{"id":"https://openalex.org/W1636044685","doi":null,"title":"Effects of Group Lending on Accessibility of Micro Credit Facilities among Low Income Households in Keiyo South District","display_name":"Effects of Group Lending on Accessibility of Micro Credit Facilities among Low Income Households in Keiyo South District","publication_year":2015,"publication_date":"2015-01-01","ids":{"openalex":"https://openalex.org/W1636044685","mag":"1636044685"},"language":"en","primary_location":{"id":"pmh:oai:CiteSeerX.psu:10.1.1.679.8147","doi":null,"is_oa":false,"landing_page_url":"http://citeseerx.ist.psu.edu/viewdoc/summary?doi=10.1.1.679.8147","pdf_url":null,"source":null,"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":"http://www.iiste.org/Journals/index.php/EJBM/article/viewFile/19485/19852/","raw_type":"text"},"volume":null,"type":"article","is_traditional":true,"indexed_in":[],"open_access":{"is_oa":false,"oa_status":"closed","oa_url":null,"any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5015475064","display_name":"Collins Kapkiyai","orcid":"https://orcid.org/0000-0002-7171-6212","observed_orcids":["https://orcid.org/0000-0002-7171-6212"]},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"Collins Kapkiyai","raw_affiliation_strings":[],"raw_orcid":"https://orcid.org/0000-0002-7171-6212","affiliations":[]},{"author_position":"last","author":{"id":"https://openalex.org/A5009261988","display_name":"Robert Mugo","orcid":null,"observed_orcids":[]},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"Robert Mugo","raw_affiliation_strings":[],"raw_orcid":null,"affiliations":[]}],"institutions":[],"countries_distinct_count":0,"institutions_distinct_count":0,"corresponding_author_ids":[],"corresponding_institution_ids":[],"apc_list":null,"apc_paid":null,"fwci":0.7239,"has_fulltext":false,"cited_by_count":4,"citation_normalized_percentile":{"value":0.81399649,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":{"min":88,"max":95},"biblio":{"volume":"7","issue":"3","first_page":"39","last_page":"46"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T10987","display_name":"Microfinance and Financial Inclusion","score":1.0,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T10987","display_name":"Microfinance and Financial Inclusion","score":1.0,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10127","display_name":"Banking stability, regulation, efficiency","score":0.0,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10517","display_name":"Financial Literacy, Pension, Retirement Analysis","score":0.0,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/group-lending","display_name":"group lending","score":0.996999979019165},{"id":"https://openalex.org/keywords/microcredit","display_name":"microcredit","score":0.746999979019165},{"id":"https://openalex.org/keywords/access-to-credit","display_name":"access to credit","score":0.8939999938011169},{"id":"https://openalex.org/keywords/low-income-households","display_name":"low-income households","score":0.8410000205039978},{"id":"https://openalex.org/keywords/microfinance-institutions","display_name":"microfinance institutions","score":0.7509999871253967},{"id":"https://openalex.org/keywords/joint-liability","display_name":"joint liability","score":0.9490000009536743},{"id":"https://openalex.org/keywords/group-diversity","display_name":"group diversity","score":0.8809999823570251},{"id":"https://openalex.org/keywords/group-size","display_name":"group size","score":0.9660000205039978},{"id":"https://openalex.org/keywords/women-s-organizations","display_name":"women's organizations","score":0.8450000286102295},{"id":"https://openalex.org/keywords/rural-households","display_name":"rural households","score":0.597000002861023}],"concepts":[{"id":"https://openalex.org/C28129649","wikidata":"https://www.wikidata.org/wiki/Q926217","display_name":"Microfinance","level":2,"score":0.7830321192741394},{"id":"https://openalex.org/C112910692","wikidata":"https://www.wikidata.org/wiki/Q682557","display_name":"Joint and several liability","level":4,"score":0.6653695702552795},{"id":"https://openalex.org/C39896193","wikidata":"https://www.wikidata.org/wiki/Q380344","display_name":"Descriptive statistics","level":2,"score":0.6058910489082336},{"id":"https://openalex.org/C139043278","wikidata":"https://www.wikidata.org/wiki/Q837171","display_name":"Financial services","level":2,"score":0.5231743454933167},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.5202411413192749},{"id":"https://openalex.org/C2781316041","wikidata":"https://www.wikidata.org/wiki/Q1230584","display_name":"Diversity (politics)","level":2,"score":0.5050376057624817},{"id":"https://openalex.org/C2908647359","wikidata":"https://www.wikidata.org/wiki/Q2625603","display_name":"Population","level":2,"score":0.4985830783843994},{"id":"https://openalex.org/C68842666","wikidata":"https://www.wikidata.org/wiki/Q1070699","display_name":"Credit history","level":2,"score":0.41816478967666626},{"id":"https://openalex.org/C162118730","wikidata":"https://www.wikidata.org/wiki/Q1128453","display_name":"Actuarial science","level":1,"score":0.39418137073516846},{"id":"https://openalex.org/C162324750","wikidata":"https://www.wikidata.org/wiki/Q8134","display_name":"Economics","level":0,"score":0.3798776865005493},{"id":"https://openalex.org/C2777834853","wikidata":"https://www.wikidata.org/wiki/Q96776939","display_name":"Liability","level":2,"score":0.31636661291122437},{"id":"https://openalex.org/C50522688","wikidata":"https://www.wikidata.org/wiki/Q189833","display_name":"Economic growth","level":1,"score":0.3004252016544342},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.2812706232070923},{"id":"https://openalex.org/C199286143","wikidata":"https://www.wikidata.org/wiki/Q1404417","display_name":"Legal liability","level":3,"score":0.09278413653373718},{"id":"https://openalex.org/C105795698","wikidata":"https://www.wikidata.org/wiki/Q12483","display_name":"Statistics","level":1,"score":0.08931538462638855},{"id":"https://openalex.org/C149923435","wikidata":"https://www.wikidata.org/wiki/Q37732","display_name":"Demography","level":1,"score":0.08878195285797119},{"id":"https://openalex.org/C33923547","wikidata":"https://www.wikidata.org/wiki/Q395","display_name":"Mathematics","level":0,"score":0.0},{"id":"https://openalex.org/C19165224","wikidata":"https://www.wikidata.org/wiki/Q23404","display_name":"Anthropology","level":1,"score":0.0},{"id":"https://openalex.org/C144024400","wikidata":"https://www.wikidata.org/wiki/Q21201","display_name":"Sociology","level":0,"score":0.0}],"mesh":[],"locations_count":2,"locations":[{"id":"pmh:oai:CiteSeerX.psu:10.1.1.679.8147","doi":null,"is_oa":false,"landing_page_url":"http://citeseerx.ist.psu.edu/viewdoc/summary?doi=10.1.1.679.8147","pdf_url":null,"source":null,"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":"http://www.iiste.org/Journals/index.php/EJBM/article/viewFile/19485/19852/","raw_type":"text"},{"id":"mag:1636044685","doi":null,"is_oa":false,"landing_page_url":"https://www.iiste.org/Journals/index.php/EJBM/article/download/19485/25161","pdf_url":null,"source":{"id":"https://openalex.org/S2764648571","display_name":"European Journal of Business and Management","issn_l":"2222-1905","issn":["2222-1905","2222-2839"],"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/P4310320723","host_organization_name":"IISTE","host_organization_lineage":["https://openalex.org/P4310320723"],"host_organization_lineage_names":["IISTE"],"type":"journal"},"license":null,"license_id":null,"version":null,"is_accepted":false,"is_published":false,"raw_source_name":"European Journal of Business and Management","raw_type":null}],"best_oa_location":null,"sustainable_development_goals":[{"display_name":"Reduced inequalities","id":"https://metadata.un.org/sdg/10","score":0.8974000215530396},{"display_name":"No poverty","id":"https://metadata.un.org/sdg/1","score":0.8928999900817871}],"study_designs":[{"display_name":"Observational Study","id":"https://openalex.org/study-designs/observational-study"}],"awards":[],"funders":[],"has_content":{"grobid_xml":false,"pdf":false},"content_urls":null,"referenced_works_count":29,"referenced_works":["https://openalex.org/W95064566","https://openalex.org/W648773788","https://openalex.org/W1557065777","https://openalex.org/W1566763094","https://openalex.org/W1572833353","https://openalex.org/W1627196170","https://openalex.org/W1872157195","https://openalex.org/W1976974873","https://openalex.org/W1980511580","https://openalex.org/W1991115151","https://openalex.org/W2006750647","https://openalex.org/W2008018630","https://openalex.org/W2008492531","https://openalex.org/W2028119093","https://openalex.org/W2033659252","https://openalex.org/W2066578681","https://openalex.org/W2066593412","https://openalex.org/W2075968499","https://openalex.org/W2084678690","https://openalex.org/W2092314866","https://openalex.org/W2101085909","https://openalex.org/W2107311373","https://openalex.org/W2128483484","https://openalex.org/W2132440291","https://openalex.org/W2227615160","https://openalex.org/W2331435959","https://openalex.org/W3121977208","https://openalex.org/W3123009971","https://openalex.org/W3123015194"],"related_works":["https://openalex.org/W2587075719","https://openalex.org/W2120655046","https://openalex.org/W2414253724","https://openalex.org/W1504929482","https://openalex.org/W2183978238","https://openalex.org/W3087417348","https://openalex.org/W7098576821","https://openalex.org/W1992866957","https://openalex.org/W2349916393","https://openalex.org/W7098644658"],"abstract_inverted_index":{"Formal":[0],"credit":[1,16,48,70,173,185],"market":[2],"or":[3],"financial":[4,27],"sector":[5],"seems":[6],"to":[7,14,17,38,44,47,93,157],"be":[8],"inefficient":[9],"in":[10,31,78,91,118,122,174,186],"its":[11],"current":[12,58],"form":[13],"provide":[15],"the":[18,51,55,63,73,99,103,124,133],"poor":[19],"households":[20,76],"despite":[21],"it":[22],"providing":[23],"wide":[24],"range":[25],"of":[26,54,65,83,128,141,172,184],"services,":[28],"particularly":[29],"credit,":[30],"Kenya.":[32],"There":[33],"is,":[34],"therefore,":[35],"a":[36],"need":[37],"address":[39],"this":[40],"problem":[41],"so":[42],"as":[43],"improve":[45],"access":[46],"thereby":[49],"improving":[50],"living":[52,77],"standards":[53],"households.":[56],"The":[57],"paper":[59],"aim":[60],"at":[61],"assessing":[62],"effect":[64],"group":[66,96,168,175,178,187],"lending":[67],"on":[68],"micro":[69],"accessibility":[71,171,183],"among":[72],"low":[74],"income":[75],"rural":[79],"and":[80,111,150,166],"sub-urban":[81],"regions":[82],"Keiyo":[84,119],"south":[85],"district.":[86],"Game":[87],"theory":[88],"is":[89],"applied":[90],"study":[92,107,115,134],"intuit":[94],"how":[95],"borrowers":[97],"play":[98],"microfinance":[100,104],"game":[101],"with":[102],"institution.":[105],"This":[106,114],"adopted":[108],"an":[109],"explanatory":[110],"exploratory":[112],"design.":[113],"was":[116,135,143,155],"conducted":[117],"South":[120],"District":[121],"Kenya;":[123],"target":[125],"populationwas":[126],"members":[127],"Women":[129],"Organizations.":[130],"Data":[131],"for":[132],"obtained":[136],"using":[137,145],"structured":[138],"questionnaires.":[139],"Analysis":[140],"data":[142],"done":[144],"descriptive":[146],"statistics":[147],"specifically":[148],"mean":[149],"standard":[151],"deviation.":[152],"Multipleregression":[153],"analysis":[154],"used":[156],"test":[158],"hypothesis.":[159],"Study":[160],"findings":[161],"indicated":[162],"that":[163],"joint":[164],"liability":[165],"more":[167],"diversity":[169],"enhances":[170],"lending.":[176,188],"However,":[177],"size":[179],"does":[180],"not":[181],"determine":[182]},"counts_by_year":[{"year":2023,"cited_by_count":2},{"year":2019,"cited_by_count":1},{"year":2016,"cited_by_count":1}],"updated_date":"2026-09-26T08:19:03.415552","created_date":"2016-06-24T00:00:00"}