{"id":"https://openalex.org/W193262083","doi":null,"title":"RESOLVING THE MISALIGNMENT BETWEEN CONSUMER PRIVACY CONCERNS AND UBIQUITOUS IS DESIGN : THE CASE OF USAGE -BASED INSURANCE","display_name":"RESOLVING THE MISALIGNMENT BETWEEN CONSUMER PRIVACY CONCERNS AND UBIQUITOUS IS DESIGN : THE CASE OF USAGE -BASED INSURANCE","publication_year":2012,"publication_date":"2012-12-16","ids":{"openalex":"https://openalex.org/W193262083","mag":"193262083"},"language":"en","primary_location":{"id":"pmh:oai:www.alexandria.unisg.ch:222563","doi":null,"is_oa":false,"landing_page_url":"https://www.alexandria.unisg.ch/222563/1/Paefgen%20et%20al.%20ICIS%202012.pdf","pdf_url":"https://www.alexandria.unisg.ch/222563/1/Paefgen%20et%20al.%20ICIS%202012.pdf","source":{"id":"https://openalex.org/S4306400650","display_name":"Alexandria (UniSG) (University of St.Gallen)","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I4210158813","host_organization_name":"St.Gallen University of Teacher Education","host_organization_lineage":["https://openalex.org/I4210158813"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"acceptedVersion","is_accepted":true,"is_published":false,"raw_source_name":"","raw_type":"Conference or Workshop Item"},"volume":null,"type":"conference-paper","is_traditional":true,"indexed_in":[],"open_access":{"is_oa":false,"oa_status":"closed","oa_url":null,"any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5000606574","display_name":"Johannes Paefgen","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I202963720","display_name":"University of St.Gallen","ror":"https://ror.org/0561a3s31","country_code":"CH","type":"education","lineage":["https://openalex.org/I202963720"]}],"countries":["CH"],"is_corresponding":false,"raw_author_name":"Johannes Paefgen","raw_affiliation_strings":["University of St. Gallen, Saint Gallen, Switzerland"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"University of St. Gallen, Saint Gallen, Switzerland","institution_ids":["https://openalex.org/I202963720"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5052382186","display_name":"Thorsten Staake","orcid":"https://orcid.org/0000-0003-1399-4676","observed_orcids":["https://orcid.org/0000-0003-1399-4676","https://orcid.org/0000-0003-4020-3032"]},"institutions":[{"id":"https://openalex.org/I35440088","display_name":"ETH Zurich","ror":"https://ror.org/05a28rw58","country_code":"CH","type":"education","lineage":["https://openalex.org/I2799323385","https://openalex.org/I35440088"]}],"countries":["CH"],"is_corresponding":false,"raw_author_name":"Thorsten Staake","raw_affiliation_strings":["ETH Zurich, Zurich, Switzerland"],"raw_orcid":"https://orcid.org/0000-0003-1399-4676","affiliations":[{"raw_affiliation_string":"ETH Zurich, Zurich, Switzerland","institution_ids":["https://openalex.org/I35440088"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5046877320","display_name":"Fr\u00e9d\u00e9ric Thiesse","orcid":"https://orcid.org/0000-0002-7718-8406","observed_orcids":["https://orcid.org/0000-0002-7718-8406"]},"institutions":[{"id":"https://openalex.org/I25974101","display_name":"University of W\u00fcrzburg","ror":"https://ror.org/00fbnyb24","country_code":"DE","type":"education","lineage":["https://openalex.org/I25974101"]}],"countries":["DE"],"is_corresponding":false,"raw_author_name":"Fr\u00e9d\u00e9ric Thiesse","raw_affiliation_strings":["University of W\u00fcrzburg, W\u00fcrzburg, Germany"],"raw_orcid":"https://orcid.org/0000-0002-7718-8406","affiliations":[{"raw_affiliation_string":"University of W\u00fcrzburg, W\u00fcrzburg, Germany","institution_ids":["https://openalex.org/I25974101"]}]}],"institutions":[],"countries_distinct_count":2,"institutions_distinct_count":3,"corresponding_author_ids":[],"corresponding_institution_ids":[],"apc_list":null,"apc_paid":null,"fwci":3.0986,"has_fulltext":false,"cited_by_count":7,"citation_normalized_percentile":{"value":0.92632937,"is_in_top_1_percent":false,"is_in_top_10_percent":true},"cited_by_percentile_year":{"min":88,"max":97},"biblio":{"volume":null,"issue":null,"first_page":null,"last_page":null},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T11045","display_name":"Privacy, Security, and Data Protection","score":0.9937000274658203,"subfield":{"id":"https://openalex.org/subfields/3312","display_name":"Sociology and Political Science"},"field":{"id":"https://openalex.org/fields/33","display_name":"Social Sciences"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T11045","display_name":"Privacy, Security, and Data Protection","score":0.9937000274658203,"subfield":{"id":"https://openalex.org/subfields/3312","display_name":"Sociology and Political Science"},"field":{"id":"https://openalex.org/fields/33","display_name":"Social Sciences"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10803","display_name":"Innovative Human-Technology Interaction","score":0.0008999999845400453,"subfield":{"id":"https://openalex.org/subfields/1709","display_name":"Human-Computer Interaction"},"field":{"id":"https://openalex.org/fields/17","display_name":"Computer Science"},"domain":{"id":"https://openalex.org/domains/3","display_name":"Physical Sciences"}},{"id":"https://openalex.org/T10068","display_name":"Technology Adoption and User Behaviour","score":0.0007999999797903001,"subfield":{"id":"https://openalex.org/subfields/1802","display_name":"Information Systems and Management"},"field":{"id":"https://openalex.org/fields/18","display_name":"Decision Sciences"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/usage-based-insurance","display_name":"usage-based insurance","score":0.8109999895095825},{"id":"https://openalex.org/keywords/ubiquitous-information-systems","display_name":"ubiquitous information systems","score":0.859000027179718},{"id":"https://openalex.org/keywords/consumer-privacy-concerns","display_name":"consumer privacy concerns","score":0.9610000252723694},{"id":"https://openalex.org/keywords/privacy-utility-trade-off","display_name":"privacy-utility trade-off","score":0.7179999947547913},{"id":"https://openalex.org/keywords/location-data","display_name":"location data","score":0.7770000100135803},{"id":"https://openalex.org/keywords/privacy-enhancing-technologies","display_name":"privacy-enhancing technologies","score":0.6269999742507935},{"id":"https://openalex.org/keywords/socio-technical-context","display_name":"socio-technical context","score":0.8309999704360962}],"concepts":[{"id":"https://openalex.org/C41008148","wikidata":"https://www.wikidata.org/wiki/Q21198","display_name":"Computer science","level":0,"score":0.7182403802871704},{"id":"https://openalex.org/C193934123","wikidata":"https://www.wikidata.org/wiki/Q7246028","display_name":"Privacy by Design","level":3,"score":0.6948834657669067},{"id":"https://openalex.org/C2779343474","wikidata":"https://www.wikidata.org/wiki/Q3109175","display_name":"Context (archaeology)","level":2,"score":0.6631453037261963},{"id":"https://openalex.org/C123201435","wikidata":"https://www.wikidata.org/wiki/Q456632","display_name":"Information privacy","level":2,"score":0.5786258578300476},{"id":"https://openalex.org/C509729295","wikidata":"https://www.wikidata.org/wiki/Q7246032","display_name":"Privacy software","level":3,"score":0.540556788444519},{"id":"https://openalex.org/C182306322","wikidata":"https://www.wikidata.org/wiki/Q1779371","display_name":"Order (exchange)","level":2,"score":0.5202013850212097},{"id":"https://openalex.org/C192209626","wikidata":"https://www.wikidata.org/wiki/Q190909","display_name":"Focus (optics)","level":2,"score":0.5126956701278687},{"id":"https://openalex.org/C172195944","wikidata":"https://www.wikidata.org/wiki/Q541265","display_name":"Ubiquitous computing","level":2,"score":0.5094628930091858},{"id":"https://openalex.org/C108827166","wikidata":"https://www.wikidata.org/wiki/Q175975","display_name":"Internet privacy","level":1,"score":0.5048268437385559},{"id":"https://openalex.org/C38652104","wikidata":"https://www.wikidata.org/wiki/Q3510521","display_name":"Computer security","level":1,"score":0.44074663519859314},{"id":"https://openalex.org/C137822555","wikidata":"https://www.wikidata.org/wiki/Q2587068","display_name":"Information sensitivity","level":2,"score":0.4111708998680115},{"id":"https://openalex.org/C2522767166","wikidata":"https://www.wikidata.org/wiki/Q2374463","display_name":"Data science","level":1,"score":0.4042380154132843},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.18963345885276794},{"id":"https://openalex.org/C107457646","wikidata":"https://www.wikidata.org/wiki/Q207434","display_name":"Human\u2013computer interaction","level":1,"score":0.1877497136592865},{"id":"https://openalex.org/C151730666","wikidata":"https://www.wikidata.org/wiki/Q7205","display_name":"Paleontology","level":1,"score":0.0},{"id":"https://openalex.org/C120665830","wikidata":"https://www.wikidata.org/wiki/Q14620","display_name":"Optics","level":1,"score":0.0},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.0},{"id":"https://openalex.org/C86803240","wikidata":"https://www.wikidata.org/wiki/Q420","display_name":"Biology","level":0,"score":0.0},{"id":"https://openalex.org/C121332964","wikidata":"https://www.wikidata.org/wiki/Q413","display_name":"Physics","level":0,"score":0.0}],"mesh":[],"locations_count":3,"locations":[{"id":"pmh:oai:www.alexandria.unisg.ch:222563","doi":null,"is_oa":false,"landing_page_url":"https://www.alexandria.unisg.ch/222563/1/Paefgen%20et%20al.%20ICIS%202012.pdf","pdf_url":"https://www.alexandria.unisg.ch/222563/1/Paefgen%20et%20al.%20ICIS%202012.pdf","source":{"id":"https://openalex.org/S4306400650","display_name":"Alexandria (UniSG) (University of St.Gallen)","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I4210158813","host_organization_name":"St.Gallen University of Teacher Education","host_organization_lineage":["https://openalex.org/I4210158813"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"acceptedVersion","is_accepted":true,"is_published":false,"raw_source_name":"","raw_type":"Conference or Workshop Item"},{"id":"pmh:oai:alexandria.unisg.ch:20.500.14171/90575","doi":null,"is_oa":false,"landing_page_url":"https://www.alexandria.unisg.ch/handle/20.500.14171/90575","pdf_url":null,"source":{"id":"https://openalex.org/S4306400650","display_name":"Alexandria (UniSG) (University of St.Gallen)","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I4210158813","host_organization_name":"St.Gallen University of Teacher Education","host_organization_lineage":["https://openalex.org/I4210158813"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"conference paper"},{"id":"mag:193262083","doi":null,"is_oa":false,"landing_page_url":"https://aisel.aisnet.org/cgi/viewcontent.cgi?article=1104&context=icis2012","pdf_url":null,"source":{"id":"https://openalex.org/S4306419566","display_name":"International Conference on Information Systems","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"conference"},"license":null,"license_id":null,"version":null,"is_accepted":false,"is_published":false,"raw_source_name":"International Conference on Information Systems","raw_type":null}],"best_oa_location":null,"sustainable_development_goals":[],"study_designs":[],"awards":[],"funders":[],"has_content":{"grobid_xml":false,"pdf":false},"content_urls":null,"referenced_works_count":46,"referenced_works":["https://openalex.org/W22859671","https://openalex.org/W108872265","https://openalex.org/W114880980","https://openalex.org/W121938757","https://openalex.org/W123085185","https://openalex.org/W187654328","https://openalex.org/W613743642","https://openalex.org/W1527688054","https://openalex.org/W1607499614","https://openalex.org/W1870146437","https://openalex.org/W1985943329","https://openalex.org/W1998656697","https://openalex.org/W1999628906","https://openalex.org/W2030916206","https://openalex.org/W2032536435","https://openalex.org/W2034809183","https://openalex.org/W2036134023","https://openalex.org/W2038725084","https://openalex.org/W2043572303","https://openalex.org/W2047150210","https://openalex.org/W2059797076","https://openalex.org/W2081451652","https://openalex.org/W2099262365","https://openalex.org/W2102303925","https://openalex.org/W2104483449","https://openalex.org/W2106748578","https://openalex.org/W2107448114","https://openalex.org/W2109735751","https://openalex.org/W2112523907","https://openalex.org/W2113722078","https://openalex.org/W2113738519","https://openalex.org/W2123162799","https://openalex.org/W2135342025","https://openalex.org/W2135818493","https://openalex.org/W2136451344","https://openalex.org/W2136922540","https://openalex.org/W2139831988","https://openalex.org/W2140975169","https://openalex.org/W2144410432","https://openalex.org/W2144501061","https://openalex.org/W2146217571","https://openalex.org/W2272053597","https://openalex.org/W2293598903","https://openalex.org/W2520975693","https://openalex.org/W2571606237","https://openalex.org/W2621340340"],"related_works":["https://openalex.org/W7096819914","https://openalex.org/W2159269282","https://openalex.org/W3999283","https://openalex.org/W2207862855","https://openalex.org/W7097555732","https://openalex.org/W2097254487","https://openalex.org/W7172412648","https://openalex.org/W1558430934","https://openalex.org/W3114297783","https://openalex.org/W7098546988"],"abstract_inverted_index":{"Ubiquitous":[0],"IS":[1,120],"enables":[2],"novel":[3],"services":[4],"and":[5,26,112,122],"business":[6],"models,":[7],"yet":[8],"require":[9],"a":[10,49],"careful":[11],"balancing":[12],"of":[13,23,42,56,61,78,92,138,143],"consumer":[14],"privacy":[15,89],"concerns":[16],"(PC)":[17],"-":[18,29],"induced":[19],"by":[20],"the":[21,39,54,75,87,140],"provision":[22],"particular":[24],"sensors":[25],"information":[27,93],"types":[28],"with":[30],"functional":[31,62],"performance":[32],"in":[33,94,110],"order":[34],"to":[35,53,105,128],"maximize":[36],"acceptance.":[37],"For":[38],"exemplary":[40],"case":[41],"Usage-based":[43],"Insurance":[44],"(UBI),":[45],"this":[46,117],"paper":[47],"presents":[48],"design":[50,108],"science":[51],"approach":[52],"mitigation":[55],"PC":[57],"under":[58],"parallel":[59],"consideration":[60],"system":[63,80,130],"performance.":[64],"Based":[65],"on":[66,134],"long-term":[67],"location":[68,84],"trajectories":[69],"from":[70,116],"1'600":[71],"vehicles,":[72],"we":[73],"assess":[74],"predictive":[76],"power":[77],"emulated":[79],"designs":[81],"that":[82,100],"substitute":[83],"information,":[85],"presumably":[86],"most":[88],"sensitive":[90],"type":[91],"current":[95],"UBI":[96,111],"designs.":[97],"We":[98],"find":[99],"there":[101],"are":[102],"substantial":[103],"grounds":[104],"challenge":[106],"prevalent":[107],"paradigms":[109],"infer":[113],"general":[114],"insights":[115],"example":[118],"for":[119],"researchers":[121],"IT":[123],"professionals,":[124],"who,":[125],"when":[126],"seeking":[127],"improve":[129],"privacy,":[131],"often":[132],"focus":[133],"privacy-enhancing":[135],"technologies":[136],"instead":[137],"considering":[139],"socio-technical":[141],"context":[142],"ubiquitous":[144],"IS.":[145]},"counts_by_year":[{"year":2020,"cited_by_count":2},{"year":2018,"cited_by_count":1},{"year":2016,"cited_by_count":1},{"year":2015,"cited_by_count":3}],"updated_date":"2026-10-13T10:08:12.033832","created_date":"2016-06-24T00:00:00"}