{"id":"https://openalex.org/W1584969952","doi":null,"title":"The Future of Deposit Insurance: An Analysis of the Alternatives","display_name":"The Future of Deposit Insurance: An Analysis of the Alternatives","publication_year":1989,"publication_date":"1989-01-01","ids":{"openalex":"https://openalex.org/W1584969952","mag":"1584969952"},"language":"en","primary_location":{"id":"pmh:oai:RePEc:fip:fedrer:y:1989:i:may:p:3-15:n:v.75no.3","doi":null,"is_oa":false,"landing_page_url":"https://fraser.stlouisfed.org/files/docs/publications/frbrichreview/rev_frbrich198905.pdf","pdf_url":"https://fraser.stlouisfed.org/files/docs/publications/frbrichreview/rev_frbrich198905.pdf","source":{"id":"https://openalex.org/S4306401271","display_name":"RePEc: Research Papers in Economics","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I77793887","host_organization_name":"Federal Reserve Bank of St. Louis","host_organization_lineage":["https://openalex.org/I77793887"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"article"},"volume":null,"type":"article","is_traditional":true,"indexed_in":[],"open_access":{"is_oa":true,"oa_status":"green","oa_url":"https://papers.ssrn.com/sol3/papers.cfm?abstract_id=2125364","any_repository_has_fulltext":true},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5014371577","display_name":"Anatoli Kuprianov","orcid":null,"observed_orcids":[]},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"Anatoli Kuprianov","raw_affiliation_strings":[],"raw_orcid":null,"affiliations":[]},{"author_position":"last","author":{"id":"https://openalex.org/A5031985643","display_name":"David L. Mengle","orcid":"https://orcid.org/0000-0002-5791-6648","observed_orcids":["https://orcid.org/0000-0002-5791-6648"]},"institutions":[{"id":"https://openalex.org/I164389053","display_name":"Fordham University","ror":"https://ror.org/03qnxaf80","country_code":"US","type":"education","lineage":["https://openalex.org/I164389053"]}],"countries":["US"],"is_corresponding":false,"raw_author_name":"David L. Mengle","raw_affiliation_strings":["Fordham University Graduate School of Business"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Fordham University Graduate School of Business","institution_ids":["https://openalex.org/I164389053"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":1,"corresponding_author_ids":[],"corresponding_institution_ids":[],"apc_list":null,"apc_paid":null,"fwci":1.5299,"has_fulltext":false,"cited_by_count":3,"citation_normalized_percentile":{"value":0.84509381,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":null,"biblio":{"volume":null,"issue":null,"first_page":"3","last_page":"15"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T10127","display_name":"Banking stability, regulation, efficiency","score":0.9994999766349792,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T10127","display_name":"Banking stability, regulation, efficiency","score":0.9994999766349792,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T12394","display_name":"Insurance and Financial Risk Management","score":9.999999747378752e-05,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T13074","display_name":"Global Financial Regulation and Crises","score":0.0,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/deposit-insurance","display_name":"deposit insurance","score":0.9829999804496765},{"id":"https://openalex.org/keywords/bank-runs","display_name":"bank runs","score":0.8410000205039978},{"id":"https://openalex.org/keywords/risk-taking-incentives","display_name":"risk-taking incentives","score":0.7210000157356262},{"id":"https://openalex.org/keywords/deposit-insurance-reform","display_name":"deposit insurance reform","score":0.800000011920929},{"id":"https://openalex.org/keywords/savings-and-loan-crisis","display_name":"savings and loan crisis","score":0.8220000267028809},{"id":"https://openalex.org/keywords/market-value-accounting","display_name":"market value accounting","score":0.9520000219345093},{"id":"https://openalex.org/keywords/bank-failures","display_name":"bank failures","score":0.39100000262260437},{"id":"https://openalex.org/keywords/uninsured-depositors","display_name":"uninsured depositors","score":0.9520000219345093}],"concepts":[{"id":"https://openalex.org/C2777817046","wikidata":"https://www.wikidata.org/wiki/Q376935","display_name":"Deposit insurance","level":2,"score":0.92612624168396},{"id":"https://openalex.org/C159091798","wikidata":"https://www.wikidata.org/wiki/Q157165","display_name":"Creditor","level":3,"score":0.8005653619766235},{"id":"https://openalex.org/C29122968","wikidata":"https://www.wikidata.org/wiki/Q1414816","display_name":"Incentive","level":2,"score":0.7527312636375427},{"id":"https://openalex.org/C2778775528","wikidata":"https://www.wikidata.org/wiki/Q5135432","display_name":"Closing (real estate)","level":2,"score":0.6634805202484131},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.6581100821495056},{"id":"https://openalex.org/C94866938","wikidata":"https://www.wikidata.org/wiki/Q806663","display_name":"Bank run","level":3,"score":0.514821469783783},{"id":"https://openalex.org/C73283319","wikidata":"https://www.wikidata.org/wiki/Q1416617","display_name":"Financial system","level":1,"score":0.46966612339019775},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.39808762073516846},{"id":"https://openalex.org/C162118730","wikidata":"https://www.wikidata.org/wiki/Q1128453","display_name":"Actuarial science","level":1,"score":0.39248669147491455},{"id":"https://openalex.org/C556758197","wikidata":"https://www.wikidata.org/wiki/Q580018","display_name":"Monetary economics","level":1,"score":0.34072357416152954},{"id":"https://openalex.org/C162324750","wikidata":"https://www.wikidata.org/wiki/Q8134","display_name":"Economics","level":0,"score":0.2533629536628723},{"id":"https://openalex.org/C120527767","wikidata":"https://www.wikidata.org/wiki/Q3196867","display_name":"Debt","level":2,"score":0.1440584659576416},{"id":"https://openalex.org/C183582576","wikidata":"https://www.wikidata.org/wiki/Q184783","display_name":"Market liquidity","level":2,"score":0.094096839427948},{"id":"https://openalex.org/C34447519","wikidata":"https://www.wikidata.org/wiki/Q179522","display_name":"Market economy","level":1,"score":0.08753228187561035}],"mesh":[],"locations_count":3,"locations":[{"id":"pmh:oai:RePEc:fip:fedrer:y:1989:i:may:p:3-15:n:v.75no.3","doi":null,"is_oa":false,"landing_page_url":"https://fraser.stlouisfed.org/files/docs/publications/frbrichreview/rev_frbrich198905.pdf","pdf_url":"https://fraser.stlouisfed.org/files/docs/publications/frbrichreview/rev_frbrich198905.pdf","source":{"id":"https://openalex.org/S4306401271","display_name":"RePEc: Research Papers in Economics","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I77793887","host_organization_name":"Federal Reserve Bank of St. Louis","host_organization_lineage":["https://openalex.org/I77793887"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"article"},{"id":"mag:1584969952","doi":null,"is_oa":true,"landing_page_url":"https://papers.ssrn.com/sol3/papers.cfm?abstract_id=2125364","pdf_url":null,"source":{"id":"https://openalex.org/S4210172589","display_name":"SSRN Electronic Journal","issn_l":"1556-5068","issn":["1556-5068"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I1318003438","host_organization_name":"RELX Group (Netherlands)","host_organization_lineage":["https://openalex.org/I1318003438"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":"SSRN Electronic Journal","raw_type":null},{"id":"mag:3121241631","doi":null,"is_oa":false,"landing_page_url":"https://econpapers.repec.org/article/fipfedrer/y_3a1989_3ai_3amay_3ap_3a3-15_3an_3av.75no.3.htm","pdf_url":null,"source":{"id":"https://openalex.org/S134988049","display_name":"Econometric Reviews","issn_l":"0747-4938","issn":["0747-4938","1532-4168"],"is_oa":false,"is_in_doaj":false,"is_core":true,"listed_in":["abdc-a","anvur-class-a","anvur-scientific","cwts-core","dongbi-c","erih-plus","jufo-2","norway-1","poland-100","russia-white-list-1","vabb-shw"],"host_organization":"https://openalex.org/P4310320547","host_organization_name":"Taylor & Francis","host_organization_lineage":["https://openalex.org/P4310320547","https://openalex.org/P4310320449"],"host_organization_lineage_names":["Taylor & Francis","Informa"],"type":"journal"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":"Econometric Reviews","raw_type":null}],"best_oa_location":{"id":"mag:1584969952","doi":null,"is_oa":true,"landing_page_url":"https://papers.ssrn.com/sol3/papers.cfm?abstract_id=2125364","pdf_url":null,"source":{"id":"https://openalex.org/S4210172589","display_name":"SSRN Electronic Journal","issn_l":"1556-5068","issn":["1556-5068"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I1318003438","host_organization_name":"RELX Group (Netherlands)","host_organization_lineage":["https://openalex.org/I1318003438"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":"SSRN Electronic Journal","raw_type":null},"sustainable_development_goals":[],"study_designs":[],"awards":[],"funders":[],"has_content":{"grobid_xml":false,"pdf":false},"content_urls":null,"referenced_works_count":0,"referenced_works":[],"related_works":["https://openalex.org/W4410151857","https://openalex.org/W7133587660","https://openalex.org/W2169505599","https://openalex.org/W3216648407","https://openalex.org/W655520906","https://openalex.org/W4409654729","https://openalex.org/W1587445954","https://openalex.org/W3124574453","https://openalex.org/W1542483616","https://openalex.org/W1963562854"],"abstract_inverted_index":{"Deposit":[0],"insurance,":[1],"while":[2],"reducing":[3],"the":[4,18,32],"threat":[5],"of":[6,17,38,44],"bank":[7],"runs,":[8],"also":[9],"lessens":[10],"bankers":[11,57],"incentives":[12,59],"to":[13,24,53,60],"control":[14],"risks.":[15],"Reforms":[16],"deposit":[19],"insurance":[20],"system":[21],"are":[22],"necessary":[23],"discourage":[25],"excessive":[26,62],"risk":[27],"taking":[28],"such":[29],"as":[30],"characterized":[31],"recent":[33],"S&L":[34],"crisis.":[35],"The":[36],"adoption":[37],"market":[39],"value":[40],"accounting,":[41],"early":[42],"closing":[43],"failed":[45],"banks,":[46],"and":[47,51],"exposing":[48],"uninsured":[49],"depositors":[50],"creditors":[52],"lossesall":[54],"would":[55],"give":[56],"less":[58],"take":[61],"risks":[63],"with":[64],"insured":[65],"deposits.":[66]},"counts_by_year":[],"updated_date":"2026-11-05T12:25:35.769452","created_date":"2016-06-24T00:00:00"}