{"id":"https://openalex.org/W1994504372","doi":"https://doi.org/10.1057/jbr.2014.24","title":"Competition in the banking industry: Empirical evidence from Ghana","display_name":"Competition in the banking industry: Empirical evidence from Ghana","publication_year":2015,"publication_date":"2015-03-04","ids":{"openalex":"https://openalex.org/W1994504372","doi":"https://doi.org/10.1057/jbr.2014.24","mag":"1994504372"},"language":"en","primary_location":{"id":"doi:10.1057/jbr.2014.24","doi":"https://doi.org/10.1057/jbr.2014.24","is_oa":false,"landing_page_url":"https://doi.org/10.1057/jbr.2014.24","pdf_url":null,"source":{"id":"https://openalex.org/S185277049","display_name":"Journal of Banking Regulation","issn_l":"1745-6452","issn":["1745-6452","1750-2071"],"is_oa":false,"is_in_doaj":false,"is_core":true,"listed_in":["abdc-c","anvur-scientific","cwts-core","jufo-1","norway-1","poland-40","russia-white-list-3","vabb-shw"],"host_organization":"https://openalex.org/P4310319702","host_organization_name":"Palgrave Macmillan","host_organization_lineage":["https://openalex.org/P4310319702","https://openalex.org/P4310319964"],"host_organization_lineage_names":["Palgrave Macmillan","Macmillan Publishers"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Journal of Banking Regulation","raw_type":"journal-article"},"volume":null,"type":"article","indexed_in":["crossref"],"open_access":{"is_oa":false,"oa_status":"closed","oa_url":null,"any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5090024822","display_name":"Kofi Adjei-Frimpong","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I184746854","display_name":"Lincoln University","ror":"https://ror.org/04ps1r162","country_code":"NZ","type":"education","lineage":["https://openalex.org/I184746854"]}],"countries":["NZ"],"is_corresponding":false,"raw_author_name":"Kofi Adjei-Frimpong","raw_affiliation_strings":["Department of Accounting, Economics and Finance, Lincoln University, PO Box 84, Canterbury, 7647, New Zealand","Lincoln University, New Zealand"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Department of Accounting, Economics and Finance, Lincoln University, PO Box 84, Canterbury, 7647, New Zealand","institution_ids":["https://openalex.org/I184746854"]},{"raw_affiliation_string":"Lincoln University, New Zealand","institution_ids":["https://openalex.org/I184746854"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5043965931","display_name":"Christopher E. C. Gan","orcid":"https://orcid.org/0000-0002-5618-1651","observed_orcids":["https://orcid.org/0000-0002-5618-1651"]},"institutions":[{"id":"https://openalex.org/I184746854","display_name":"Lincoln University","ror":"https://ror.org/04ps1r162","country_code":"NZ","type":"education","lineage":["https://openalex.org/I184746854"]}],"countries":["NZ"],"is_corresponding":false,"raw_author_name":"Christopher Gan","raw_affiliation_strings":["Department of Accounting, Economics and Finance, Lincoln University, PO Box 84, Canterbury, 7647, New Zealand","Department of Accounting, Economics and Finance , Lincoln University , Canterbury , New Zealand"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Department of Accounting, Economics and Finance, Lincoln University, PO Box 84, Canterbury, 7647, New Zealand","institution_ids":["https://openalex.org/I184746854"]},{"raw_affiliation_string":"Department of Accounting, Economics and Finance , Lincoln University , Canterbury , New Zealand","institution_ids":["https://openalex.org/I184746854"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5008376951","display_name":"Baiding Hu","orcid":"https://orcid.org/0000-0002-0991-1375","observed_orcids":["https://orcid.org/0000-0002-0991-1375"]},"institutions":[{"id":"https://openalex.org/I184746854","display_name":"Lincoln University","ror":"https://ror.org/04ps1r162","country_code":"NZ","type":"education","lineage":["https://openalex.org/I184746854"]}],"countries":["NZ"],"is_corresponding":false,"raw_author_name":"Baiding Hu","raw_affiliation_strings":["Department of Accounting, Economics and Finance, Lincoln University, PO Box 84, Canterbury, 7647, New Zealand","Department of Accounting, Economics and Finance Lincoln University"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Department of Accounting, Economics and Finance, Lincoln University, PO Box 84, Canterbury, 7647, New Zealand","institution_ids":["https://openalex.org/I184746854"]},{"raw_affiliation_string":"Department of Accounting, Economics and Finance Lincoln University","institution_ids":["https://openalex.org/I184746854"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":1,"corresponding_author_ids":[],"corresponding_institution_ids":["https://openalex.org/I184746854"],"apc_list":{"value":3290,"currency":"USD","value_usd":3290},"apc_paid":null,"fwci":0.0,"has_fulltext":false,"cited_by_count":19,"citation_normalized_percentile":{"value":0.09694757,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":{"min":89,"max":97},"biblio":{"volume":"17","issue":"3","first_page":"159","last_page":"175"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T10127","display_name":"Banking stability, regulation, efficiency","score":0.9965999722480774,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T10127","display_name":"Banking stability, regulation, efficiency","score":0.9965999722480774,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T14183","display_name":"Banking Sector Performance and Management","score":0.0007999999797903001,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10007","display_name":"Monetary Policy and Economic Impact","score":0.000699999975040555,"subfield":{"id":"https://openalex.org/subfields/2000","display_name":"General Economics, Econometrics and Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/bank-competition","display_name":"bank competition","score":0.9570000171661377},{"id":"https://openalex.org/keywords/market-power","display_name":"market power","score":0.8090000152587891},{"id":"https://openalex.org/keywords/financial-reform","display_name":"financial reform","score":0.4169999957084656},{"id":"https://openalex.org/keywords/bank-capitalization","display_name":"bank capitalization","score":0.9139999747276306},{"id":"https://openalex.org/keywords/bank-size","display_name":"bank size","score":0.7559999823570251},{"id":"https://openalex.org/keywords/fee-income","display_name":"fee-based income","score":0.8190000057220459},{"id":"https://openalex.org/keywords/loan-loss-provisions","display_name":"loan loss provisions","score":0.7770000100135803},{"id":"https://openalex.org/keywords/inflation","display_name":"inflation","score":0.902999997138977},{"id":"https://openalex.org/keywords/ghanaian-banking-industry","display_name":"Ghanaian banking industry","score":0.6690000295639038}],"concepts":[{"id":"https://openalex.org/C2779137862","wikidata":"https://www.wikidata.org/wiki/Q425951","display_name":"Capitalization","level":2,"score":0.7604203224182129},{"id":"https://openalex.org/C91306197","wikidata":"https://www.wikidata.org/wiki/Q45767","display_name":"Competition (biology)","level":2,"score":0.6833662390708923},{"id":"https://openalex.org/C2986226071","wikidata":"https://www.wikidata.org/wiki/Q22687","display_name":"Banking industry","level":2,"score":0.6566268801689148},{"id":"https://openalex.org/C2777764128","wikidata":"https://www.wikidata.org/wiki/Q189539","display_name":"Loan","level":2,"score":0.6197911500930786},{"id":"https://openalex.org/C6422946","wikidata":"https://www.wikidata.org/wiki/Q857354","display_name":"Panel data","level":2,"score":0.6146625876426697},{"id":"https://openalex.org/C2775881736","wikidata":"https://www.wikidata.org/wiki/Q1274157","display_name":"Market power","level":3,"score":0.5988133549690247},{"id":"https://openalex.org/C139043278","wikidata":"https://www.wikidata.org/wiki/Q837171","display_name":"Financial services","level":2,"score":0.5666373372077942},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.5143369436264038},{"id":"https://openalex.org/C73283319","wikidata":"https://www.wikidata.org/wiki/Q1416617","display_name":"Financial system","level":1,"score":0.512498140335083},{"id":"https://openalex.org/C156152238","wikidata":"https://www.wikidata.org/wiki/Q1548025","display_name":"Retail banking","level":2,"score":0.500312089920044},{"id":"https://openalex.org/C162324750","wikidata":"https://www.wikidata.org/wiki/Q8134","display_name":"Economics","level":0,"score":0.49377092719078064},{"id":"https://openalex.org/C84505015","wikidata":"https://www.wikidata.org/wiki/Q209380","display_name":"Chinese financial system","level":3,"score":0.4714696705341339},{"id":"https://openalex.org/C200941418","wikidata":"https://www.wikidata.org/wiki/Q273508","display_name":"Inflation (cosmology)","level":2,"score":0.4600543677806854},{"id":"https://openalex.org/C16969640","wikidata":"https://www.wikidata.org/wiki/Q1070805","display_name":"Capital adequacy ratio","level":3,"score":0.4260571300983429},{"id":"https://openalex.org/C556758197","wikidata":"https://www.wikidata.org/wiki/Q580018","display_name":"Monetary economics","level":1,"score":0.3228296637535095},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.292626291513443},{"id":"https://openalex.org/C34447519","wikidata":"https://www.wikidata.org/wiki/Q179522","display_name":"Market economy","level":1,"score":0.19394049048423767},{"id":"https://openalex.org/C29122968","wikidata":"https://www.wikidata.org/wiki/Q1414816","display_name":"Incentive","level":2,"score":0.17006564140319824},{"id":"https://openalex.org/C2781127519","wikidata":"https://www.wikidata.org/wiki/Q43637","display_name":"Monopoly","level":2,"score":0.09711527824401855},{"id":"https://openalex.org/C121332964","wikidata":"https://www.wikidata.org/wiki/Q413","display_name":"Physics","level":0,"score":0.0},{"id":"https://openalex.org/C149782125","wikidata":"https://www.wikidata.org/wiki/Q160039","display_name":"Econometrics","level":1,"score":0.0},{"id":"https://openalex.org/C138885662","wikidata":"https://www.wikidata.org/wiki/Q5891","display_name":"Philosophy","level":0,"score":0.0},{"id":"https://openalex.org/C199539241","wikidata":"https://www.wikidata.org/wiki/Q7748","display_name":"Law","level":1,"score":0.0},{"id":"https://openalex.org/C18903297","wikidata":"https://www.wikidata.org/wiki/Q7150","display_name":"Ecology","level":1,"score":0.0},{"id":"https://openalex.org/C41895202","wikidata":"https://www.wikidata.org/wiki/Q8162","display_name":"Linguistics","level":1,"score":0.0},{"id":"https://openalex.org/C33332235","wikidata":"https://www.wikidata.org/wiki/Q18362","display_name":"Theoretical physics","level":1,"score":0.0},{"id":"https://openalex.org/C86803240","wikidata":"https://www.wikidata.org/wiki/Q420","display_name":"Biology","level":0,"score":0.0},{"id":"https://openalex.org/C191935318","wikidata":"https://www.wikidata.org/wiki/Q148","display_name":"China","level":2,"score":0.0},{"id":"https://openalex.org/C17744445","wikidata":"https://www.wikidata.org/wiki/Q36442","display_name":"Political science","level":0,"score":0.0}],"mesh":[],"locations_count":3,"locations":[{"id":"doi:10.1057/jbr.2014.24","doi":"https://doi.org/10.1057/jbr.2014.24","is_oa":false,"landing_page_url":"https://doi.org/10.1057/jbr.2014.24","pdf_url":null,"source":{"id":"https://openalex.org/S185277049","display_name":"Journal of Banking Regulation","issn_l":"1745-6452","issn":["1745-6452","1750-2071"],"is_oa":false,"is_in_doaj":false,"is_core":true,"listed_in":["abdc-c","anvur-scientific","cwts-core","jufo-1","norway-1","poland-40","russia-white-list-3","vabb-shw"],"host_organization":"https://openalex.org/P4310319702","host_organization_name":"Palgrave Macmillan","host_organization_lineage":["https://openalex.org/P4310319702","https://openalex.org/P4310319964"],"host_organization_lineage_names":["Palgrave Macmillan","Macmillan Publishers"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Journal of Banking Regulation","raw_type":"journal-article"},{"id":"pmh:oai:RePEc:pal:jbkreg:v:17:y:2016:i:3:p:159-175","doi":null,"is_oa":false,"landing_page_url":"http://www.palgrave-journals.com/jbr/journal/v17/n3/full/jbr201424a.html","pdf_url":null,"source":{"id":"https://openalex.org/S4306401271","display_name":"RePEc: Research Papers in Economics","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I77793887","host_organization_name":"Federal Reserve Bank of St. Louis","host_organization_lineage":["https://openalex.org/I77793887"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"article"},{"id":"pmh:oai:researcharchive.lincoln.ac.nz:10182/7221","doi":null,"is_oa":false,"landing_page_url":"https://hdl.handle.net/10182/7221","pdf_url":null,"source":{"id":"https://openalex.org/S4306400204","display_name":"Lincoln University Research Archive (Lincoln University)","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I184746854","host_organization_name":"Lincoln University","host_organization_lineage":["https://openalex.org/I184746854"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"Journal Article"}],"best_oa_location":null,"sustainable_development_goals":[{"id":"https://metadata.un.org/sdg/8","display_name":"Decent work and economic growth","score":0.6452000141143799}],"study_designs":[],"awards":[],"funders":[],"has_content":{"pdf":false,"grobid_xml":false},"content_urls":null,"referenced_works_count":80,"referenced_works":["https://openalex.org/W165630855","https://openalex.org/W1501738950","https://openalex.org/W1522317436","https://openalex.org/W1543819688","https://openalex.org/W1551663330","https://openalex.org/W1552721872","https://openalex.org/W1566920993","https://openalex.org/W1567860298","https://openalex.org/W1594774314","https://openalex.org/W1822263628","https://openalex.org/W1961584652","https://openalex.org/W1970802204","https://openalex.org/W1972719922","https://openalex.org/W1976760743","https://openalex.org/W2003152992","https://openalex.org/W2005203074","https://openalex.org/W2005919821","https://openalex.org/W2009240636","https://openalex.org/W2012781553","https://openalex.org/W2013006878","https://openalex.org/W2017143298","https://openalex.org/W2018996297","https://openalex.org/W2032439918","https://openalex.org/W2034358409","https://openalex.org/W2035554302","https://openalex.org/W2036430614","https://openalex.org/W2044558565","https://openalex.org/W2047747706","https://openalex.org/W2053950053","https://openalex.org/W2055447809","https://openalex.org/W2062472270","https://openalex.org/W2066310392","https://openalex.org/W2069714455","https://openalex.org/W2071313619","https://openalex.org/W2077997564","https://openalex.org/W2084495264","https://openalex.org/W2096563097","https://openalex.org/W2096732389","https://openalex.org/W2097952164","https://openalex.org/W2107223368","https://openalex.org/W2107565995","https://openalex.org/W2111652331","https://openalex.org/W2140146437","https://openalex.org/W2142986930","https://openalex.org/W2144357229","https://openalex.org/W2145891483","https://openalex.org/W2146843937","https://openalex.org/W2152786146","https://openalex.org/W2154441206","https://openalex.org/W2157372245","https://openalex.org/W2160548961","https://openalex.org/W2162465836","https://openalex.org/W2165511241","https://openalex.org/W2265190302","https://openalex.org/W2476944527","https://openalex.org/W2728300068","https://openalex.org/W2988039629","https://openalex.org/W3087801440","https://openalex.org/W3121193531","https://openalex.org/W3121403162","https://openalex.org/W3121519315","https://openalex.org/W3121620830","https://openalex.org/W3122347844","https://openalex.org/W3122446428","https://openalex.org/W3122939260","https://openalex.org/W3122974722","https://openalex.org/W3123312772","https://openalex.org/W3123534630","https://openalex.org/W3123630252","https://openalex.org/W3123892375","https://openalex.org/W3124170885","https://openalex.org/W3125257950","https://openalex.org/W3126027997","https://openalex.org/W3126066844","https://openalex.org/W3144927535","https://openalex.org/W3147048497","https://openalex.org/W4233763259","https://openalex.org/W4253225685","https://openalex.org/W4256152628","https://openalex.org/W4297974475"],"related_works":["https://openalex.org/W2143533352","https://openalex.org/W4213126240","https://openalex.org/W6906627653","https://openalex.org/W3150795066","https://openalex.org/W4293235556","https://openalex.org/W2766951623","https://openalex.org/W2614990742","https://openalex.org/W2220609720","https://openalex.org/W4210333607","https://openalex.org/W7111040617"],"abstract_inverted_index":null,"counts_by_year":[{"year":2026,"cited_by_count":2},{"year":2025,"cited_by_count":3},{"year":2024,"cited_by_count":1},{"year":2023,"cited_by_count":1},{"year":2022,"cited_by_count":4},{"year":2021,"cited_by_count":2},{"year":2020,"cited_by_count":4},{"year":2019,"cited_by_count":2}],"updated_date":"2026-10-26T11:51:55.731654","created_date":"2016-06-24T00:00:00"}