{"id":"https://openalex.org/W1629326136","doi":null,"title":"An investigative analysis into the saving behaviour of poor households in developing countries: with specific reference to South Africa","display_name":"An investigative analysis into the saving behaviour of poor households in developing countries: with specific reference to South Africa","publication_year":2007,"publication_date":"2007-01-01","ids":{"openalex":"https://openalex.org/W1629326136","mag":"1629326136"},"language":"en","primary_location":{"id":"pmh:oai:uwcscholar.uwc.ac.za:10566/12578","doi":null,"is_oa":true,"landing_page_url":"https://hdl.handle.net/10566/12578","pdf_url":"https://uwcscholar.uwc.ac.za/bitstreams/28dc798e-fb60-4784-bb8b-15c88f87cd12/download","source":{"id":"https://openalex.org/S4306400180","display_name":"UWC Research Repository (University of the Western Cape)","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I869660684","host_organization_name":"University of the Western Cape","host_organization_lineage":["https://openalex.org/I869660684"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"Thesis"},"volume":null,"type":"dissertation","indexed_in":[],"open_access":{"is_oa":true,"oa_status":"green","oa_url":"https://uwcscholar.uwc.ac.za/bitstreams/28dc798e-fb60-4784-bb8b-15c88f87cd12/download","any_repository_has_fulltext":true},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5020619349","display_name":"Marie-Therese Nga","orcid":null,"observed_orcids":[]},"institutions":[],"countries":[],"is_corresponding":true,"raw_author_name":"Marie-Therese Nga","raw_affiliation_strings":[],"raw_orcid":null,"affiliations":[]}],"institutions":[],"countries_distinct_count":0,"institutions_distinct_count":0,"corresponding_author_ids":["https://openalex.org/A5020619349"],"corresponding_institution_ids":[],"apc_list":null,"apc_paid":null,"fwci":null,"has_fulltext":true,"cited_by_count":14,"citation_normalized_percentile":null,"cited_by_percentile_year":null,"biblio":{"volume":null,"issue":null,"first_page":null,"last_page":null},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T10517","display_name":"Financial Literacy, Pension, Retirement Analysis","score":0.7817000150680542,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T10517","display_name":"Financial Literacy, Pension, Retirement Analysis","score":0.7817000150680542,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10987","display_name":"Microfinance and Financial Inclusion","score":0.20970000326633453,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10446","display_name":"Income, Poverty, and Inequality","score":0.00139999995008111,"subfield":{"id":"https://openalex.org/subfields/3312","display_name":"Sociology and Political Science"},"field":{"id":"https://openalex.org/fields/33","display_name":"Social Sciences"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/household-saving-behavior","display_name":"household saving behavior","score":0.9480000138282776},{"id":"https://openalex.org/keywords/low-income-households","display_name":"low-income households","score":0.921999990940094},{"id":"https://openalex.org/keywords/south-africa","display_name":"South Africa","score":0.734000027179718},{"id":"https://openalex.org/keywords/developing-countries","display_name":"developing countries","score":0.6480000019073486},{"id":"https://openalex.org/keywords/household-debt","display_name":"household debt","score":0.7960000038146973},{"id":"https://openalex.org/keywords/dissaving","display_name":"dissaving","score":0.8140000104904175},{"id":"https://openalex.org/keywords/conspicuous-consumption","display_name":"conspicuous consumption","score":0.5830000042915344},{"id":"https://openalex.org/keywords/financial-literacy","display_name":"financial literacy","score":0.5559999942779541},{"id":"https://openalex.org/keywords/financial-inclusion","display_name":"financial inclusion","score":0.5929999947547913},{"id":"https://openalex.org/keywords/hiv-aids","display_name":"HIV/AIDS","score":0.5059999823570251},{"id":"https://openalex.org/keywords/poverty-reduction","display_name":"poverty reduction","score":0.4399999976158142}],"concepts":[{"id":"https://openalex.org/C30772137","wikidata":"https://www.wikidata.org/wiki/Q5164762","display_name":"Consumption (sociology)","level":2,"score":0.6585577130317688},{"id":"https://openalex.org/C83864248","wikidata":"https://www.wikidata.org/wiki/Q177323","display_name":"Developing country","level":2,"score":0.6307781934738159},{"id":"https://openalex.org/C189326681","wikidata":"https://www.wikidata.org/wiki/Q10294","display_name":"Poverty","level":2,"score":0.6104927062988281},{"id":"https://openalex.org/C120527767","wikidata":"https://www.wikidata.org/wiki/Q3196867","display_name":"Debt","level":2,"score":0.5578977465629578},{"id":"https://openalex.org/C162324750","wikidata":"https://www.wikidata.org/wiki/Q8134","display_name":"Economics","level":0,"score":0.5274111032485962},{"id":"https://openalex.org/C2775954502","wikidata":"https://www.wikidata.org/wiki/Q2406150","display_name":"Arrears","level":3,"score":0.5225210189819336},{"id":"https://openalex.org/C2778126366","wikidata":"https://www.wikidata.org/wiki/Q41171","display_name":"Unemployment","level":2,"score":0.520230233669281},{"id":"https://openalex.org/C2776562857","wikidata":"https://www.wikidata.org/wiki/Q17164798","display_name":"Household debt","level":3,"score":0.5154858231544495},{"id":"https://openalex.org/C47768531","wikidata":"https://www.wikidata.org/wiki/Q1127188","display_name":"Development economics","level":1,"score":0.5143603086471558},{"id":"https://openalex.org/C2778762746","wikidata":"https://www.wikidata.org/wiki/Q5164766","display_name":"Consumption smoothing","level":3,"score":0.46172967553138733},{"id":"https://openalex.org/C52416528","wikidata":"https://www.wikidata.org/wiki/Q955199","display_name":"Bandwagon effect","level":2,"score":0.42962169647216797},{"id":"https://openalex.org/C555826173","wikidata":"https://www.wikidata.org/wiki/Q7174","display_name":"Democracy","level":3,"score":0.4197620153427124},{"id":"https://openalex.org/C2777941463","wikidata":"https://www.wikidata.org/wiki/Q1416374","display_name":"Financial literacy","level":2,"score":0.4141015410423279},{"id":"https://openalex.org/C94625758","wikidata":"https://www.wikidata.org/wiki/Q7163","display_name":"Politics","level":2,"score":0.3733029365539551},{"id":"https://openalex.org/C50522688","wikidata":"https://www.wikidata.org/wiki/Q189833","display_name":"Economic growth","level":1,"score":0.3605497479438782},{"id":"https://openalex.org/C17744445","wikidata":"https://www.wikidata.org/wiki/Q36442","display_name":"Political science","level":0,"score":0.23094788193702698},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.1734098196029663},{"id":"https://openalex.org/C144024400","wikidata":"https://www.wikidata.org/wiki/Q21201","display_name":"Sociology","level":0,"score":0.10617673397064209},{"id":"https://openalex.org/C36289849","wikidata":"https://www.wikidata.org/wiki/Q34749","display_name":"Social science","level":1,"score":0.0},{"id":"https://openalex.org/C199539241","wikidata":"https://www.wikidata.org/wiki/Q7748","display_name":"Law","level":1,"score":0.0}],"mesh":[],"locations_count":3,"locations":[{"id":"pmh:oai:uwcscholar.uwc.ac.za:10566/12578","doi":null,"is_oa":true,"landing_page_url":"https://hdl.handle.net/10566/12578","pdf_url":"https://uwcscholar.uwc.ac.za/bitstreams/28dc798e-fb60-4784-bb8b-15c88f87cd12/download","source":{"id":"https://openalex.org/S4306400180","display_name":"UWC Research Repository (University of the Western Cape)","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I869660684","host_organization_name":"University of the Western Cape","host_organization_lineage":["https://openalex.org/I869660684"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"Thesis"},{"id":"pmh:oai:etd.uwc.ac.za:11394/2081","doi":null,"is_oa":false,"landing_page_url":"http://hdl.handle.net/11394/2081","pdf_url":null,"source":{"id":"https://openalex.org/S4306401169","display_name":"University of the Western Cape Electronic Theses and Dissertations Repository (University of the Western Cape)","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I869660684","host_organization_name":"University of the Western Cape","host_organization_lineage":["https://openalex.org/I869660684"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":"","raw_type":"Thesis"},{"id":"mag:1629326136","doi":null,"is_oa":false,"landing_page_url":"https://etd.uwc.ac.za/xmlui/bitstream/11394/2081/1/Nga_MECON_2007.pdf","pdf_url":null,"source":null,"license":null,"license_id":null,"version":null,"is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":null}],"best_oa_location":{"id":"pmh:oai:uwcscholar.uwc.ac.za:10566/12578","doi":null,"is_oa":true,"landing_page_url":"https://hdl.handle.net/10566/12578","pdf_url":"https://uwcscholar.uwc.ac.za/bitstreams/28dc798e-fb60-4784-bb8b-15c88f87cd12/download","source":{"id":"https://openalex.org/S4306400180","display_name":"UWC Research Repository (University of the Western Cape)","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I869660684","host_organization_name":"University of the Western Cape","host_organization_lineage":["https://openalex.org/I869660684"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"Thesis"},"sustainable_development_goals":[{"score":1.0,"id":"https://metadata.un.org/sdg/1","display_name":"No poverty"}],"study_designs":[],"awards":[],"funders":[],"has_content":{"pdf":true,"grobid_xml":true},"content_urls":{"pdf":"https://content.openalex.org/works/W1629326136.pdf","grobid_xml":"https://content.openalex.org/works/W1629326136.grobid-xml"},"referenced_works_count":104,"referenced_works":["https://openalex.org/W182629641","https://openalex.org/W182940498","https://openalex.org/W320541737","https://openalex.org/W1480108218","https://openalex.org/W1488309451","https://openalex.org/W1498382761","https://openalex.org/W1507367618","https://openalex.org/W1513709814","https://openalex.org/W1531635020","https://openalex.org/W1536040223","https://openalex.org/W1537846480","https://openalex.org/W1538586208","https://openalex.org/W1543685054","https://openalex.org/W1549957625","https://openalex.org/W1554081096","https://openalex.org/W1559085504","https://openalex.org/W1559151151","https://openalex.org/W1566044933","https://openalex.org/W1566789041","https://openalex.org/W1576825388","https://openalex.org/W1590880612","https://openalex.org/W1592686534","https://openalex.org/W1599621086","https://openalex.org/W1603207464","https://openalex.org/W1788475584","https://openalex.org/W1849689552","https://openalex.org/W1914006570","https://openalex.org/W1969804221","https://openalex.org/W1975503833","https://openalex.org/W1977031847","https://openalex.org/W1977122876","https://openalex.org/W1983566365","https://openalex.org/W1987973227","https://openalex.org/W1996094725","https://openalex.org/W2001504909","https://openalex.org/W2002017161","https://openalex.org/W2005888056","https://openalex.org/W2018649199","https://openalex.org/W2024087287","https://openalex.org/W2024588330","https://openalex.org/W2026718579","https://openalex.org/W2027652141","https://openalex.org/W2027718392","https://openalex.org/W2030216343","https://openalex.org/W2031050715","https://openalex.org/W2043879732","https://openalex.org/W2046796944","https://openalex.org/W2047260286","https://openalex.org/W2051122495","https://openalex.org/W2068346796","https://openalex.org/W2069871614","https://openalex.org/W2074363189","https://openalex.org/W2076155411","https://openalex.org/W2078101344","https://openalex.org/W2080966534","https://openalex.org/W2086221772","https://openalex.org/W2091306873","https://openalex.org/W2097614924","https://openalex.org/W2104298909","https://openalex.org/W2109966454","https://openalex.org/W2112787069","https://openalex.org/W2116051854","https://openalex.org/W2118549945","https://openalex.org/W2123648096","https://openalex.org/W2124733286","https://openalex.org/W2133618349","https://openalex.org/W2138772147","https://openalex.org/W2144320983","https://openalex.org/W2145398755","https://openalex.org/W2148976563","https://openalex.org/W2153673212","https://openalex.org/W2155867843","https://openalex.org/W2156969991","https://openalex.org/W2157506270","https://openalex.org/W2170083522","https://openalex.org/W2184199716","https://openalex.org/W2312279960","https://openalex.org/W2314197728","https://openalex.org/W2415233573","https://openalex.org/W2586484929","https://openalex.org/W2724430844","https://openalex.org/W2724579651","https://openalex.org/W2738743261","https://openalex.org/W2745326950","https://openalex.org/W2798603588","https://openalex.org/W2891125964","https://openalex.org/W2891758611","https://openalex.org/W2891947463","https://openalex.org/W2891970589","https://openalex.org/W2892197067","https://openalex.org/W2983336909","https://openalex.org/W3121441969","https://openalex.org/W3121603128","https://openalex.org/W3122143132","https://openalex.org/W3122575233","https://openalex.org/W3123275437","https://openalex.org/W3123488825","https://openalex.org/W3124525020","https://openalex.org/W3125184571","https://openalex.org/W3125236603","https://openalex.org/W3147589609","https://openalex.org/W3205259010","https://openalex.org/W3206724965","https://openalex.org/W3215816844"],"related_works":["https://openalex.org/W2580318045","https://openalex.org/W635804140","https://openalex.org/W3132458577","https://openalex.org/W2883843132","https://openalex.org/W7052286729","https://openalex.org/W2563943905","https://openalex.org/W1875057283","https://openalex.org/W3198075600","https://openalex.org/W2282173735","https://openalex.org/W3028121239"],"abstract_inverted_index":{"with":[0,49,203],"specific":[1],"reference":[2],"to":[3,39,115,123,147,160,178,184,188,201,213,225,249,278,293],"South":[4,6,105,141],"AfricaIn":[5],"Africa,":[7],"as":[8,21,98],"in":[9,56,104,140,207,217,236,253],"many":[10],"developing":[11],"countries,":[12],"most":[13],"households":[14,82,112],"are":[15,255],"poor":[16,81],"and":[17,34,58,131,135,182,187,199,210,246,266,274,288],"do":[18,27,113],"not":[19,28,173],"save,":[20,116],"a":[22,46,99,158,196],"result":[23,100],"of":[24,42,52,62,74,92,95,101,110,129,137,157,164,220,296],"which":[25,35,65,162],"they":[26],"acquire":[29],"any":[30],"positive":[31],"net":[32],"worth":[33,257],"also":[36,67,84],"constrains":[37],"access":[38],"formal":[40],"means":[41],"finance.South":[43],"African":[44],"is":[45,66,78,120],"consuming":[47],"nation,":[48],"increasing":[50],"ratios":[51],"household":[53,63,138],"consumption":[54],"resulting":[55],"dissaving":[57],"often":[59,85],"unsustainable":[60],"levels":[61],"debt,":[64],"stimulated":[68],"by":[69],"the":[70,93,126,144,150,155,165,231,294],"current":[71],"lower":[72],"level":[73],"interest":[75],"rates.This":[76],"situation":[77],"worse":[79],"amongst":[80],"who":[83],"experience":[86],"financial":[87],"shocks,":[88],"for":[89,143,154,243,269],"instance":[90],"because":[91],"death":[94],"family":[96,280],"members":[97],"HIV/Aids.Empirical":[102],"evidence":[103],"Africa":[106,142],"indicates":[107],"that":[108,118],"some":[109],"these":[111],"try":[114],"but":[117],"it":[119],"extremely":[121],"difficult":[122],"escape":[124],"from":[125],"vicious":[127],"circle":[128],"overspending":[130],"debt.The":[132],"report":[133],"provides":[134],"overview":[136],"saving":[139,161],"period":[145],"1983":[146],"2003.It":[148],"identifies":[149],"main":[151],"factors":[152],"responsible":[153],"lack":[156],"commitment":[159],"University":[163],"Western":[166],"Cape":[167],"without":[168],"whom":[169],"this":[170,297],"study":[171],"would":[172],"have":[174],"been":[175,193],"possible.Her":[176],"willingness":[177],"share":[179],"her":[180],"knowledge":[181],"experience,":[183],"give":[185],"guidance":[186],"encourage":[189],"critical":[190],"thinking":[191],"has":[192,234],"invaluable.It":[194],"was":[195],"significant":[197],"privilege":[198],"honour":[200],"work":[202,209],"her.She":[204],"inspired":[205],"me":[206,251],"my":[208,244,279],"I":[211,223,229,261,267],"hope":[212],"continue":[214],"our":[215],"collaboration":[216],"future":[218],"endeavours.Most":[219],"all":[221],"however,":[222],"wish":[224],"say":[226],"how":[227],"much":[228],"appreciate":[230],"confidence":[232],"she":[233],"shown":[235],"me.My":[237],"fianc\u00e9":[238],"(Mpiana":[239],"Kalula)":[240],"active":[241],"support":[242,290],"education":[245],"his":[247,270],"effort":[248],"see":[250],"succeed":[252],"life":[254],"blessings":[256],"acknowledging":[258],"here.For":[259],"this,":[260],"shall":[262],"be":[263],"eternally":[264,300],"grateful":[265],"pray":[268],"continued":[271],"good":[272],"health":[273],"blessings.My":[275],"gratitude":[276],"goes":[277],"whose":[281],"affection,":[282],"patience,":[283],"protection,":[284],"understanding,":[285],"love,":[286],"inspiration":[287],"moral":[289],"contributed":[291],"greatly":[292],"success":[295],"study.I":[298],"am":[299]},"counts_by_year":[{"year":2025,"cited_by_count":1},{"year":2024,"cited_by_count":1},{"year":2022,"cited_by_count":1},{"year":2020,"cited_by_count":1},{"year":2019,"cited_by_count":2},{"year":2018,"cited_by_count":3},{"year":2014,"cited_by_count":1},{"year":2013,"cited_by_count":2}],"updated_date":"2026-11-03T10:50:19.383937","created_date":"2016-06-24T00:00:00"}
