{"id":"https://openalex.org/W1994733589","doi":"https://doi.org/10.1111/1467-9361.00132","title":"Group Lending under Dynamic Incentives as a Borrower Discipline Device","display_name":"Group Lending under Dynamic Incentives as a Borrower Discipline Device","publication_year":2001,"publication_date":"2001-10-01","ids":{"openalex":"https://openalex.org/W1994733589","doi":"https://doi.org/10.1111/1467-9361.00132","mag":"1994733589"},"language":"en","primary_location":{"id":"doi:10.1111/1467-9361.00132","doi":"https://doi.org/10.1111/1467-9361.00132","is_oa":false,"landing_page_url":"https://doi.org/10.1111/1467-9361.00132","pdf_url":null,"source":{"id":"https://openalex.org/S95496512","display_name":"Review of Development Economics","issn_l":"1363-6669","issn":["1363-6669","1467-9361"],"is_oa":false,"is_in_doaj":false,"is_core":true,"listed_in":["abdc-a","anvur-scientific","cwts-core","jufo-1","norway-1","poland-40","russia-white-list-2","vabb-shw"],"host_organization":"https://openalex.org/P4310320595","host_organization_name":"Wiley","host_organization_lineage":["https://openalex.org/P4310320595"],"host_organization_lineage_names":["Wiley"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Review of Development Economics","raw_type":"journal-article"},"volume":null,"type":"article","indexed_in":["crossref"],"open_access":{"is_oa":false,"oa_status":"closed","oa_url":null,"any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5013590333","display_name":"Bruce Wydick","orcid":"https://orcid.org/0000-0003-3619-9026","observed_orcids":["https://orcid.org/0000-0003-3619-9026"]},"institutions":[{"id":"https://openalex.org/I76766440","display_name":"University of San Francisco","ror":"https://ror.org/029m7xn54","country_code":"US","type":"education","lineage":["https://openalex.org/I76766440"]}],"countries":["US"],"is_corresponding":true,"raw_author_name":"Bruce Wydick","raw_affiliation_strings":["University of San Francisco, USA"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"University of San Francisco, USA","institution_ids":["https://openalex.org/I76766440"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":1,"corresponding_author_ids":["https://openalex.org/A5013590333"],"corresponding_institution_ids":["https://openalex.org/I76766440"],"apc_list":{"value":3350,"currency":"USD","value_usd":3350},"apc_paid":null,"fwci":3.6098,"has_fulltext":false,"cited_by_count":78,"citation_normalized_percentile":{"value":0.92823961,"is_in_top_1_percent":false,"is_in_top_10_percent":true},"cited_by_percentile_year":{"min":89,"max":99},"biblio":{"volume":"5","issue":"3","first_page":"406","last_page":"420"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T10987","display_name":"Microfinance and Financial Inclusion","score":0.9990000128746033,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T10987","display_name":"Microfinance and Financial Inclusion","score":0.9990000128746033,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10127","display_name":"Banking stability, regulation, efficiency","score":0.00019999999494757503,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10517","display_name":"Financial Literacy, Pension, Retirement Analysis","score":9.999999747378752e-05,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/group-lending","display_name":"group lending","score":0.9990000128746033},{"id":"https://openalex.org/keywords/peer-monitoring","display_name":"peer monitoring","score":0.8899999856948853},{"id":"https://openalex.org/keywords/social-sanctions","display_name":"social sanctions","score":0.7929999828338623},{"id":"https://openalex.org/keywords/credit-insurance","display_name":"credit insurance","score":0.8889999985694885},{"id":"https://openalex.org/keywords/risky-investment","display_name":"risky investment","score":0.7250000238418579},{"id":"https://openalex.org/keywords/microcredit","display_name":"microcredit","score":0.4749999940395355},{"id":"https://openalex.org/keywords/game-theoretic-model","display_name":"game-theoretic model","score":0.8180000185966492}],"concepts":[{"id":"https://openalex.org/C2778069335","wikidata":"https://www.wikidata.org/wiki/Q32098","display_name":"Sanctions","level":2,"score":0.7397860288619995},{"id":"https://openalex.org/C29122968","wikidata":"https://www.wikidata.org/wiki/Q1414816","display_name":"Incentive","level":2,"score":0.6910550594329834},{"id":"https://openalex.org/C162324750","wikidata":"https://www.wikidata.org/wiki/Q8134","display_name":"Economics","level":0,"score":0.6494622230529785},{"id":"https://openalex.org/C27548731","wikidata":"https://www.wikidata.org/wiki/Q88272","display_name":"Investment (military)","level":3,"score":0.48632463812828064},{"id":"https://openalex.org/C2781311116","wikidata":"https://www.wikidata.org/wiki/Q83306","display_name":"Group (periodic table)","level":2,"score":0.44380733370780945},{"id":"https://openalex.org/C556758197","wikidata":"https://www.wikidata.org/wiki/Q580018","display_name":"Monetary economics","level":1,"score":0.42334675788879395},{"id":"https://openalex.org/C175444787","wikidata":"https://www.wikidata.org/wiki/Q39072","display_name":"Microeconomics","level":1,"score":0.3815687894821167},{"id":"https://openalex.org/C185592680","wikidata":"https://www.wikidata.org/wiki/Q2329","display_name":"Chemistry","level":0,"score":0.0},{"id":"https://openalex.org/C199539241","wikidata":"https://www.wikidata.org/wiki/Q7748","display_name":"Law","level":1,"score":0.0},{"id":"https://openalex.org/C94625758","wikidata":"https://www.wikidata.org/wiki/Q7163","display_name":"Politics","level":2,"score":0.0},{"id":"https://openalex.org/C17744445","wikidata":"https://www.wikidata.org/wiki/Q36442","display_name":"Political science","level":0,"score":0.0},{"id":"https://openalex.org/C178790620","wikidata":"https://www.wikidata.org/wiki/Q11351","display_name":"Organic chemistry","level":1,"score":0.0}],"mesh":[],"locations_count":2,"locations":[{"id":"doi:10.1111/1467-9361.00132","doi":"https://doi.org/10.1111/1467-9361.00132","is_oa":false,"landing_page_url":"https://doi.org/10.1111/1467-9361.00132","pdf_url":null,"source":{"id":"https://openalex.org/S95496512","display_name":"Review of Development Economics","issn_l":"1363-6669","issn":["1363-6669","1467-9361"],"is_oa":false,"is_in_doaj":false,"is_core":true,"listed_in":["abdc-a","anvur-scientific","cwts-core","jufo-1","norway-1","poland-40","russia-white-list-2","vabb-shw"],"host_organization":"https://openalex.org/P4310320595","host_organization_name":"Wiley","host_organization_lineage":["https://openalex.org/P4310320595"],"host_organization_lineage_names":["Wiley"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Review of Development Economics","raw_type":"journal-article"},{"id":"pmh:oai:repository.usfca.edu:econ-1016","doi":null,"is_oa":false,"landing_page_url":"https://repository.usfca.edu/econ/11","pdf_url":null,"source":{"id":"https://openalex.org/S4377196440","display_name":"USF Scholarship Repository (University of San Francisco)","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I76766440","host_organization_name":"University of San Francisco","host_organization_lineage":["https://openalex.org/I76766440"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":"Economics Faculty Publications","raw_type":"text"}],"best_oa_location":null,"sustainable_development_goals":[{"id":"https://metadata.un.org/sdg/16","score":0.47620001435279846,"display_name":"Peace, justice, and strong institutions"}],"study_designs":[],"awards":[],"funders":[],"has_content":{"grobid_xml":false,"pdf":false},"content_urls":null,"referenced_works_count":18,"referenced_works":["https://openalex.org/W40526270","https://openalex.org/W1509390694","https://openalex.org/W1557065777","https://openalex.org/W1566344170","https://openalex.org/W1836740387","https://openalex.org/W1988448057","https://openalex.org/W2016221615","https://openalex.org/W2019574845","https://openalex.org/W2026778060","https://openalex.org/W2034086333","https://openalex.org/W2063758111","https://openalex.org/W2071467121","https://openalex.org/W2102543373","https://openalex.org/W2115747715","https://openalex.org/W2134824467","https://openalex.org/W2143293801","https://openalex.org/W2156109180","https://openalex.org/W2160278510"],"related_works":["https://openalex.org/W7096729799","https://openalex.org/W2079697423","https://openalex.org/W2268173979","https://openalex.org/W7113257209","https://openalex.org/W7098405640","https://openalex.org/W2254005702","https://openalex.org/W2295415217","https://openalex.org/W7098371396","https://openalex.org/W1862436142","https://openalex.org/W6992106442"],"abstract_inverted_index":{"In":[0],"recent":[1],"years":[2],"group":[3,40,54,64,87],"lending":[4,65],"has":[5],"become":[6],"an":[7,76],"increasingly":[8],"utilized":[9],"tool":[10],"for":[11],"providing":[12],"credit":[13,62],"access":[14],"to":[15],"the":[16,44,51,57],"poor":[17],"in":[18],"developing":[19],"countries.":[20],"Using":[21],"empirical":[22],"results":[23],"from":[24,43],"first\u2010hand":[25],"field":[26],"research":[27],"on":[28],"Guatemalan":[29],"borrowing":[30,78],"groups,":[31],"this":[32],"paper":[33],"develops":[34],"a":[35],"simple":[36],"game\u2010theoretic":[37],"model":[38,45],"of":[39,53,60,83,96],"lending.":[41],"Results":[42],"show":[46],"that":[47,71],"through":[48],"peer":[49],"monitoring,":[50],"threat":[52,82],"expulsion,":[55],"and":[56],"safety":[58],"net":[59],"intragroup":[61],"insurance,":[63],"mitigates":[66],"some":[67],"risky":[68],"investment":[69],"behavior":[70],"would":[72],"otherwise":[73],"occur":[74],"under":[75],"individual":[77],"contract.":[79],"The":[80],"credible":[81],"social":[84],"sanctions":[85],"against":[86],"members":[88],"who":[89],"misallocate":[90],"borrowed":[91],"capital":[92],"further":[93],"reduces":[94],"instances":[95],"such":[97],"behavior.":[98]},"counts_by_year":[{"year":2025,"cited_by_count":1},{"year":2024,"cited_by_count":1},{"year":2023,"cited_by_count":2},{"year":2022,"cited_by_count":3},{"year":2021,"cited_by_count":3},{"year":2020,"cited_by_count":2},{"year":2019,"cited_by_count":3},{"year":2018,"cited_by_count":4},{"year":2017,"cited_by_count":3},{"year":2016,"cited_by_count":5},{"year":2015,"cited_by_count":4},{"year":2014,"cited_by_count":5},{"year":2013,"cited_by_count":10},{"year":2012,"cited_by_count":2}],"updated_date":"2026-10-30T12:39:25.321706","created_date":"2016-06-24T00:00:00"}