{"id":"https://openalex.org/W1597058076","doi":null,"title":"Conditions de financement de la PME et relations bancaires","display_name":"Conditions de financement de la PME et relations bancaires","publication_year":2008,"publication_date":"2008-11-21","ids":{"openalex":"https://openalex.org/W1597058076","mag":"1597058076"},"language":"fr","primary_location":{"id":"pmh:oai:HAL:tel-00370977v1","doi":null,"is_oa":true,"landing_page_url":"https://theses.hal.science/tel-00370977","pdf_url":null,"source":{"id":"https://openalex.org/S4306402512","display_name":"HAL","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I4405252976","host_organization_name":"Centre pour la Communication Scientifique Directe","host_organization_lineage":["https://openalex.org/I4405252976"],"host_organization_lineage_names":[],"type":"repository"},"license":"other-oa","license_id":"https://openalex.org/licenses/other-oa","version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":"Sciences de l'Homme et Soci\u00e9t\u00e9. Universit\u00e9 du Droit et de la Sant\u00e9 - Lille II, 2008. Fran\u00e7ais. &#x27E8;NNT : &#x27E9;","raw_type":"info:eu-repo/semantics/doctoralThesis"},"volume":null,"type":"dissertation","is_traditional":true,"indexed_in":[],"open_access":{"is_oa":true,"oa_status":"green","oa_url":"https://theses.hal.science/tel-00370977","any_repository_has_fulltext":true},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5059413909","display_name":"Ludovic Vigneron","orcid":"https://orcid.org/0000-0002-0885-5041","observed_orcids":["https://orcid.org/0000-0002-0885-5041"]},"institutions":[],"countries":[],"is_corresponding":true,"raw_author_name":"Ludovic Vigneron","raw_affiliation_strings":["Groupe d'\u00e9tudes et de recherches en management des entreprises (EA n\u00b0 4112)"],"raw_orcid":"https://orcid.org/0000-0002-0885-5041","affiliations":[{"raw_affiliation_string":"Groupe d'\u00e9tudes et de recherches en management des entreprises (EA n\u00b0 4112)","institution_ids":[]}]}],"institutions":[],"countries_distinct_count":0,"institutions_distinct_count":0,"corresponding_author_ids":["https://openalex.org/A5059413909"],"corresponding_institution_ids":[],"apc_list":null,"apc_paid":null,"fwci":null,"has_fulltext":false,"cited_by_count":7,"citation_normalized_percentile":null,"cited_by_percentile_year":null,"biblio":{"volume":null,"issue":null,"first_page":null,"last_page":null},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T10127","display_name":"Banking stability, regulation, efficiency","score":0.9663000106811523,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T10127","display_name":"Banking stability, regulation, efficiency","score":0.9663000106811523,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T12544","display_name":"Working Capital and Financial Performance","score":0.017799999564886093,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10019","display_name":"Corporate Finance and Governance","score":0.006500000134110451,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/sme-financing","display_name":"SME financing","score":0.8700000047683716},{"id":"https://openalex.org/keywords/bank-sme-relationship","display_name":"bank-SME relationship","score":0.6349999904632568},{"id":"https://openalex.org/keywords/information-asymmetry","display_name":"information asymmetry","score":0.9449999928474426},{"id":"https://openalex.org/keywords/principal-agent-problem","display_name":"principal-agent problem","score":0.43799999356269836},{"id":"https://openalex.org/keywords/bank-selection","display_name":"bank selection","score":0.42500001192092896},{"id":"https://openalex.org/keywords/credit-rationing","display_name":"credit rationing","score":0.5320000052452087},{"id":"https://openalex.org/keywords/collateral","display_name":"collateral","score":0.4560000002384186}],"concepts":[{"id":"https://openalex.org/C15708023","wikidata":"https://www.wikidata.org/wiki/Q80083","display_name":"Humanities","level":1,"score":0.7244354486465454},{"id":"https://openalex.org/C17744445","wikidata":"https://www.wikidata.org/wiki/Q36442","display_name":"Political science","level":0,"score":0.7092915773391724},{"id":"https://openalex.org/C138885662","wikidata":"https://www.wikidata.org/wiki/Q5891","display_name":"Philosophy","level":0,"score":0.16989177465438843}],"mesh":[],"locations_count":2,"locations":[{"id":"pmh:oai:HAL:tel-00370977v1","doi":null,"is_oa":true,"landing_page_url":"https://theses.hal.science/tel-00370977","pdf_url":null,"source":{"id":"https://openalex.org/S4306402512","display_name":"HAL","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I4405252976","host_organization_name":"Centre pour la Communication Scientifique Directe","host_organization_lineage":["https://openalex.org/I4405252976"],"host_organization_lineage_names":[],"type":"repository"},"license":"other-oa","license_id":"https://openalex.org/licenses/other-oa","version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":"Sciences de l'Homme et Soci\u00e9t\u00e9. Universit\u00e9 du Droit et de la Sant\u00e9 - Lille II, 2008. Fran\u00e7ais. &#x27E8;NNT : &#x27E9;","raw_type":"info:eu-repo/semantics/doctoralThesis"},{"id":"mag:1597058076","doi":null,"is_oa":false,"landing_page_url":"https://hal.archives-ouvertes.fr/tel-00370977/","pdf_url":null,"source":null,"license":null,"license_id":null,"version":null,"is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":null}],"best_oa_location":{"id":"pmh:oai:HAL:tel-00370977v1","doi":null,"is_oa":true,"landing_page_url":"https://theses.hal.science/tel-00370977","pdf_url":null,"source":{"id":"https://openalex.org/S4306402512","display_name":"HAL","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I4405252976","host_organization_name":"Centre pour la Communication Scientifique Directe","host_organization_lineage":["https://openalex.org/I4405252976"],"host_organization_lineage_names":[],"type":"repository"},"license":"other-oa","license_id":"https://openalex.org/licenses/other-oa","version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":"Sciences de l'Homme et Soci\u00e9t\u00e9. Universit\u00e9 du Droit et de la Sant\u00e9 - Lille II, 2008. Fran\u00e7ais. &#x27E8;NNT : &#x27E9;","raw_type":"info:eu-repo/semantics/doctoralThesis"},"sustainable_development_goals":[],"study_designs":[],"awards":[],"funders":[],"has_content":{"pdf":false,"grobid_xml":false},"content_urls":null,"referenced_works_count":178,"referenced_works":["https://openalex.org/W79741036","https://openalex.org/W92531271","https://openalex.org/W108031023","https://openalex.org/W1488449625","https://openalex.org/W1491145770","https://openalex.org/W1500648968","https://openalex.org/W1521950138","https://openalex.org/W1528029010","https://openalex.org/W1532981004","https://openalex.org/W1546993124","https://openalex.org/W1546993880","https://openalex.org/W1555446404","https://openalex.org/W1555892862","https://openalex.org/W1558546286","https://openalex.org/W1558603519","https://openalex.org/W1561398298","https://openalex.org/W1568522443","https://openalex.org/W1571864357","https://openalex.org/W1579112106","https://openalex.org/W1586800968","https://openalex.org/W1648937643","https://openalex.org/W1784978739","https://openalex.org/W1820599442","https://openalex.org/W1928404015","https://openalex.org/W1966218717","https://openalex.org/W1966598925","https://openalex.org/W1968115234","https://openalex.org/W1968832883","https://openalex.org/W1968867321","https://openalex.org/W1970594241","https://openalex.org/W1970755069","https://openalex.org/W1973348397","https://openalex.org/W1976980211","https://openalex.org/W1978352128","https://openalex.org/W1979913294","https://openalex.org/W1981315212","https://openalex.org/W1981674651","https://openalex.org/W1982438007","https://openalex.org/W1986140444","https://openalex.org/W1986378222","https://openalex.org/W1988939109","https://openalex.org/W1991237550","https://openalex.org/W1991615152","https://openalex.org/W1992868825","https://openalex.org/W2004469411","https://openalex.org/W2005294649","https://openalex.org/W2005460785","https://openalex.org/W2010997253","https://openalex.org/W2012781553","https://openalex.org/W2015739518","https://openalex.org/W2016197169","https://openalex.org/W2017126962","https://openalex.org/W2018849787","https://openalex.org/W2019282801","https://openalex.org/W2021751310","https://openalex.org/W2021903477","https://openalex.org/W2023235317","https://openalex.org/W2023245676","https://openalex.org/W2024365411","https://openalex.org/W2025325473","https://openalex.org/W2027366548","https://openalex.org/W2028086186","https://openalex.org/W2028407952","https://openalex.org/W2029792205","https://openalex.org/W2033183621","https://openalex.org/W2044225548","https://openalex.org/W2044464163","https://openalex.org/W2046977394","https://openalex.org/W2047747706","https://openalex.org/W2049441863","https://openalex.org/W2049640673","https://openalex.org/W2050698987","https://openalex.org/W2051152277","https://openalex.org/W2051268623","https://openalex.org/W2053208593","https://openalex.org/W2057211502","https://openalex.org/W2057473933","https://openalex.org/W2063047179","https://openalex.org/W2063333733","https://openalex.org/W2063955807","https://openalex.org/W2065091890","https://openalex.org/W2070112618","https://openalex.org/W2072817834","https://openalex.org/W2077721788","https://openalex.org/W2077907699","https://openalex.org/W2077968320","https://openalex.org/W2078710010","https://openalex.org/W2078808258","https://openalex.org/W2079673831","https://openalex.org/W2081472363","https://openalex.org/W2083971340","https://openalex.org/W2085189944","https://openalex.org/W2087724977","https://openalex.org/W2088948350","https://openalex.org/W2090874083","https://openalex.org/W2092670707","https://openalex.org/W2094837572","https://openalex.org/W2095370591","https://openalex.org/W2096021433","https://openalex.org/W2096543326","https://openalex.org/W2096930040","https://openalex.org/W2098723194","https://openalex.org/W2098919264","https://openalex.org/W2103888639","https://openalex.org/W2104003105","https://openalex.org/W2108491286","https://openalex.org/W2111504671","https://openalex.org/W2113966200","https://openalex.org/W2116982410","https://openalex.org/W2116988722","https://openalex.org/W2117000114","https://openalex.org/W2118889105","https://openalex.org/W2119780569","https://openalex.org/W2122791489","https://openalex.org/W2123897018","https://openalex.org/W2124701251","https://openalex.org/W2125418034","https://openalex.org/W2131773668","https://openalex.org/W2131921554","https://openalex.org/W2132970177","https://openalex.org/W2133369488","https://openalex.org/W2133468846","https://openalex.org/W2133864799","https://openalex.org/W2133897956","https://openalex.org/W2135054946","https://openalex.org/W2135509167","https://openalex.org/W2142676932","https://openalex.org/W2143586015","https://openalex.org/W2145539375","https://openalex.org/W2145913187","https://openalex.org/W2146142289","https://openalex.org/W2147446616","https://openalex.org/W2147560556","https://openalex.org/W2149580840","https://openalex.org/W2150455572","https://openalex.org/W2157801094","https://openalex.org/W2162012454","https://openalex.org/W2165407227","https://openalex.org/W2167141920","https://openalex.org/W2228805621","https://openalex.org/W2232999985","https://openalex.org/W2252763942","https://openalex.org/W2272343323","https://openalex.org/W2341795385","https://openalex.org/W2566856888","https://openalex.org/W2605496294","https://openalex.org/W2752617332","https://openalex.org/W3022028214","https://openalex.org/W3023126729","https://openalex.org/W3023273215","https://openalex.org/W3084636262","https://openalex.org/W3121131820","https://openalex.org/W3121452736","https://openalex.org/W3121759882","https://openalex.org/W3121824878","https://openalex.org/W3121883629","https://openalex.org/W3122089872","https://openalex.org/W3122097253","https://openalex.org/W3122460442","https://openalex.org/W3122492570","https://openalex.org/W3122588804","https://openalex.org/W3122641096","https://openalex.org/W3122861242","https://openalex.org/W3123183022","https://openalex.org/W3123610855","https://openalex.org/W3123974728","https://openalex.org/W3124114405","https://openalex.org/W3124221926","https://openalex.org/W3124226976","https://openalex.org/W3124265925","https://openalex.org/W3124550929","https://openalex.org/W3124635575","https://openalex.org/W3124869634","https://openalex.org/W3125366981","https://openalex.org/W3125989415","https://openalex.org/W3126121634","https://openalex.org/W3126127371","https://openalex.org/W4240307802"],"related_works":["https://openalex.org/W7067068752","https://openalex.org/W2944486637","https://openalex.org/W6968870079","https://openalex.org/W145293255","https://openalex.org/W2050498362","https://openalex.org/W7134425856","https://openalex.org/W1543757372","https://openalex.org/W2031805091","https://openalex.org/W603516318","https://openalex.org/W7148305095"],"abstract_inverted_index":{"L'\u00e9tude":[0],"des":[1,235],"effets":[2],"de":[3,15,17,23,28,38,50,56,64,68,72,92,96,121,124,160,173,185,215,219,221,231,233,242,248,253,264],"la":[4,18,32,65,69,73,90,103,199,226],"mise":[5],"en":[6,30,153,206,208,238],"place":[7,209],"d'un":[8,163,196],"financement":[9,16,93,164,197],"relationnel":[10],"bancaire":[11],"sur":[12,40],"les":[13,45,203,217,229,262],"conditions":[14],"PME":[19,70,132],"est":[20],"l'objet":[21],"principal":[22],"cette":[24],"th\u00e8se.":[25],"Il":[26,111],"s'agit":[27],"mettre":[29],"\u00e9vidence":[31],"mani\u00e8re":[33,97,161,249],"dont":[34],"un":[35,210,257],"accord":[36],"implicite":[37],"collaboration":[39],"le":[41,62,100,109,194],"long":[42],"terme":[43],"mitige":[44],"probl\u00e8mes":[46],"d'asym\u00e9tries":[47],"d'information":[48,181],"caract\u00e9ristiques":[49],"ces":[51],"structures.":[52],"On":[53],"peut":[54,201],"inf\u00e9rer":[55],"ce":[57],"travail":[58],"plusieurs":[59],"contributions":[60],"dans":[61],"domaine":[63],"politique":[66],"financi\u00e8re":[67,190],"et":[71,106,108,148],"tarification":[74],"bancaire.":[75],"Les":[76,131,166,240],"entreprises":[77,167],"ayant":[78],"pour":[79],"banque":[80,125,138,158,177,200],"principale":[81,126],"une":[82,137,144,157,176,188],"entit\u00e9":[83],"d\u00e9centralis\u00e9e,":[84],"donc":[85],"\u00e0":[86,89,171],"l'organisation":[87],"favorable":[88],"fourniture":[91],"relationnel,":[94,198],"utilisent":[95],"moins":[98],"importante":[99],"cr\u00e9dit":[101],"fournisseur,":[102],"dette":[104],"fiscale":[105],"sociale":[107],"cr\u00e9dit-bail.":[110],"appara\u00eet":[112],"qu'elles":[113,182],"obtiennent":[114],"plus":[115,191,252],"facilement":[116],"du":[117,129,266],"cr\u00e9dit.":[118,267],"Une":[119],"\u00e9tude":[120],"leur":[122],"choix":[123],"montre":[127],"l'int\u00e9riorisation":[128],"ph\u00e9nom\u00e8ne.":[130],"s'orientent":[133],"ainsi":[134,247],"soit":[135],"vers":[136,156],"centralis\u00e9e,":[139],"si":[140,151],"elles":[141,152],"peuvent":[142,246],"produire":[143,186],"information":[145],"standard":[146],"suffisante":[147],"cr\u00e9dible,":[149],"soit,":[150],"sont":[154,183],"incapables,":[155],"d\u00e9centralis\u00e9e":[159],"b\u00e9n\u00e9ficier":[162],"relationnel.":[165],"n'\u00e9tant":[168],"pas":[169],"parvenues":[170],"\u00e9tablir":[172],"lien":[174],"avec":[175],"correspondant":[178],"au":[179],"type":[180],"susceptibles":[184],"subissent":[187],"contrainte":[189],"importante.":[192],"Dans":[193],"cadre":[195],"r\u00e9duire":[202],"difficult\u00e9s":[204],"informationnelles":[205],"mettant":[207],"\u00e9quilibre":[211],"s\u00e9parant":[212],"taux/garanties":[213],"afin":[214,255],"distinguer":[216],"porteurs":[218,241],"projet":[220],"qualit\u00e9.":[222],"L'\u00e9change":[223],"d'informations":[224],"durant":[225],"relation":[227],"r\u00e9duit":[228,261],"possibilit\u00e9s":[230],"d\u00e9tournement":[232],"valeur":[234],"actifs":[236],"offerts":[237],"garantie.":[239],"projets":[243],"peu":[244],"risqu\u00e9s":[245],"cr\u00e9dible":[250],"conf\u00e9rer":[251],"garanties":[254],"d'obtenir":[256],"taux":[258],"inf\u00e9rieur.":[259],"Ceci":[260],"situations":[263],"rationnement":[265]},"counts_by_year":[{"year":2025,"cited_by_count":1},{"year":2023,"cited_by_count":2},{"year":2021,"cited_by_count":1},{"year":2017,"cited_by_count":1},{"year":2016,"cited_by_count":1},{"year":2015,"cited_by_count":1}],"updated_date":"2026-11-08T12:12:28.789561","created_date":"2016-06-24T00:00:00"}
