":[196],"issue":[200],"highly":[202],"graded":[203],"marketable":[205],"sukuk":[206],"complies":[208],"global":[210,230],"shariah":[211],"principles,":[212],"hence,":[214],"help":[215],"government":[218],"enhance":[220],"National":[222],"Key":[223],"Economic":[224],"Area":[225],"meeting":[227],"quality":[229],"market.":[233]},"counts_by_year":[{"year":2022,"cited_by_count":2},{"year":2020,"cited_by_count":3},{"year":2018,"cited_by_count":1},{"year":2017,"cited_by_count":1},{"year":2015,"cited_by_count":3}],"updated_date":"2026-11-04T10:54:05.112534","created_date":"2016-06-24T00:00:00"}
