{"id":"https://openalex.org/W1994648602","doi":"https://doi.org/10.1080/09603100903018760","title":"Using the artificial neural network to assess bank credit risk: a case study of Indonesia","display_name":"Using the artificial neural network to assess bank credit risk: a case study of Indonesia","publication_year":2009,"publication_date":"2009-07-15","ids":{"openalex":"https://openalex.org/W1994648602","doi":"https://doi.org/10.1080/09603100903018760","mag":"1994648602"},"language":"en","primary_location":{"id":"doi:10.1080/09603100903018760","doi":"https://doi.org/10.1080/09603100903018760","is_oa":false,"landing_page_url":"https://doi.org/10.1080/09603100903018760","pdf_url":null,"source":{"id":"https://openalex.org/S35128040","display_name":"Applied Financial Economics","issn_l":"0960-3107","issn":["0960-3107","1466-4305"],"is_oa":false,"is_in_doaj":false,"is_core":true,"listed_in":["abdc-b","anvur-scientific","cwts-core","fnege-4","jufo-1"],"host_organization":"https://openalex.org/P4310321043","host_organization_name":"Chapman and Hall London","host_organization_lineage":["https://openalex.org/P4310321043","https://openalex.org/P4310320584"],"host_organization_lineage_names":["Chapman and Hall London","CRC Press"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Applied Financial Economics","raw_type":"journal-article"},"volume":null,"type":"article","indexed_in":["crossref"],"open_access":{"is_oa":false,"oa_status":"closed","oa_url":null,"any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5044374428","display_name":"Maximilian J.B. Hall","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I143804889","display_name":"Loughborough University","ror":"https://ror.org/04vg4w365","country_code":"GB","type":"education","lineage":["https://openalex.org/I143804889"]}],"countries":["GB"],"is_corresponding":false,"raw_author_name":"Maximilian J. B. Hall","raw_affiliation_strings":["Economics Department, Loughborough University, Loughborough, UK"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Economics Department, Loughborough University, Loughborough, UK","institution_ids":["https://openalex.org/I143804889"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5076066179","display_name":"Dadang Muljawan","orcid":null,"observed_orcids":[]},"institutions":[],"countries":[],"is_corresponding":true,"raw_author_name":"Dadang Muljawan","raw_affiliation_strings":["Central Bank of Indonesia, Jl. M.H. Thamrin No. 2, Jakarta 10110, Indonesia"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Central Bank of Indonesia, Jl. M.H. Thamrin No. 2, Jakarta 10110, Indonesia","institution_ids":[]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5101906952","display_name":"Suprayogi Suprayogi","orcid":"https://orcid.org/0000-0001-7889-8074","observed_orcids":["https://orcid.org/0000-0001-7889-8074"]},"institutions":[{"id":"https://openalex.org/I134635517","display_name":"Bandung Institute of Technology","ror":"https://ror.org/00apj8t60","country_code":"ID","type":"education","lineage":["https://openalex.org/I134635517"]}],"countries":["ID"],"is_corresponding":false,"raw_author_name":"Suprayogi","raw_affiliation_strings":["Industrial Engineering Program, Bandung Institute of Technology, Bandung, Indonesia"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Industrial Engineering Program, Bandung Institute of Technology, Bandung, Indonesia","institution_ids":["https://openalex.org/I134635517"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5082306648","display_name":"Lolita Moorena","orcid":null,"observed_orcids":[]},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"Lolita Moorena","raw_affiliation_strings":["Central Bank of Indonesia, Jl. M.H. Thamrin No. 2, Jakarta 10110, Indonesia"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Central Bank of Indonesia, Jl. M.H. Thamrin No. 2, Jakarta 10110, Indonesia","institution_ids":[]}]}],"institutions":[],"countries_distinct_count":2,"institutions_distinct_count":2,"corresponding_author_ids":["https://openalex.org/A5076066179"],"corresponding_institution_ids":[],"apc_list":null,"apc_paid":null,"fwci":3.9316,"has_fulltext":false,"cited_by_count":20,"citation_normalized_percentile":{"value":0.93920094,"is_in_top_1_percent":false,"is_in_top_10_percent":true},"cited_by_percentile_year":{"min":88,"max":97},"biblio":{"volume":"19","issue":"22","first_page":"1825","last_page":"1846"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T10127","display_name":"Banking stability, regulation, efficiency","score":0.5727999806404114,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T10127","display_name":"Banking stability, regulation, efficiency","score":0.5727999806404114,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T11653","display_name":"Financial Distress and Bankruptcy Prediction","score":0.34470000863075256,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T11365","display_name":"Islamic Finance and Banking Studies","score":0.02250000089406967,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/bank-credit-risk","display_name":"bank credit risk","score":0.9940000176429749},{"id":"https://openalex.org/keywords/islamic-banking","display_name":"Islamic banking","score":0.6919999718666077},{"id":"https://openalex.org/keywords/neural-network","display_name":"artificial neural networks","score":0.7400000095367432},{"id":"https://openalex.org/keywords/bayesian-regularization","display_name":"Bayesian regularization","score":0.9950000047683716},{"id":"https://openalex.org/keywords/leading-indicators","display_name":"leading indicators","score":0.6949999928474426},{"id":"https://openalex.org/keywords/stock-prices","display_name":"stock prices","score":0.8650000095367432},{"id":"https://openalex.org/keywords/macroeconomic-indicators","display_name":"macroeconomic indicators","score":0.8069999814033508},{"id":"https://openalex.org/keywords/financial-stability","display_name":"financial stability","score":0.9449999928474426},{"id":"https://openalex.org/keywords/indonesian-banking","display_name":"Indonesian banking sector","score":0.7110000252723694}],"concepts":[{"id":"https://openalex.org/C162324750","wikidata":"https://www.wikidata.org/wiki/Q8134","display_name":"Economics","level":0,"score":0.6653313636779785},{"id":"https://openalex.org/C137703641","wikidata":"https://www.wikidata.org/wiki/Q4874480","display_name":"Bayesian vector autoregression","level":3,"score":0.6300016045570374},{"id":"https://openalex.org/C2778300220","wikidata":"https://www.wikidata.org/wiki/Q114380","display_name":"Financial crisis","level":2,"score":0.523659884929657},{"id":"https://openalex.org/C175025494","wikidata":"https://www.wikidata.org/wiki/Q179179","display_name":"Interest rate","level":2,"score":0.4956759214401245},{"id":"https://openalex.org/C200941418","wikidata":"https://www.wikidata.org/wiki/Q273508","display_name":"Inflation (cosmology)","level":2,"score":0.49147045612335205},{"id":"https://openalex.org/C30589699","wikidata":"https://www.wikidata.org/wiki/Q624028","display_name":"Credit default swap","level":3,"score":0.47702667117118835},{"id":"https://openalex.org/C114350782","wikidata":"https://www.wikidata.org/wiki/Q12638","display_name":"Gross domestic product","level":2,"score":0.4530751705169678},{"id":"https://openalex.org/C149782125","wikidata":"https://www.wikidata.org/wiki/Q160039","display_name":"Econometrics","level":1,"score":0.4476897418498993},{"id":"https://openalex.org/C2776988154","wikidata":"https://www.wikidata.org/wiki/Q66100","display_name":"Exchange rate","level":2,"score":0.43771037459373474},{"id":"https://openalex.org/C2780299701","wikidata":"https://www.wikidata.org/wiki/Q475000","display_name":"Stock market","level":3,"score":0.4260433614253998},{"id":"https://openalex.org/C50644808","wikidata":"https://www.wikidata.org/wiki/Q192776","display_name":"Artificial neural network","level":2,"score":0.4204905927181244},{"id":"https://openalex.org/C2779343474","wikidata":"https://www.wikidata.org/wiki/Q3109175","display_name":"Context (archaeology)","level":2,"score":0.41575756669044495},{"id":"https://openalex.org/C556758197","wikidata":"https://www.wikidata.org/wiki/Q580018","display_name":"Monetary economics","level":1,"score":0.363511860370636},{"id":"https://openalex.org/C107673813","wikidata":"https://www.wikidata.org/wiki/Q812534","display_name":"Bayesian probability","level":2,"score":0.3271048665046692},{"id":"https://openalex.org/C178350159","wikidata":"https://www.wikidata.org/wiki/Q162714","display_name":"Credit risk","level":2,"score":0.3031770586967468},{"id":"https://openalex.org/C139719470","wikidata":"https://www.wikidata.org/wiki/Q39680","display_name":"Macroeconomics","level":1,"score":0.2936081886291504},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.24787291884422302},{"id":"https://openalex.org/C41008148","wikidata":"https://www.wikidata.org/wiki/Q21198","display_name":"Computer science","level":0,"score":0.1260126531124115},{"id":"https://openalex.org/C151730666","wikidata":"https://www.wikidata.org/wiki/Q7205","display_name":"Paleontology","level":1,"score":0.0},{"id":"https://openalex.org/C154945302","wikidata":"https://www.wikidata.org/wiki/Q11660","display_name":"Artificial intelligence","level":1,"score":0.0},{"id":"https://openalex.org/C121332964","wikidata":"https://www.wikidata.org/wiki/Q413","display_name":"Physics","level":0,"score":0.0},{"id":"https://openalex.org/C119857082","wikidata":"https://www.wikidata.org/wiki/Q2539","display_name":"Machine learning","level":1,"score":0.0},{"id":"https://openalex.org/C33332235","wikidata":"https://www.wikidata.org/wiki/Q18362","display_name":"Theoretical physics","level":1,"score":0.0},{"id":"https://openalex.org/C86803240","wikidata":"https://www.wikidata.org/wiki/Q420","display_name":"Biology","level":0,"score":0.0}],"mesh":[],"locations_count":2,"locations":[{"id":"doi:10.1080/09603100903018760","doi":"https://doi.org/10.1080/09603100903018760","is_oa":false,"landing_page_url":"https://doi.org/10.1080/09603100903018760","pdf_url":null,"source":{"id":"https://openalex.org/S35128040","display_name":"Applied Financial Economics","issn_l":"0960-3107","issn":["0960-3107","1466-4305"],"is_oa":false,"is_in_doaj":false,"is_core":true,"listed_in":["abdc-b","anvur-scientific","cwts-core","fnege-4","jufo-1"],"host_organization":"https://openalex.org/P4310321043","host_organization_name":"Chapman and Hall London","host_organization_lineage":["https://openalex.org/P4310321043","https://openalex.org/P4310320584"],"host_organization_lineage_names":["Chapman and Hall London","CRC Press"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Applied Financial Economics","raw_type":"journal-article"},{"id":"pmh:oai:RePEc:taf:apfiec:v:19:y:2009:i:22:p:1825-1846","doi":null,"is_oa":false,"landing_page_url":"http://www.tandfonline.com/doi/abs/10.1080/09603100903018760","pdf_url":null,"source":{"id":"https://openalex.org/S4306401271","display_name":"RePEc: Research Papers in Economics","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I77793887","host_organization_name":"Federal Reserve Bank of St. Louis","host_organization_lineage":["https://openalex.org/I77793887"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"article"}],"best_oa_location":null,"sustainable_development_goals":[],"study_designs":[],"awards":[],"funders":[],"has_content":{"grobid_xml":false,"pdf":false},"content_urls":null,"referenced_works_count":14,"referenced_works":["https://openalex.org/W73982427","https://openalex.org/W1536402420","https://openalex.org/W1735820735","https://openalex.org/W2097752063","https://openalex.org/W2105973145","https://openalex.org/W2111585935","https://openalex.org/W2124532504","https://openalex.org/W2126322685","https://openalex.org/W2134807435","https://openalex.org/W2136513534","https://openalex.org/W2259239584","https://openalex.org/W3125258965","https://openalex.org/W3125744792","https://openalex.org/W4249613948"],"related_works":["https://openalex.org/W3125554976","https://openalex.org/W2146385589","https://openalex.org/W2561574365","https://openalex.org/W2117300509","https://openalex.org/W1552749023","https://openalex.org/W4226512183","https://openalex.org/W2166719975","https://openalex.org/W2012468412","https://openalex.org/W1542692464","https://openalex.org/W7099475846"],"abstract_inverted_index":{"Ever":[0],"since":[1],"the":[2,26,39,52,69,82,86,97,105,110],"Asian":[3],"Financial":[4],"Crisis,":[5],"concerns":[6],"have":[7,12],"arisen":[8],"over":[9],"whether":[10],"policy-makers":[11],"sufficient":[13],"tools":[14],"to":[15,21,28,32,80],"maintain":[16],"financial":[17,23,44],"stability.":[18],"The":[19,91],"ability":[20],"predict":[22,49,81],"disturbances":[24],"enables":[25],"authorities":[27,40],"take":[29],"precautionary":[30],"action":[31],"minimize":[33],"their":[34],"impact.":[35],"In":[36],"this":[37],"context,":[38],"may":[41,47],"use":[42],"any":[43],"indicators":[45],"which":[46,103],"accurately":[48],"shifts":[50],"in":[51,78],"quality":[53],"of":[54,85,126],"bank":[55],"exposures.":[56,90],"This":[57],"article":[58],"uses":[59],"key":[60],"macro-economic":[61],"variables":[62],"(i.e.":[63],"Gross":[64],"Domestic":[65],"Product":[66],"(GDP)":[67],"growth,":[68],"inflation":[70],"rate,":[71],"stock":[72,117],"prices,":[73],"exchange":[74],"rates,":[75],"and":[76],"money":[77],"circulation)":[79],"default":[83,92],"rate":[84],"Indonesian":[87],"Islamic":[88],"banks\u2019":[89],"rates":[93],"are":[94],"forecasted":[95],"using":[96],"Artificial":[98],"Neural":[99],"Network":[100],"(ANN)":[101],"methodology,":[102],"incorporates":[104],"Bayesian":[106],"Regularization":[107],"technique.":[108],"From":[109],"sensitivity":[111],"analysis,":[112],"it":[113],"is":[114],"shown":[115],"that":[116],"prices":[118],"could":[119],"be":[120],"used":[121],"as":[122],"a":[123],"leading":[124],"indicator":[125],"future":[127],"problems.":[128]},"counts_by_year":[{"year":2025,"cited_by_count":1},{"year":2024,"cited_by_count":1},{"year":2022,"cited_by_count":2},{"year":2021,"cited_by_count":1},{"year":2019,"cited_by_count":1},{"year":2018,"cited_by_count":2},{"year":2017,"cited_by_count":1},{"year":2014,"cited_by_count":3},{"year":2013,"cited_by_count":1},{"year":2012,"cited_by_count":1}],"updated_date":"2026-10-30T12:39:25.321706","created_date":"2016-06-24T00:00:00"}
