{"id":"https://openalex.org/W1601790603","doi":null,"title":"An Empirical Investigation of the Level of Adoptionof Mobile Payment in Nigeria","display_name":"An Empirical Investigation of the Level of Adoptionof Mobile Payment in Nigeria","publication_year":2013,"publication_date":"2013-03-01","ids":{"openalex":"https://openalex.org/W1601790603","mag":"1601790603"},"language":"en","primary_location":{"id":"pmh:oai:eprints.covenantuniversity.edu.ng:2086","doi":null,"is_oa":false,"landing_page_url":"http://eprints.covenantuniversity.edu.ng/2086/1/V6N1P21-2013_-_An_Empirical_Investigation_of_the_Level_of_Adoption.pdf","pdf_url":"http://eprints.covenantuniversity.edu.ng/2086/1/V6N1P21-2013_-_An_Empirical_Investigation_of_the_Level_of_Adoption.pdf","source":{"id":"https://openalex.org/S4306400995","display_name":"Covenant University Repository (Covenant University)","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I186771145","host_organization_name":"Covenant University","host_organization_lineage":["https://openalex.org/I186771145"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"acceptedVersion","is_accepted":true,"is_published":false,"raw_source_name":null,"raw_type":"Article"},"volume":null,"type":"article","is_traditional":true,"indexed_in":[],"open_access":{"is_oa":true,"oa_status":"green","oa_url":"http://eprints.lmu.edu.ng/3151/1/An_Empirical_Investigation_of_the_Level_of_Adoption%20%282021_06_27%2014_50_26%20UTC%29.pdf","any_repository_has_fulltext":true},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5010365975","display_name":"Ayodele Ariyo Adebiyi","orcid":"https://orcid.org/0000-0002-3114-6315","observed_orcids":["https://orcid.org/0000-0002-3114-6315","https://orcid.org/0000-0001-7713-956X"]},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"Ayodele A. Adebiyi","raw_affiliation_strings":[],"raw_orcid":"https://orcid.org/0000-0002-3114-6315","affiliations":[]},{"author_position":"middle","author":{"id":"https://openalex.org/A5066355267","display_name":"Elizabeth Ayobami Alabi","orcid":null,"observed_orcids":[]},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"E. Alabi","raw_affiliation_strings":[],"raw_orcid":null,"affiliations":[]},{"author_position":"middle","author":{"id":"https://openalex.org/A5109809332","display_name":"Charles Korede Ayo","orcid":null,"observed_orcids":[]},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"C. K. Ayo","raw_affiliation_strings":[],"raw_orcid":null,"affiliations":[]},{"author_position":"last","author":{"id":"https://openalex.org/A5089089725","display_name":"Marion O. Adebiyi","orcid":"https://orcid.org/0000-0001-7713-956X","observed_orcids":["https://orcid.org/0000-0001-7713-956X"]},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"Marion O. Adebiyi","raw_affiliation_strings":[],"raw_orcid":null,"affiliations":[]}],"institutions":[],"countries_distinct_count":0,"institutions_distinct_count":0,"corresponding_author_ids":[],"corresponding_institution_ids":[],"apc_list":null,"apc_paid":null,"fwci":0.5862,"has_fulltext":true,"cited_by_count":6,"citation_normalized_percentile":{"value":0.75439082,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":{"min":87,"max":95},"biblio":{"volume":null,"issue":null,"first_page":null,"last_page":null},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T10068","display_name":"Technology Adoption and User Behaviour","score":0.9990000128746033,"subfield":{"id":"https://openalex.org/subfields/1802","display_name":"Information Systems and Management"},"field":{"id":"https://openalex.org/fields/18","display_name":"Decision Sciences"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T10068","display_name":"Technology Adoption and User Behaviour","score":0.9990000128746033,"subfield":{"id":"https://openalex.org/subfields/1802","display_name":"Information Systems and Management"},"field":{"id":"https://openalex.org/fields/18","display_name":"Decision Sciences"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T14416","display_name":"Health, Technology, Consumer Behavior","score":0.0008999999845400453,"subfield":{"id":"https://openalex.org/subfields/3605","display_name":"Health Information Management"},"field":{"id":"https://openalex.org/fields/36","display_name":"Health Professions"},"domain":{"id":"https://openalex.org/domains/4","display_name":"Health Sciences"}},{"id":"https://openalex.org/T14244","display_name":"Consumer Behavior and Marketing Influence","score":0.0,"subfield":{"id":"https://openalex.org/subfields/1406","display_name":"Marketing"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/mobile-payment-adoption","display_name":"mobile payment adoption","score":0.9539999961853027},{"id":"https://openalex.org/keywords/technology-acceptance-model","display_name":"technology acceptance model","score":0.7889999747276306},{"id":"https://openalex.org/keywords/technology-adoption-model","display_name":"technology adoption model","score":0.41100001335144043},{"id":"https://openalex.org/keywords/cashless-society","display_name":"cashless society","score":0.746999979019165},{"id":"https://openalex.org/keywords/perceived-usefulness","display_name":"perceived usefulness","score":0.8180000185966492},{"id":"https://openalex.org/keywords/perceived-ease-of-use","display_name":"perceived ease of use","score":0.9990000128746033},{"id":"https://openalex.org/keywords/behavioral-intention","display_name":"behavioral intention","score":0.9210000038146973},{"id":"https://openalex.org/keywords/trust-in-service-providers","display_name":"trust in service providers","score":0.8320000171661377},{"id":"https://openalex.org/keywords/privacy-and-security-concerns","display_name":"privacy and security concerns","score":0.781000018119812},{"id":"https://openalex.org/keywords/technology-costs","display_name":"technology costs","score":0.4129999876022339},{"id":"https://openalex.org/keywords/interface-complexity","display_name":"interface complexity","score":0.6010000109672546},{"id":"https://openalex.org/keywords/nigeria","display_name":"Nigeria","score":0.527999997138977}],"concepts":[{"id":"https://openalex.org/C160949748","wikidata":"https://www.wikidata.org/wiki/Q1365703","display_name":"Mobile payment","level":3,"score":0.6201421022415161},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.6112070083618164},{"id":"https://openalex.org/C2776185967","wikidata":"https://www.wikidata.org/wiki/Q112945","display_name":"Technology acceptance model","level":3,"score":0.594802975654602},{"id":"https://openalex.org/C170130773","wikidata":"https://www.wikidata.org/wiki/Q216378","display_name":"Usability","level":2,"score":0.5444144606590271},{"id":"https://openalex.org/C145097563","wikidata":"https://www.wikidata.org/wiki/Q1148747","display_name":"Payment","level":2,"score":0.5302870869636536},{"id":"https://openalex.org/C195487862","wikidata":"https://www.wikidata.org/wiki/Q850210","display_name":"Revenue","level":2,"score":0.4971919357776642},{"id":"https://openalex.org/C2778430866","wikidata":"https://www.wikidata.org/wiki/Q3061848","display_name":"Unbanked","level":4,"score":0.4958876073360443},{"id":"https://openalex.org/C116537","wikidata":"https://www.wikidata.org/wiki/Q2169973","display_name":"Service provider","level":3,"score":0.4746466279029846},{"id":"https://openalex.org/C75949130","wikidata":"https://www.wikidata.org/wiki/Q848010","display_name":"Database transaction","level":2,"score":0.4513567388057709},{"id":"https://openalex.org/C162853370","wikidata":"https://www.wikidata.org/wiki/Q39809","display_name":"Marketing","level":1,"score":0.39487847685813904},{"id":"https://openalex.org/C2780378061","wikidata":"https://www.wikidata.org/wiki/Q25351891","display_name":"Service (business)","level":2,"score":0.3403856158256531},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.21388807892799377},{"id":"https://openalex.org/C139043278","wikidata":"https://www.wikidata.org/wiki/Q837171","display_name":"Financial services","level":2,"score":0.1774464249610901},{"id":"https://openalex.org/C41008148","wikidata":"https://www.wikidata.org/wiki/Q21198","display_name":"Computer science","level":0,"score":0.1529395580291748},{"id":"https://openalex.org/C2779251847","wikidata":"https://www.wikidata.org/wiki/Q60852","display_name":"Financial inclusion","level":3,"score":0.11922293901443481},{"id":"https://openalex.org/C199360897","wikidata":"https://www.wikidata.org/wiki/Q9143","display_name":"Programming language","level":1,"score":0.0},{"id":"https://openalex.org/C107457646","wikidata":"https://www.wikidata.org/wiki/Q207434","display_name":"Human\u2013computer interaction","level":1,"score":0.0}],"mesh":[],"locations_count":4,"locations":[{"id":"pmh:oai:eprints.covenantuniversity.edu.ng:2086","doi":null,"is_oa":false,"landing_page_url":"http://eprints.covenantuniversity.edu.ng/2086/1/V6N1P21-2013_-_An_Empirical_Investigation_of_the_Level_of_Adoption.pdf","pdf_url":"http://eprints.covenantuniversity.edu.ng/2086/1/V6N1P21-2013_-_An_Empirical_Investigation_of_the_Level_of_Adoption.pdf","source":{"id":"https://openalex.org/S4306400995","display_name":"Covenant University Repository (Covenant University)","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I186771145","host_organization_name":"Covenant University","host_organization_lineage":["https://openalex.org/I186771145"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"acceptedVersion","is_accepted":true,"is_published":false,"raw_source_name":null,"raw_type":"Article"},{"id":"pmh:oai:eprints.lmu.edu.ng:3151","doi":null,"is_oa":true,"landing_page_url":"http://eprints.lmu.edu.ng/3151/1/An_Empirical_Investigation_of_the_Level_of_Adoption%20%282021_06_27%2014_50_26%20UTC%29.pdf","pdf_url":"http://eprints.lmu.edu.ng/3151/1/An_Empirical_Investigation_of_the_Level_of_Adoption%20%282021_06_27%2014_50_26%20UTC%29.pdf","source":{"id":"https://openalex.org/S4306401652","display_name":"Landmark University Repository (Landmark University)","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I304664074","host_organization_name":"Landmark University","host_organization_lineage":["https://openalex.org/I304664074"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"Article"},{"id":"pmh:oai:CiteSeerX.psu:10.1.1.411.5407","doi":null,"is_oa":false,"landing_page_url":"http://citeseerx.ist.psu.edu/viewdoc/summary?doi=10.1.1.411.5407","pdf_url":null,"source":null,"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":"http://www.ajocict.net/uploads/V6N1P21-2013_-_An_Empirical_Investigation_of_the_Level_of_Adoption.pdf","raw_type":"text"},{"id":"mag:1601790603","doi":null,"is_oa":false,"landing_page_url":"http://eprints.covenantuniversity.edu.ng/2086/1/V6N1P21-2013_-_An_Empirical_Investigation_of_the_Level_of_Adoption.pdf","pdf_url":null,"source":null,"license":null,"license_id":null,"version":null,"is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":null}],"best_oa_location":{"id":"pmh:oai:eprints.lmu.edu.ng:3151","doi":null,"is_oa":true,"landing_page_url":"http://eprints.lmu.edu.ng/3151/1/An_Empirical_Investigation_of_the_Level_of_Adoption%20%282021_06_27%2014_50_26%20UTC%29.pdf","pdf_url":"http://eprints.lmu.edu.ng/3151/1/An_Empirical_Investigation_of_the_Level_of_Adoption%20%282021_06_27%2014_50_26%20UTC%29.pdf","source":{"id":"https://openalex.org/S4306401652","display_name":"Landmark University Repository (Landmark University)","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I304664074","host_organization_name":"Landmark University","host_organization_lineage":["https://openalex.org/I304664074"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"Article"},"sustainable_development_goals":[],"study_designs":[{"id":"https://openalex.org/study-designs/observational-study","display_name":"Observational Study"}],"awards":[],"funders":[],"has_content":{"grobid_xml":true,"pdf":true},"content_urls":{"pdf":"https://content.openalex.org/works/W1601790603.pdf","grobid_xml":"https://content.openalex.org/works/W1601790603.grobid-xml"},"referenced_works_count":21,"referenced_works":["https://openalex.org/W207245482","https://openalex.org/W257542157","https://openalex.org/W1487725643","https://openalex.org/W1557992034","https://openalex.org/W1987198869","https://openalex.org/W1990513740","https://openalex.org/W2006765054","https://openalex.org/W2025055001","https://openalex.org/W2033943395","https://openalex.org/W2041318031","https://openalex.org/W2069861487","https://openalex.org/W2073310694","https://openalex.org/W2078518420","https://openalex.org/W2119155872","https://openalex.org/W2130006747","https://openalex.org/W2135617001","https://openalex.org/W2142341968","https://openalex.org/W2166580564","https://openalex.org/W2168569455","https://openalex.org/W2992654002","https://openalex.org/W4243667233"],"related_works":["https://openalex.org/W6964188941","https://openalex.org/W2790260313","https://openalex.org/W7048251395","https://openalex.org/W4226201639","https://openalex.org/W3217339942","https://openalex.org/W7037780884","https://openalex.org/W3012956495","https://openalex.org/W2940374901","https://openalex.org/W2299704951","https://openalex.org/W4237485318"],"abstract_inverted_index":{"Mobile":[0,49,71,128,192,256],"devices":[1],"have":[2],"been":[3],"one":[4],"of":[5,47,70,113,127,136,151,164,184,187,204,211,214,218,223,239,255],"the":[6,15,35,52,61,68,77,80,132,147,152,182,185,188,221,224,230,249],"most":[7],"successful":[8,253],"consumer":[9],"products.":[10],"In":[11,130],"fact,":[12],"Nigeria":[13],"is":[14,37],"largest":[16],"and":[17,34,51,83,99,101,115,154,171,194,226,233,237,242,251],"fastest":[18],"growing":[19],"market":[20],"in":[21,30,32,67,73,144,229],"Africa.":[22],"The":[23,45,176],"telecommunications":[24],"sector":[25],"raked":[26],"up":[27],"about":[28],"$8.42bn":[29],"revenue":[31],"2008":[33],"number":[36],"expected":[38],"to":[39,75,118,120,142,200],"surge":[40],"past":[41],"$11bn":[42],"by":[43,60],"2013.":[44],"proliferation":[46],"these":[48],"phones":[50],"need":[53],"for":[54,173],"a":[55,89,134,252],"Cash-Less":[56],"or":[57],"Cash\ufffdLite":[58],"economy":[59],"Nigerian":[62,124],"Economy":[63,190],"has":[64],"therefore":[65],"resulted":[66],"introduction":[69,186],"payments":[72],"order":[74],"bridge":[76],"gap":[78],"between":[79],"under":[81],"banked":[82],"banking":[84],"community.":[85],"This":[86],"study":[87],"proposed":[88],"revised":[90],"model":[91],"that":[92,179,247],"integrated":[93],"Compatibility,":[94],"Relative":[95],"Advantage,":[96],"Complexity,":[97],"Trust":[98],"Security":[100],"Cost":[102],"with":[103],"Technology":[104],"Acquisition":[105],"Model":[106],"(TAM)":[107],"constructs":[108],"(Perceived":[109],"Usefulness,":[110],"Perceived":[111],"Ease":[112,210,213],"Use":[114],"Behavioral":[116],"Intention":[117],"use)":[119],"investigate":[121],"what":[122],"influences":[123],"consumers\u2019":[125],"adoption":[126,250],"Payment.":[129,257],"testing":[131],"model,":[133],"total":[135],"250survey":[137],"questionnaires":[138,168],"were":[139,169],"randomly":[140],"administered":[141],"individuals":[143,156],"Lagos":[145],"being":[146],"economic":[148],"nerve":[149],"center":[150],"nation":[153],"transiting":[155],"from":[157],"neighboring":[158],"states":[159],"but":[160],"who":[161],"are":[162,244],"users":[163],"mobile":[165],"phones.":[166],"227":[167],"received":[170],"used":[172],"further":[174],"analysis.":[175],"results":[177],"show":[178],"Nigerians":[180],"appreciate":[181],"benefits":[183,206],"Cashless":[189],"via":[191],"payment":[193],"they":[195],"would":[196],"also":[197],"be":[198],"encouraged":[199],"use":[201],"it":[202],"because":[203],"its":[205],"such":[207],"as":[208],"Convenience,":[209],"Use,":[212],"Access,":[215],"Reduced":[216],"time":[217],"transaction.":[219],"However,":[220],"complexity":[222],"interface":[225],"procedures,":[227],"trust":[228],"service":[231],"provider":[232],"agents":[234],"(vendors),":[235],"security":[236],"privacy":[238],"valid":[240],"information":[241],"cost":[243],"pertinent":[245],"factors":[246],"affect":[248],"implementation":[254]},"counts_by_year":[{"year":2023,"cited_by_count":2},{"year":2022,"cited_by_count":1},{"year":2021,"cited_by_count":1},{"year":2015,"cited_by_count":1},{"year":2014,"cited_by_count":1}],"updated_date":"2026-11-08T12:12:28.789561","created_date":"2016-06-24T00:00:00"}