{"id":"https://openalex.org/W1978578250","doi":"https://doi.org/10.1016/j.jebo.2014.02.025","title":"Bank-insured RoSCA for microfinance: Experimental evidence in poor Egyptian villages","display_name":"Bank-insured RoSCA for microfinance: Experimental evidence in poor Egyptian villages","publication_year":2014,"publication_date":"2014-04-03","ids":{"openalex":"https://openalex.org/W1978578250","doi":"https://doi.org/10.1016/j.jebo.2014.02.025","mag":"1978578250"},"language":"en","primary_location":{"id":"doi:10.1016/j.jebo.2014.02.025","doi":"https://doi.org/10.1016/j.jebo.2014.02.025","is_oa":false,"landing_page_url":"https://doi.org/10.1016/j.jebo.2014.02.025","pdf_url":null,"source":{"id":"https://openalex.org/S62201805","display_name":"Journal of Economic Behavior & Organization","issn_l":"0167-2681","issn":["0167-2681","1879-1751"],"is_oa":false,"is_in_doaj":false,"is_core":true,"listed_in":["abdc-a-star","anvur-class-a","anvur-scientific","cwts-core","erih-plus","fnege-2","jufo-2","norway-2","poland-100","russia-white-list-1","vabb-shw"],"host_organization":"https://openalex.org/P4310320990","host_organization_name":"Elsevier BV","host_organization_lineage":["https://openalex.org/P4310320990"],"host_organization_lineage_names":["Elsevier BV"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Journal of Economic Behavior & Organization","raw_type":"journal-article"},"volume":null,"type":"article","indexed_in":["crossref"],"open_access":{"is_oa":false,"oa_status":"closed","oa_url":null,"any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5109848602","display_name":"Mahmoud Amin El-Gamal","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I74775410","display_name":"Rice University","ror":"https://ror.org/008zs3103","country_code":"US","type":"education","lineage":["https://openalex.org/I74775410"]}],"countries":["US"],"is_corresponding":false,"raw_author_name":"Mahmoud El-Gamal","raw_affiliation_strings":["Rice University and James A. Baker III Institute for Public Policy, United States","**Rice University;"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Rice University and James A. Baker III Institute for Public Policy, United States","institution_ids":["https://openalex.org/I74775410"]},{"raw_affiliation_string":"**Rice University;","institution_ids":["https://openalex.org/I74775410"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5089658879","display_name":"Mohamed El-Komi","orcid":"https://orcid.org/0000-0003-0307-2926","observed_orcids":["https://orcid.org/0000-0003-0307-2926"]},"institutions":[{"id":"https://openalex.org/I80693520","display_name":"American University in Cairo","ror":"https://ror.org/0176yqn58","country_code":"EG","type":"education","lineage":["https://openalex.org/I80693520"]}],"countries":["EG"],"is_corresponding":false,"raw_author_name":"Mohamed El-Komi","raw_affiliation_strings":["American University in Cairo, Egypt","American University In Cairo#TAB#"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"American University in Cairo, Egypt","institution_ids":["https://openalex.org/I80693520"]},{"raw_affiliation_string":"American University In Cairo#TAB#","institution_ids":["https://openalex.org/I80693520"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5084052209","display_name":"Dean Karlan","orcid":"https://orcid.org/0000-0003-0164-1398","observed_orcids":["https://orcid.org/0000-0003-0164-1398"]},"institutions":[{"id":"https://openalex.org/I1313272365","display_name":"Innovations for Poverty Action","ror":"https://ror.org/0235ad950","country_code":"US","type":"nonprofit","lineage":["https://openalex.org/I1313272365"]},{"id":"https://openalex.org/I32971472","display_name":"Yale University","ror":"https://ror.org/03v76x132","country_code":"US","type":"education","lineage":["https://openalex.org/I32971472"]}],"countries":["US"],"is_corresponding":false,"raw_author_name":"Dean Karlan","raw_affiliation_strings":["Innovations for Poverty Action, United States","Yale University, United States"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Innovations for Poverty Action, United States","institution_ids":["https://openalex.org/I1313272365"]},{"raw_affiliation_string":"Yale University, United States","institution_ids":["https://openalex.org/I32971472"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5061941259","display_name":"Adam Osman","orcid":"https://orcid.org/0000-0003-0848-6183","observed_orcids":["https://orcid.org/0000-0003-0848-6183"]},"institutions":[{"id":"https://openalex.org/I32971472","display_name":"Yale University","ror":"https://ror.org/03v76x132","country_code":"US","type":"education","lineage":["https://openalex.org/I32971472"]}],"countries":["US"],"is_corresponding":true,"raw_author_name":"Adam Osman","raw_affiliation_strings":["Yale University, United States","Yale University  ;"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Yale University, United States","institution_ids":["https://openalex.org/I32971472"]},{"raw_affiliation_string":"Yale University  ;","institution_ids":["https://openalex.org/I32971472"]}]}],"institutions":[],"countries_distinct_count":2,"institutions_distinct_count":4,"corresponding_author_ids":["https://openalex.org/A5061941259"],"corresponding_institution_ids":["https://openalex.org/I32971472"],"apc_list":{"value":3180,"currency":"USD","value_usd":3180},"apc_paid":null,"fwci":6.631,"has_fulltext":false,"cited_by_count":60,"citation_normalized_percentile":{"value":0.95990754,"is_in_top_1_percent":false,"is_in_top_10_percent":true},"cited_by_percentile_year":{"min":89,"max":100},"biblio":{"volume":"103","issue":null,"first_page":"S56","last_page":"S73"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T10987","display_name":"Microfinance and Financial Inclusion","score":0.9994999766349792,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T10987","display_name":"Microfinance and Financial Inclusion","score":0.9994999766349792,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10127","display_name":"Banking stability, regulation, efficiency","score":9.999999747378752e-05,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10517","display_name":"Financial Literacy, Pension, Retirement Analysis","score":9.999999747378752e-05,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/rotating-savings-and-credit-associations","display_name":"rotating savings and credit associations","score":0.968999981880188},{"id":"https://openalex.org/keywords/microfinance","display_name":"microfinance","score":0.925000011920929},{"id":"https://openalex.org/keywords/credit-unions","display_name":"credit unions","score":0.5669999718666077},{"id":"https://openalex.org/keywords/unbanked-populations","display_name":"unbanked populations","score":0.6700000166893005},{"id":"https://openalex.org/keywords/coordination-failure","display_name":"coordination failure","score":0.8389999866485596},{"id":"https://openalex.org/keywords/informal-savings-groups","display_name":"informal savings groups","score":0.5400000214576721},{"id":"https://openalex.org/keywords/loan-repayment","display_name":"loan repayment","score":0.7350000143051147},{"id":"https://openalex.org/keywords/egyptian-villages","display_name":"Egyptian villages","score":0.5440000295639038}],"concepts":[{"id":"https://openalex.org/C28129649","wikidata":"https://www.wikidata.org/wiki/Q926217","display_name":"Microfinance","level":2,"score":0.9720818996429443},{"id":"https://openalex.org/C2778430866","wikidata":"https://www.wikidata.org/wiki/Q3061848","display_name":"Unbanked","level":4,"score":0.8604068756103516},{"id":"https://openalex.org/C38935604","wikidata":"https://www.wikidata.org/wiki/Q4330363","display_name":"Stylized fact","level":2,"score":0.671226441860199},{"id":"https://openalex.org/C162324750","wikidata":"https://www.wikidata.org/wiki/Q8134","display_name":"Economics","level":0,"score":0.5228008031845093},{"id":"https://openalex.org/C2780821815","wikidata":"https://www.wikidata.org/wiki/Q5340806","display_name":"Portfolio","level":2,"score":0.4826660454273224},{"id":"https://openalex.org/C83864248","wikidata":"https://www.wikidata.org/wiki/Q177323","display_name":"Developing country","level":2,"score":0.42862948775291443},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.3945540189743042},{"id":"https://openalex.org/C73283319","wikidata":"https://www.wikidata.org/wiki/Q1416617","display_name":"Financial system","level":1,"score":0.36794406175613403},{"id":"https://openalex.org/C47768531","wikidata":"https://www.wikidata.org/wiki/Q1127188","display_name":"Development economics","level":1,"score":0.32666629552841187},{"id":"https://openalex.org/C50522688","wikidata":"https://www.wikidata.org/wiki/Q189833","display_name":"Economic growth","level":1,"score":0.2575582265853882},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.2547650933265686},{"id":"https://openalex.org/C2779251847","wikidata":"https://www.wikidata.org/wiki/Q60852","display_name":"Financial inclusion","level":3,"score":0.24654874205589294},{"id":"https://openalex.org/C139043278","wikidata":"https://www.wikidata.org/wiki/Q837171","display_name":"Financial services","level":2,"score":0.20354700088500977},{"id":"https://openalex.org/C139719470","wikidata":"https://www.wikidata.org/wiki/Q39680","display_name":"Macroeconomics","level":1,"score":0.12971335649490356}],"mesh":[],"locations_count":7,"locations":[{"id":"doi:10.1016/j.jebo.2014.02.025","doi":"https://doi.org/10.1016/j.jebo.2014.02.025","is_oa":false,"landing_page_url":"https://doi.org/10.1016/j.jebo.2014.02.025","pdf_url":null,"source":{"id":"https://openalex.org/S62201805","display_name":"Journal of Economic Behavior & Organization","issn_l":"0167-2681","issn":["0167-2681","1879-1751"],"is_oa":false,"is_in_doaj":false,"is_core":true,"listed_in":["abdc-a-star","anvur-class-a","anvur-scientific","cwts-core","erih-plus","fnege-2","jufo-2","norway-2","poland-100","russia-white-list-1","vabb-shw"],"host_organization":"https://openalex.org/P4310320990","host_organization_name":"Elsevier BV","host_organization_lineage":["https://openalex.org/P4310320990"],"host_organization_lineage_names":["Elsevier BV"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Journal of Economic Behavior & Organization","raw_type":"journal-article"},{"id":"pmh:oai:CiteSeerX.psu:10.1.1.379.6612","doi":null,"is_oa":false,"landing_page_url":"http://citeseerx.ist.psu.edu/viewdoc/summary?doi=10.1.1.379.6612","pdf_url":null,"source":null,"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":"http://web.uvic.ca/econ/research/seminars/El-Gamal_EMF_05_12.pdf","raw_type":"text"},{"id":"pmh:oai:CiteSeerX.psu:10.1.1.379.9610","doi":null,"is_oa":false,"landing_page_url":"http://citeseerx.ist.psu.edu/viewdoc/summary?doi=10.1.1.379.9610","pdf_url":null,"source":null,"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":"http://web.uvic.ca/econ/research/seminars/El-Gamal_EMF_05_11.pdf","raw_type":"text"},{"id":"pmh:oai:CiteSeerX.psu:10.1.1.671.5658","doi":null,"is_oa":false,"landing_page_url":"http://citeseerx.ist.psu.edu/viewdoc/summary?doi=10.1.1.671.5658","pdf_url":null,"source":null,"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":"http://karlan.yale.edu/p/EMF-05-12.pdf","raw_type":"text"},{"id":"pmh:oai:CiteSeerX.psu:10.1.1.692.1596","doi":null,"is_oa":false,"landing_page_url":"http://citeseerx.ist.psu.edu/viewdoc/summary?doi=10.1.1.692.1596","pdf_url":null,"source":null,"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":"http://karlan.yale.edu/p/JEBO2013_v4.pdf","raw_type":"text"},{"id":"pmh:oai:repository.rice.edu:1911/91855","doi":null,"is_oa":false,"landing_page_url":"http://www.bakerinstitute.org/research/bank-insured-rosca-for-microfinance-experimental-evidence-in-poor-egyptian-villages/","pdf_url":null,"source":{"id":"https://openalex.org/S4306401268","display_name":"Rice Research Repository (Rice University)","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I74775410","host_organization_name":"Rice University","host_organization_lineage":["https://openalex.org/I74775410"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"Research paper"},{"id":"pmh:oai:scholarship.rice.edu:1911/91855","doi":null,"is_oa":false,"landing_page_url":"http://hdl.handle.net/1911/91855","pdf_url":null,"source":{"id":"https://openalex.org/S4306401268","display_name":"Rice Research Repository (Rice University)","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I74775410","host_organization_name":"Rice University","host_organization_lineage":["https://openalex.org/I74775410"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":"","raw_type":"Research paper"}],"best_oa_location":null,"sustainable_development_goals":[{"id":"https://metadata.un.org/sdg/1","display_name":"No poverty","score":0.666700005531311},{"id":"https://metadata.un.org/sdg/10","display_name":"Reduced inequalities","score":0.5}],"sustainable_development_goals_aurora":[{"id":"https://metadata.un.org/sdg/8","display_name":"Decent work and economic growth","score":0.7400000095367432}],"study_designs":[],"awards":[],"funders":[],"has_content":{"grobid_xml":false,"pdf":false},"content_urls":null,"referenced_works_count":46,"referenced_works":["https://openalex.org/W44372063","https://openalex.org/W625987345","https://openalex.org/W646549928","https://openalex.org/W1514559220","https://openalex.org/W1515739281","https://openalex.org/W1533285291","https://openalex.org/W1551091389","https://openalex.org/W1555662079","https://openalex.org/W1721490372","https://openalex.org/W1956676386","https://openalex.org/W1978858768","https://openalex.org/W2001136655","https://openalex.org/W2008492531","https://openalex.org/W2012307553","https://openalex.org/W2018649199","https://openalex.org/W2020861393","https://openalex.org/W2021896926","https://openalex.org/W2023591708","https://openalex.org/W2066593412","https://openalex.org/W2084252228","https://openalex.org/W2093301734","https://openalex.org/W2096090123","https://openalex.org/W2100151099","https://openalex.org/W2116703037","https://openalex.org/W2129079857","https://openalex.org/W2132828362","https://openalex.org/W2138398822","https://openalex.org/W2143291331","https://openalex.org/W2149694746","https://openalex.org/W2150119583","https://openalex.org/W2152534713","https://openalex.org/W2164200301","https://openalex.org/W2186267403","https://openalex.org/W2802826177","https://openalex.org/W3121427871","https://openalex.org/W3121502504","https://openalex.org/W3121843590","https://openalex.org/W3122028482","https://openalex.org/W3122092010","https://openalex.org/W3122199124","https://openalex.org/W3125573669","https://openalex.org/W3125802289","https://openalex.org/W3159124394","https://openalex.org/W4229805700","https://openalex.org/W4242795892","https://openalex.org/W6656110140"],"related_works":["https://openalex.org/W7097399067","https://openalex.org/W1821824147","https://openalex.org/W2292804406","https://openalex.org/W3164451974","https://openalex.org/W3154048321","https://openalex.org/W2552887042","https://openalex.org/W4408567189","https://openalex.org/W7117553427","https://openalex.org/W7108322218","https://openalex.org/W1973188586"],"abstract_inverted_index":null,"counts_by_year":[{"year":2026,"cited_by_count":3},{"year":2025,"cited_by_count":2},{"year":2024,"cited_by_count":1},{"year":2023,"cited_by_count":5},{"year":2022,"cited_by_count":4},{"year":2021,"cited_by_count":18},{"year":2020,"cited_by_count":7},{"year":2019,"cited_by_count":5},{"year":2018,"cited_by_count":2},{"year":2017,"cited_by_count":1},{"year":2016,"cited_by_count":3},{"year":2015,"cited_by_count":2},{"year":2014,"cited_by_count":2},{"year":2013,"cited_by_count":4},{"year":2012,"cited_by_count":1}],"updated_date":"2026-10-28T10:33:24.094632","created_date":"2016-06-24T00:00:00"}