{"id":"https://openalex.org/W183659760","doi":null,"title":"Financial Literacy of College Students: Parental and Peer Influences","display_name":"Financial Literacy of College Students: Parental and Peer Influences","publication_year":2007,"publication_date":"2007-10-02","ids":{"openalex":"https://openalex.org/W183659760","mag":"183659760"},"language":"en","primary_location":{"id":"pmh:oai:vtechworks.lib.vt.edu:10919/35407","doi":null,"is_oa":false,"landing_page_url":"http://scholar.lib.vt.edu/theses/available/etd-10162007-143627/","pdf_url":null,"source":{"id":"https://openalex.org/S4306400248","display_name":"VTechWorks (Virginia Tech)","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I859038795","host_organization_name":"Virginia Tech","host_organization_lineage":["https://openalex.org/I859038795"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"Thesis"},"volume":null,"type":"dissertation","indexed_in":[],"open_access":{"is_oa":false,"oa_status":"closed","oa_url":null,"any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5028745440","display_name":"Bryce L. Jorgensen","orcid":"https://orcid.org/0000-0002-6131-0278","observed_orcids":["https://orcid.org/0000-0002-6131-0278"]},"institutions":[],"countries":[],"is_corresponding":true,"raw_author_name":"Bryce L. Jorgensen","raw_affiliation_strings":[],"raw_orcid":"https://orcid.org/0000-0002-6131-0278","affiliations":[]}],"institutions":[],"countries_distinct_count":0,"institutions_distinct_count":0,"corresponding_author_ids":["https://openalex.org/A5028745440"],"corresponding_institution_ids":[],"apc_list":null,"apc_paid":null,"fwci":null,"has_fulltext":false,"cited_by_count":96,"citation_normalized_percentile":null,"cited_by_percentile_year":null,"biblio":{"volume":null,"issue":null,"first_page":null,"last_page":null},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T10517","display_name":"Financial Literacy, Pension, Retirement Analysis","score":0.9692000150680542,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T10517","display_name":"Financial Literacy, Pension, Retirement Analysis","score":0.9692000150680542,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T13744","display_name":"Financial Literacy and Behavior","score":0.02969999983906746,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10267","display_name":"Higher Education Research Studies","score":0.0005000000237487257,"subfield":{"id":"https://openalex.org/subfields/3304","display_name":"Education"},"field":{"id":"https://openalex.org/fields/33","display_name":"Social Sciences"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/financial-literacy","display_name":"financial literacy","score":0.9959999918937683},{"id":"https://openalex.org/keywords/college-students","display_name":"university students","score":1.0},{"id":"https://openalex.org/keywords/parental-influence","display_name":"parental influence","score":0.9629999995231628},{"id":"https://openalex.org/keywords/peer-influence","display_name":"peer influence","score":1.0},{"id":"https://openalex.org/keywords/financial-knowledge","display_name":"financial knowledge","score":0.9279999732971191},{"id":"https://openalex.org/keywords/financial-attitude","display_name":"financial attitude","score":0.9819999933242798},{"id":"https://openalex.org/keywords/financial-behavior","display_name":"financial behavior","score":0.9959999918937683},{"id":"https://openalex.org/keywords/socioeconomic-status","display_name":"socioeconomic status","score":0.7149999737739563},{"id":"https://openalex.org/keywords/gender-differences","display_name":"gender differences","score":0.8679999709129333},{"id":"https://openalex.org/keywords/class-rank","display_name":"class rank","score":0.8889999985694885},{"id":"https://openalex.org/keywords/financial-education","display_name":"financial education","score":0.4970000088214874}],"concepts":[{"id":"https://openalex.org/C2777941463","wikidata":"https://www.wikidata.org/wiki/Q1416374","display_name":"Financial literacy","level":2,"score":0.8523194193840027},{"id":"https://openalex.org/C15744967","wikidata":"https://www.wikidata.org/wiki/Q9418","display_name":"Psychology","level":0,"score":0.46472862362861633},{"id":"https://openalex.org/C145420912","wikidata":"https://www.wikidata.org/wiki/Q853077","display_name":"Mathematics education","level":1,"score":0.3612433075904846},{"id":"https://openalex.org/C19417346","wikidata":"https://www.wikidata.org/wiki/Q7922","display_name":"Pedagogy","level":1,"score":0.3348848819732666},{"id":"https://openalex.org/C509550671","wikidata":"https://www.wikidata.org/wiki/Q126945","display_name":"Medical education","level":1,"score":0.3270952105522156},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.30574893951416016},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.2771996855735779},{"id":"https://openalex.org/C71924100","wikidata":"https://www.wikidata.org/wiki/Q11190","display_name":"Medicine","level":0,"score":0.19488519430160522}],"mesh":[],"locations_count":2,"locations":[{"id":"pmh:oai:vtechworks.lib.vt.edu:10919/35407","doi":null,"is_oa":false,"landing_page_url":"http://scholar.lib.vt.edu/theses/available/etd-10162007-143627/","pdf_url":null,"source":{"id":"https://openalex.org/S4306400248","display_name":"VTechWorks (Virginia Tech)","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I859038795","host_organization_name":"Virginia Tech","host_organization_lineage":["https://openalex.org/I859038795"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"Thesis"},{"id":"mag:183659760","doi":null,"is_oa":false,"landing_page_url":"https://theses.lib.vt.edu/theses/available/etd-10162007-143627/unrestricted/Thesis_BJ2.pdf","pdf_url":null,"source":null,"license":null,"license_id":null,"version":null,"is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":null}],"best_oa_location":null,"sustainable_development_goals":[{"id":"https://metadata.un.org/sdg/4","score":0.6164000034332275,"display_name":"Quality education"}],"study_designs":[{"id":"https://openalex.org/study-designs/observational-study","display_name":"Observational Study"}],"awards":[],"funders":[],"has_content":{"grobid_xml":false,"pdf":false},"content_urls":null,"referenced_works_count":59,"referenced_works":["https://openalex.org/W378590","https://openalex.org/W24628003","https://openalex.org/W166186364","https://openalex.org/W176796493","https://openalex.org/W203958262","https://openalex.org/W218762545","https://openalex.org/W272383615","https://openalex.org/W293030006","https://openalex.org/W376897599","https://openalex.org/W605654885","https://openalex.org/W1489570141","https://openalex.org/W1491644571","https://openalex.org/W1496437928","https://openalex.org/W1518611452","https://openalex.org/W1540606636","https://openalex.org/W1598160678","https://openalex.org/W1976651067","https://openalex.org/W1977049772","https://openalex.org/W1978364686","https://openalex.org/W1979349344","https://openalex.org/W1988257624","https://openalex.org/W1988874674","https://openalex.org/W1990764123","https://openalex.org/W1992247300","https://openalex.org/W1997231168","https://openalex.org/W1999492823","https://openalex.org/W2010006025","https://openalex.org/W2013578576","https://openalex.org/W2026596343","https://openalex.org/W2055677772","https://openalex.org/W2059334100","https://openalex.org/W2062528036","https://openalex.org/W2073352373","https://openalex.org/W2082007353","https://openalex.org/W2096678732","https://openalex.org/W2104879527","https://openalex.org/W2104926138","https://openalex.org/W2105626557","https://openalex.org/W2109434867","https://openalex.org/W2121206637","https://openalex.org/W2122642277","https://openalex.org/W2123104613","https://openalex.org/W2123707095","https://openalex.org/W2130819865","https://openalex.org/W2158186918","https://openalex.org/W2181851563","https://openalex.org/W2188541958","https://openalex.org/W2332846563","https://openalex.org/W2415237631","https://openalex.org/W2620280209","https://openalex.org/W2725538712","https://openalex.org/W2731988156","https://openalex.org/W2768935491","https://openalex.org/W2888190061","https://openalex.org/W2888971152","https://openalex.org/W2919281286","https://openalex.org/W2994217760","https://openalex.org/W2994563404","https://openalex.org/W3123688144"],"related_works":["https://openalex.org/W951578200","https://openalex.org/W2280286155","https://openalex.org/W2010006025","https://openalex.org/W4386832771","https://openalex.org/W7220524939","https://openalex.org/W4409194494","https://openalex.org/W4391027365","https://openalex.org/W3216881888","https://openalex.org/W2065239890","https://openalex.org/W2146891570"],"abstract_inverted_index":{"A":[0],"current":[1],"national":[2],"concern":[3],"is":[4,111],"the":[5,17,45,117,135,154],"low":[6,188],"financial":[7,18,48,74,119,157,168,175,181,211,221,226],"literacy":[8,120,158],"of":[9,103,125,128,138,156,159],"college":[10,35,132,160,166],"students.":[11,161],"College":[12,86],"students":[13,36,133,201,218],"are":[14],"not":[15],"receiving":[16],"knowledge":[19,39,169,222],"necessary":[20],"to":[21,30,57,63,81,94,198],"be":[22],"successful":[23],"in":[24,52],"today's":[25],"fast":[26],"paced":[27],"economy.":[28,46],"Due":[29],"an":[31],"increasingly":[32],"complex":[33],"marketplace,":[34],"need":[37],"greater":[38],"about":[40],"their":[41,174,207],"personal":[42,73,118,136],"finances":[43],"and":[44,59,123,130,142,150,170,184,214,228],"The":[47,85,101,177],"decisions":[49],"made":[50],"early":[51],"life":[53],"create":[54],"habits":[55],"difficult":[56],"break":[58],"affect":[60],"students'":[61,167],"ability":[62],"become":[64],"financially":[65,204],"secure":[66],"adults.":[67],"Most":[68],"recent":[69],"studies":[70],"show":[71],"average":[72,78],"scores":[75,79,186],"declining":[76],"with":[77,173,219],"close":[80],"a":[82,126],"failing":[83],"grade.":[84],"Student":[87],"Financial":[88],"Literacy":[89],"Survey":[90],"(CSFLS)":[91],"was":[92],"created":[93],"collect":[95],"data":[96],"specifically":[97],"for":[98],"this":[99,104],"study.":[100],"purpose":[102],"descriptive,":[105],"cross-sectional,":[106],"on-line":[107],"survey":[108],"design":[109],"study":[110,178],"three":[112],"fold.":[113],"First,":[114],"I":[115,147,163],"investigated":[116],"(knowledge,":[121],"attitudes":[122,171],"behavior)":[124],"sample":[127],"undergraduate":[129],"graduate":[131],"using":[134],"characteristics":[137],"gender,":[139],"class":[140],"rank,":[141],"socioeconomic":[143],"status":[144],"(SES).":[145],"Second,":[146],"examined":[148,164],"parental":[149],"peer":[151],"influences":[152],"on":[153],"level":[155],"Finally,":[162,217],"how":[165],"correlated":[172],"behavior.":[176],"found":[179],"that":[180,190],"knowledge,":[182,212],"attitude,":[183,213],"behavior":[185,215,229],"were":[187,203],"but":[189],"they":[191],"significantly":[192],"increased":[193],"each":[194],"year":[195],"from":[196],"freshman":[197],"masters.":[199],"Further,":[200],"who":[202],"influenced":[205],"by":[206],"parents":[208],"had":[209,224],"higher":[210,220,225],"scores.":[216,230],"also":[223],"attitude":[227]},"counts_by_year":[{"year":2025,"cited_by_count":2},{"year":2024,"cited_by_count":13},{"year":2023,"cited_by_count":10},{"year":2022,"cited_by_count":12},{"year":2021,"cited_by_count":12},{"year":2020,"cited_by_count":7},{"year":2019,"cited_by_count":6},{"year":2018,"cited_by_count":7},{"year":2017,"cited_by_count":2},{"year":2016,"cited_by_count":4},{"year":2015,"cited_by_count":6},{"year":2014,"cited_by_count":8},{"year":2013,"cited_by_count":2},{"year":2012,"cited_by_count":2}],"updated_date":"2026-10-08T09:06:37.294493","created_date":"2016-06-24T00:00:00"}