{"id":"https://openalex.org/W1833439712","doi":"https://doi.org/10.1596/1813-9450-6756","title":"Housing Finance across Countries: New Data and Analysis","display_name":"Housing Finance across Countries: New Data and Analysis","publication_year":2014,"publication_date":"2014-01-01","ids":{"openalex":"https://openalex.org/W1833439712","doi":"https://doi.org/10.1596/1813-9450-6756","mag":"1833439712"},"language":"en","primary_location":{"id":"doi:10.1596/1813-9450-6756","doi":"https://doi.org/10.1596/1813-9450-6756","is_oa":false,"landing_page_url":"https://doi.org/10.1596/1813-9450-6756","pdf_url":null,"source":{"id":"https://openalex.org/S4306464317","display_name":"World Bank, Washington, DC eBooks","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"ebook platform"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":null,"raw_type":"book"},"volume":null,"type":"report","indexed_in":["crossref"],"open_access":{"is_oa":true,"oa_status":"green","oa_url":"https://doi.org/10.2139/ssrn.2336126","any_repository_has_fulltext":true},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5015456830","display_name":"Anton Badev","orcid":"https://orcid.org/0009-0009-9192-974X","observed_orcids":["https://orcid.org/0009-0009-9192-974X"]},"institutions":[{"id":"https://openalex.org/I2802905149","display_name":"Federal Reserve Board of Governors","ror":"https://ror.org/00v448643","country_code":"US","type":"government","lineage":["https://openalex.org/I1317239608","https://openalex.org/I2802905149"]}],"countries":["US"],"is_corresponding":false,"raw_author_name":"Anton Badev","raw_affiliation_strings":["","Board of Governors of the Federal Reserve System,"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"","institution_ids":[]},{"raw_affiliation_string":"Board of Governors of the Federal Reserve System,","institution_ids":["https://openalex.org/I2802905149"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5114256255","display_name":"Thorsten Beck","orcid":"https://orcid.org/0000-0001-8382-2066","observed_orcids":["https://orcid.org/0000-0001-8382-2066"]},"institutions":[{"id":"https://openalex.org/I180825142","display_name":"City, University of London","ror":"https://ror.org/04489at23","country_code":"GB","type":"education","lineage":["https://openalex.org/I124357947","https://openalex.org/I180825142","https://openalex.org/I4401726869"]},{"id":"https://openalex.org/I193700539","display_name":"Tilburg University","ror":"https://ror.org/04b8v1s79","country_code":"NL","type":"education","lineage":["https://openalex.org/I193700539"]}],"countries":["GB","NL"],"is_corresponding":false,"raw_author_name":"Thorsten Beck","raw_affiliation_strings":["","Tilburg University - European Banking Center, CentER","City University London - Sir John Cass Business School"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"","institution_ids":[]},{"raw_affiliation_string":"Tilburg University - European Banking Center, CentER","institution_ids":["https://openalex.org/I193700539"]},{"raw_affiliation_string":"City University London - Sir John Cass Business School","institution_ids":["https://openalex.org/I180825142"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5006475925","display_name":"Ligia Vado","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I1334329717","display_name":"World Bank","ror":"https://ror.org/00ae7jd04","country_code":"US","type":"other","lineage":["https://openalex.org/I1334329717","https://openalex.org/I55633929"]}],"countries":["US"],"is_corresponding":false,"raw_author_name":"Ligia Vado","raw_affiliation_strings":["","World Bank;"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"","institution_ids":[]},{"raw_affiliation_string":"World Bank;","institution_ids":["https://openalex.org/I1334329717"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5038725477","display_name":"Simon Walley","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I1334329717","display_name":"World Bank","ror":"https://ror.org/00ae7jd04","country_code":"US","type":"other","lineage":["https://openalex.org/I1334329717","https://openalex.org/I55633929"]}],"countries":["US"],"is_corresponding":false,"raw_author_name":"Simon Walley","raw_affiliation_strings":["","World Bank;"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"","institution_ids":[]},{"raw_affiliation_string":"World Bank;","institution_ids":["https://openalex.org/I1334329717"]}]}],"institutions":[],"countries_distinct_count":3,"institutions_distinct_count":4,"corresponding_author_ids":[],"corresponding_institution_ids":[],"apc_list":null,"apc_paid":null,"fwci":null,"has_fulltext":false,"cited_by_count":69,"citation_normalized_percentile":null,"cited_by_percentile_year":null,"biblio":{"volume":null,"issue":null,"first_page":null,"last_page":null},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T10632","display_name":"Housing Market and Economics","score":0.9824000000953674,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T10632","display_name":"Housing Market and Economics","score":0.9824000000953674,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T11817","display_name":"Housing, Finance, and Neoliberalism","score":0.007899999618530273,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10127","display_name":"Banking stability, regulation, efficiency","score":0.0035000001080334187,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/mortgage-market","display_name":"mortgage market","score":0.9639999866485596},{"id":"https://openalex.org/keywords/housing-finance","display_name":"housing finance","score":0.9020000100135803},{"id":"https://openalex.org/keywords/financial-sector-development","display_name":"financial sector development","score":0.6290000081062317},{"id":"https://openalex.org/keywords/price-stability","display_name":"price stability","score":0.6880000233650208},{"id":"https://openalex.org/keywords/insurance-market-development","display_name":"insurance market development","score":0.7099999785423279},{"id":"https://openalex.org/keywords/stock-market-development","display_name":"stock market development","score":0.9490000009536743},{"id":"https://openalex.org/keywords/long-term-financing","display_name":"long-term financing","score":0.8460000157356262},{"id":"https://openalex.org/keywords/government-subsidies","display_name":"government subsidies","score":0.8830000162124634},{"id":"https://openalex.org/keywords/cross-country-benchmarking","display_name":"cross-country benchmarking","score":0.7929999828338623},{"id":"https://openalex.org/keywords/gdp-per-capita","display_name":"GDP per capita","score":0.7149999737739563}],"concepts":[{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.4089372456073761},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.35181546211242676},{"id":"https://openalex.org/C162324750","wikidata":"https://www.wikidata.org/wiki/Q8134","display_name":"Economics","level":0,"score":0.34294643998146057}],"mesh":[],"locations_count":4,"locations":[{"id":"doi:10.1596/1813-9450-6756","doi":"https://doi.org/10.1596/1813-9450-6756","is_oa":false,"landing_page_url":"https://doi.org/10.1596/1813-9450-6756","pdf_url":null,"source":{"id":"https://openalex.org/S4306464317","display_name":"World Bank, Washington, DC eBooks","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"ebook platform"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":null,"raw_type":"book"},{"id":"doi:10.2139/ssrn.2336126","doi":"https://doi.org/10.2139/ssrn.2336126","is_oa":true,"landing_page_url":"https://doi.org/10.2139/ssrn.2336126","pdf_url":null,"source":{"id":"https://openalex.org/S4210172589","display_name":"SSRN Electronic Journal","issn_l":"1556-5068","issn":["1556-5068"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I1318003438","host_organization_name":"RELX Group (Netherlands)","host_organization_lineage":["https://openalex.org/I1318003438"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"acceptedVersion","is_accepted":true,"is_published":false,"raw_source_name":null,"raw_type":"posted-content"},{"id":"pmh:oai:RePEc:wbk:wbrwps:6756","doi":null,"is_oa":false,"landing_page_url":"http://www-wds.worldbank.org/external/default/WDSContentServer/WDSP/IB/2014/01/23/000158349_20140123155249/Rendered/PDF/WPS6756.pdf","pdf_url":"http://www-wds.worldbank.org/external/default/WDSContentServer/WDSP/IB/2014/01/23/000158349_20140123155249/Rendered/PDF/WPS6756.pdf","source":{"id":"https://openalex.org/S4306401271","display_name":"RePEc: Research Papers in Economics","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I77793887","host_organization_name":"Federal Reserve Bank of St. Louis","host_organization_lineage":["https://openalex.org/I77793887"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"preprint"},{"id":"pmh:oai:openknowledge.worldbank.org:10986/16821","doi":null,"is_oa":true,"landing_page_url":"https://hdl.handle.net/10986/16821","pdf_url":null,"source":{"id":"https://openalex.org/S4377196270","display_name":"The World Bank Open Knowledge Repository (World Bank)","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I1334329717","host_organization_name":"World Bank","host_organization_lineage":["https://openalex.org/I1334329717"],"host_organization_lineage_names":[],"type":"repository"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":null}],"best_oa_location":{"id":"doi:10.2139/ssrn.2336126","doi":"https://doi.org/10.2139/ssrn.2336126","is_oa":true,"landing_page_url":"https://doi.org/10.2139/ssrn.2336126","pdf_url":null,"source":{"id":"https://openalex.org/S4210172589","display_name":"SSRN Electronic Journal","issn_l":"1556-5068","issn":["1556-5068"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I1318003438","host_organization_name":"RELX Group (Netherlands)","host_organization_lineage":["https://openalex.org/I1318003438"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"acceptedVersion","is_accepted":true,"is_published":false,"raw_source_name":null,"raw_type":"posted-content"},"sustainable_development_goals":[],"sustainable_development_goals_aurora":[],"study_designs":[],"awards":[],"funders":[],"has_content":{"grobid_xml":false,"pdf":false},"content_urls":null,"referenced_works_count":44,"referenced_works":["https://openalex.org/W1569598981","https://openalex.org/W1789197623","https://openalex.org/W1804644284","https://openalex.org/W1897490170","https://openalex.org/W1967159293","https://openalex.org/W1967659097","https://openalex.org/W1971534717","https://openalex.org/W2001403767","https://openalex.org/W2005753655","https://openalex.org/W2009240636","https://openalex.org/W2044319519","https://openalex.org/W2057767375","https://openalex.org/W2069985282","https://openalex.org/W2103290567","https://openalex.org/W2103488295","https://openalex.org/W2113844427","https://openalex.org/W2117000114","https://openalex.org/W2123841286","https://openalex.org/W2125277804","https://openalex.org/W2136567369","https://openalex.org/W2143253135","https://openalex.org/W2152312278","https://openalex.org/W2152354582","https://openalex.org/W2496395853","https://openalex.org/W2736052625","https://openalex.org/W2905158856","https://openalex.org/W2954309002","https://openalex.org/W2954459477","https://openalex.org/W2989787791","https://openalex.org/W3023514405","https://openalex.org/W3087064018","https://openalex.org/W3121807858","https://openalex.org/W3121828881","https://openalex.org/W3122163052","https://openalex.org/W3122271285","https://openalex.org/W3122790390","https://openalex.org/W3123761022","https://openalex.org/W3126111692","https://openalex.org/W3202560103","https://openalex.org/W4234163784","https://openalex.org/W4234696352","https://openalex.org/W4237687896","https://openalex.org/W4240076079","https://openalex.org/W4254286341"],"related_works":["https://openalex.org/W2980094468","https://openalex.org/W3203518176","https://openalex.org/W2504441793","https://openalex.org/W966028388","https://openalex.org/W7096100212","https://openalex.org/W2130418126","https://openalex.org/W2143253135","https://openalex.org/W2302069338","https://openalex.org/W7029169085","https://openalex.org/W7110298586"],"abstract_inverted_index":{"This":[0],"paper":[1],"presents":[2],"new":[3],"data":[4],"on":[5],"the":[6,71,81,84,88,113,138],"depth":[7,36],"and":[8,70,75,87,105,127,134,142,153],"penetration":[9],"of":[10,23,35,50,73,83,92,116],"mortgage":[11,24,64,99,117,151],"markets":[12,41],"across":[13,20,28,132],"countries.":[14,39],"We":[15,78],"find":[16,79],"a":[17,129],"large":[18,130],"variation":[19,131],"both":[21,27],"dimensions":[22],"market":[25,65,100,118],"development,":[26,66,101],"countries":[29,133],"but":[30,149],"also":[31,61,150],"\u2013":[32,37],"in":[33,137],"terms":[34],"within":[38],"Mortgage":[40],"seem":[42],"to":[43,120,146],"develop":[44],"only":[45],"at":[46],"relatively":[47],"high":[48],"levels":[49],"GDP":[51],"per":[52],"capita.":[53],"Policies":[54],"associated":[55,62,97],"with":[56,63,98],"financial":[57],"system":[58],"development":[59,82,119],"are":[60,107],"including":[67],"price":[68],"stability":[69],"efficiency":[72],"contractual":[74],"information":[76],"frameworks.":[77],"that":[80],"insurance":[85],"sector":[86],"stock":[89],"market,":[90],"sources":[91],"long-term":[93],"funding,":[94],"is":[95],"strongly":[96],"while":[102],"government":[103],"subsidies":[104],"support":[106],"not.":[108],"A":[109],"benchmarking":[110],"exercise":[111],"compares":[112],"actual":[114,143],"values":[115,121],"predicted":[122,141],"by":[123],"structural":[124],"country":[125],"factors":[126],"shows":[128],"over":[135],"time":[136],"gap":[139],"between":[140],"values,":[144],"related":[145],"specific":[147],"policies":[148],"boom":[152],"bust":[154],"cycles.":[155]},"counts_by_year":[{"year":2026,"cited_by_count":1},{"year":2025,"cited_by_count":2},{"year":2024,"cited_by_count":2},{"year":2023,"cited_by_count":5},{"year":2022,"cited_by_count":6},{"year":2021,"cited_by_count":5},{"year":2020,"cited_by_count":6},{"year":2019,"cited_by_count":21},{"year":2018,"cited_by_count":4},{"year":2017,"cited_by_count":3},{"year":2016,"cited_by_count":4},{"year":2015,"cited_by_count":6},{"year":2014,"cited_by_count":2},{"year":2013,"cited_by_count":1}],"updated_date":"2026-10-14T16:39:01.820549","created_date":"2016-06-24T00:00:00"}