{"id":"https://openalex.org/W1556468975","doi":null,"title":"Determinants of Loan Repayment Behaviour of Smallholder Cooperative Farmers in Yewa North Local Government Area of Ogun State, Nigeria: an Application of Tobit Model","display_name":"Determinants of Loan Repayment Behaviour of Smallholder Cooperative Farmers in Yewa North Local Government Area of Ogun State, Nigeria: an Application of Tobit Model","publication_year":2014,"publication_date":"2014-01-01","ids":{"openalex":"https://openalex.org/W1556468975","mag":"1556468975"},"language":"en","primary_location":{"id":"pmh:oai:ojs.localhost:article/15345","doi":null,"is_oa":true,"landing_page_url":"http://iiste.org/Journals/index.php/JEDS/article/view/15345","pdf_url":"http://iiste.org/Journals/index.php/JEDS/article/view/15345","source":{"id":"https://openalex.org/S4306401197","display_name":"Journals & Books Hosting (International Knowledge Sharing Platform)","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"repository"},"license":"other-oa","license_id":"https://openalex.org/licenses/other-oa","version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":"Journal of Economics and Sustainable Development; Vol 5, No 16 (2014); 144-153","raw_type":"info:eu-repo/semantics/article"},"volume":null,"type":"article","is_traditional":true,"indexed_in":[],"open_access":{"is_oa":true,"oa_status":"green","oa_url":"http://iiste.org/Journals/index.php/JEDS/article/view/15345","any_repository_has_fulltext":true},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5040656318","display_name":"Ifeanyi A. Ojiako","orcid":null,"observed_orcids":[]},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"Ifeanyi A. Ojiako","raw_affiliation_strings":[],"raw_orcid":null,"affiliations":[]},{"author_position":"middle","author":{"id":"https://openalex.org/A5130129528","display_name":"A.O. Idowu","orcid":null,"observed_orcids":[]},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"A.O. Idowu","raw_affiliation_strings":[],"raw_orcid":null,"affiliations":[]},{"author_position":"last","author":{"id":"https://openalex.org/A5050924012","display_name":"Blessing C. Ogbukwa","orcid":null,"observed_orcids":[]},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"Blessing C. Ogbukwa","raw_affiliation_strings":[],"raw_orcid":null,"affiliations":[]}],"institutions":[],"countries_distinct_count":0,"institutions_distinct_count":0,"corresponding_author_ids":[],"corresponding_institution_ids":[],"apc_list":null,"apc_paid":null,"fwci":0.7454,"has_fulltext":true,"cited_by_count":7,"citation_normalized_percentile":{"value":0.8047686,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":{"min":88,"max":95},"biblio":{"volume":"5","issue":"16","first_page":"144","last_page":"153"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T10987","display_name":"Microfinance and Financial Inclusion","score":0.986299991607666,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T10987","display_name":"Microfinance and Financial Inclusion","score":0.986299991607666,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10367","display_name":"Agricultural Innovations and Practices","score":0.003700000001117587,"subfield":{"id":"https://openalex.org/subfields/1100","display_name":"General Agricultural and Biological Sciences"},"field":{"id":"https://openalex.org/fields/11","display_name":"Agricultural and Biological Sciences"},"domain":{"id":"https://openalex.org/domains/1","display_name":"Life Sciences"}},{"id":"https://openalex.org/T12121","display_name":"Cooperative Studies and Economics","score":0.0034000000450760126,"subfield":{"id":"https://openalex.org/subfields/1408","display_name":"Strategy and Management"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/smallholder-farmers","display_name":"smallholder farmers","score":0.9470000267028809},{"id":"https://openalex.org/keywords/agricultural-cooperatives","display_name":"agricultural cooperatives","score":0.9120000004768372},{"id":"https://openalex.org/keywords/cooperative-credit","display_name":"cooperative credit","score":0.8989999890327454},{"id":"https://openalex.org/keywords/off-farm-income","display_name":"off-farm income","score":0.878000020980835},{"id":"https://openalex.org/keywords/loan-size","display_name":"loan size","score":0.9929999709129333},{"id":"https://openalex.org/keywords/determinants-of-repayment","display_name":"determinants of repayment","score":0.6320000290870667},{"id":"https://openalex.org/keywords/rural-livelihood-diversification","display_name":"rural livelihood diversification","score":0.8550000190734863}],"concepts":[{"id":"https://openalex.org/C2777764128","wikidata":"https://www.wikidata.org/wiki/Q189539","display_name":"Loan","level":2,"score":0.679207980632782},{"id":"https://openalex.org/C39896193","wikidata":"https://www.wikidata.org/wiki/Q380344","display_name":"Descriptive statistics","level":2,"score":0.6607705354690552},{"id":"https://openalex.org/C166866094","wikidata":"https://www.wikidata.org/wiki/Q1307251","display_name":"Tobit model","level":2,"score":0.5562277436256409},{"id":"https://openalex.org/C139134214","wikidata":"https://www.wikidata.org/wiki/Q3652044","display_name":"Multistage sampling","level":2,"score":0.5063999891281128},{"id":"https://openalex.org/C180916674","wikidata":"https://www.wikidata.org/wiki/Q3711935","display_name":"Diversification (marketing strategy)","level":2,"score":0.46975424885749817},{"id":"https://openalex.org/C162324750","wikidata":"https://www.wikidata.org/wiki/Q8134","display_name":"Economics","level":0,"score":0.4669904112815857},{"id":"https://openalex.org/C2908647359","wikidata":"https://www.wikidata.org/wiki/Q2625603","display_name":"Population","level":2,"score":0.4107431173324585},{"id":"https://openalex.org/C37621935","wikidata":"https://www.wikidata.org/wiki/Q3606845","display_name":"Agricultural science","level":1,"score":0.38305628299713135},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.3416574001312256},{"id":"https://openalex.org/C45355965","wikidata":"https://www.wikidata.org/wiki/Q1643441","display_name":"Socioeconomics","level":1,"score":0.3217059373855591},{"id":"https://openalex.org/C105795698","wikidata":"https://www.wikidata.org/wiki/Q12483","display_name":"Statistics","level":1,"score":0.28565698862075806},{"id":"https://openalex.org/C149782125","wikidata":"https://www.wikidata.org/wiki/Q160039","display_name":"Econometrics","level":1,"score":0.20874276757240295},{"id":"https://openalex.org/C33923547","wikidata":"https://www.wikidata.org/wiki/Q395","display_name":"Mathematics","level":0,"score":0.17958396673202515},{"id":"https://openalex.org/C149923435","wikidata":"https://www.wikidata.org/wiki/Q37732","display_name":"Demography","level":1,"score":0.16429781913757324},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.1574288308620453},{"id":"https://openalex.org/C162853370","wikidata":"https://www.wikidata.org/wiki/Q39809","display_name":"Marketing","level":1,"score":0.0},{"id":"https://openalex.org/C144024400","wikidata":"https://www.wikidata.org/wiki/Q21201","display_name":"Sociology","level":0,"score":0.0},{"id":"https://openalex.org/C39432304","wikidata":"https://www.wikidata.org/wiki/Q188847","display_name":"Environmental science","level":0,"score":0.0}],"mesh":[],"locations_count":2,"locations":[{"id":"pmh:oai:ojs.localhost:article/15345","doi":null,"is_oa":true,"landing_page_url":"http://iiste.org/Journals/index.php/JEDS/article/view/15345","pdf_url":"http://iiste.org/Journals/index.php/JEDS/article/view/15345","source":{"id":"https://openalex.org/S4306401197","display_name":"Journals & Books Hosting (International Knowledge Sharing Platform)","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"repository"},"license":"other-oa","license_id":"https://openalex.org/licenses/other-oa","version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":"Journal of Economics and Sustainable Development; Vol 5, No 16 (2014); 144-153","raw_type":"info:eu-repo/semantics/article"},{"id":"mag:1556468975","doi":null,"is_oa":false,"landing_page_url":"https://www.iiste.org/Journals/index.php/JEDS/article/download/15345/15562","pdf_url":null,"source":{"id":"https://openalex.org/S2764971080","display_name":"Journal of Economics and Sustainable Development","issn_l":"2222-1700","issn":["2222-1700","2222-2855"],"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/P4310320723","host_organization_name":"IISTE","host_organization_lineage":["https://openalex.org/P4310320723"],"host_organization_lineage_names":["IISTE"],"type":"journal"},"license":null,"license_id":null,"version":null,"is_accepted":false,"is_published":false,"raw_source_name":"Journal of Economics and Sustainable Development","raw_type":null}],"best_oa_location":{"id":"pmh:oai:ojs.localhost:article/15345","doi":null,"is_oa":true,"landing_page_url":"http://iiste.org/Journals/index.php/JEDS/article/view/15345","pdf_url":"http://iiste.org/Journals/index.php/JEDS/article/view/15345","source":{"id":"https://openalex.org/S4306401197","display_name":"Journals & Books Hosting (International Knowledge Sharing Platform)","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"repository"},"license":"other-oa","license_id":"https://openalex.org/licenses/other-oa","version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":"Journal of Economics and Sustainable Development; Vol 5, No 16 (2014); 144-153","raw_type":"info:eu-repo/semantics/article"},"sustainable_development_goals":[{"id":"https://metadata.un.org/sdg/8","score":0.7257999777793884,"display_name":"Decent work and economic growth"},{"id":"https://metadata.un.org/sdg/1","score":0.6629999876022339,"display_name":"No poverty"},{"id":"https://metadata.un.org/sdg/2","score":0.40450000762939453,"display_name":"Zero hunger"}],"study_designs":[{"id":"https://openalex.org/study-designs/observational-study","display_name":"Observational Study"}],"awards":[],"funders":[],"has_content":{"grobid_xml":true,"pdf":true},"content_urls":{"pdf":"https://content.openalex.org/works/W1556468975.pdf","grobid_xml":"https://content.openalex.org/works/W1556468975.grobid-xml"},"referenced_works_count":17,"referenced_works":["https://openalex.org/W1493246260","https://openalex.org/W1603420277","https://openalex.org/W1970716808","https://openalex.org/W1989633389","https://openalex.org/W2031273316","https://openalex.org/W2070712206","https://openalex.org/W2102236934","https://openalex.org/W2116002323","https://openalex.org/W2183385177","https://openalex.org/W2189793978","https://openalex.org/W2232874310","https://openalex.org/W2335342250","https://openalex.org/W2339087253","https://openalex.org/W2339833905","https://openalex.org/W2340066204","https://openalex.org/W2729480869","https://openalex.org/W3195263864"],"related_works":["https://openalex.org/W2116002323","https://openalex.org/W2192351414","https://openalex.org/W1484048201","https://openalex.org/W4407707876","https://openalex.org/W2334932813","https://openalex.org/W1667339670","https://openalex.org/W2733517922","https://openalex.org/W1494885707","https://openalex.org/W2729480869","https://openalex.org/W1587797201"],"abstract_inverted_index":{"The":[0],"loan":[1,88,139,153],"repayment":[2,116,127,171,192,211],"performances":[3,128],"of":[4,22,33,60,79,93,142,191,199,219,228,249],"smallholder":[5],"farmers":[6,121],"were":[7,39,44,122,129,144],"examined":[8],"along":[9],"with":[10,65],"their":[11],"determinants":[12],"using":[13,41,46],"data":[14,38],"from":[15,89,251],"selected":[16],"cooperative":[17,82],"members":[18],"in":[19,152,162,170,179,188,197,224],"Yewa":[20],"area":[21],"Ogun":[23],"State,":[24],"Nigeria.A":[25],"multistage":[26],"random":[27],"sampling":[28],"technique":[29],"guided":[30],"the":[31,57,69,85,189,217],"selection":[32],"110":[34],"respondents":[35,61,80],"on":[36,239],"whom":[37],"collected":[40],"structured":[42],"questionnaire.Data":[43],"analyzed":[45],"descriptive":[47],"statistics,":[48],"correlation,":[49],"and":[50,115,213,222,236],"multivariate":[51],"regression":[52,125],"analytical":[53],"techniques.Results":[54],"revealed":[55,174],"that":[56,77,119,175,205,232],"average":[58,102],"age":[59,114],"was":[62,96,106,111],"44.7":[63],"years":[64,71],"36.4%":[66],"falling":[67],"into":[68],"20-40":[70],"active":[72],"working":[73],"population.Loan":[74],"distribution":[75],"showed":[76],"67.3%":[78],"received":[81,87],"credit":[83,103],"while":[84,159],"remainder":[86],"other":[90],"sources.Only":[91],"74.0%":[92],"all":[94,147],"loans":[95],"fully":[97],"repaid":[98],"at":[99],"due":[100],"dates.Respondents'":[101],"use":[104],"experience":[105],"9":[107],"years.A":[108],"negative":[109],"association":[110],"found":[112],"between":[113,210],"performance,":[117],"suggesting":[118],"younger":[120],"better":[123],"performers.From":[124],"results,":[126],"positively":[130],"influenced":[131],"by":[132,138,203],"non-farm":[133,163,214],"income":[134,164,215],"(p<0.05)but":[135],"negatively":[136],"affected":[137],"size":[140,154],"(p<0.01).Rates":[141],"response":[143],"inelastic":[145],"for":[146],"variables:":[148],"a":[149,156,167,176,184],"100%":[150],"increase":[151,161,169],"caused":[155],"27.7%":[157],"decrease":[158],"corresponding":[160],"resulted":[165,182],"to":[166,183,201],"14.5%":[168],"performance.Decomposed":[172],"elasticities":[173],"small":[177],"change":[178,187],"each":[180],"variable":[181],"relatively":[185],"higher":[186],"elasticity":[190,198],"intensity":[193],"than":[194],"it":[195],"had":[196],"probability":[200],"repay":[202],"borrowers":[204,238],"have":[206],"started":[207],"repaying.The":[208],"synergy":[209,235],"performance":[212],"underscored":[216],"strength":[218],"livelihood":[220,242],"strategies":[221],"diversification":[223],"boosting":[225],"economic":[226],"activities":[227],"rural":[229],"farmers.Loan":[230],"packages":[231],"recognize":[233],"this":[234],"educate":[237],"befitting":[240],"complementary":[241],"options":[243],"would":[244],"likely":[245],"achieve":[246],"less":[247],"rates":[248],"default":[250],"beneficiaries.":[252]},"counts_by_year":[{"year":2023,"cited_by_count":1},{"year":2022,"cited_by_count":1},{"year":2021,"cited_by_count":2},{"year":2020,"cited_by_count":1},{"year":2018,"cited_by_count":1},{"year":2015,"cited_by_count":1}],"updated_date":"2026-09-26T08:19:03.415552","created_date":"2016-06-24T00:00:00"}
