{"id":"https://openalex.org/W1533434307","doi":null,"title":"Saving or Retirement on the Path of Least Resistance","display_name":"Saving or Retirement on the Path of Least Resistance","publication_year":2004,"publication_date":"2004-01-01","ids":{"openalex":"https://openalex.org/W1533434307","mag":"1533434307"},"language":"en","primary_location":{"id":"pmh:oai:RePEc:cla:levrem:122247000000000606","doi":null,"is_oa":false,"landing_page_url":"http://post.economics.harvard.edu/faculty/laibson/papers/savingretirement.pdf","pdf_url":"http://post.economics.harvard.edu/faculty/laibson/papers/savingretirement.pdf","source":{"id":"https://openalex.org/S4306401271","display_name":"RePEc: Research Papers in Economics","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I77793887","host_organization_name":"Federal Reserve Bank of St. Louis","host_organization_lineage":["https://openalex.org/I77793887"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"preprint"},"volume":null,"type":"preprint","indexed_in":[],"open_access":{"is_oa":false,"oa_status":"closed","oa_url":null,"any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5102947185","display_name":"James J. Choi","orcid":"https://orcid.org/0000-0003-3517-6885","observed_orcids":["https://orcid.org/0000-0003-3517-6885"]},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"James J. Choi","raw_affiliation_strings":[],"raw_orcid":"https://orcid.org/0000-0003-3517-6885","affiliations":[]},{"author_position":"middle","author":{"id":"https://openalex.org/A5058269956","display_name":"David Laibson","orcid":"https://orcid.org/0000-0003-4556-8508","observed_orcids":["https://orcid.org/0000-0003-4556-8508"]},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"David Laibson","raw_affiliation_strings":[],"raw_orcid":null,"affiliations":[]},{"author_position":"middle","author":{"id":"https://openalex.org/A5071283924","display_name":"Brigitte C. Madrian","orcid":"https://orcid.org/0000-0002-4820-4462","observed_orcids":["https://orcid.org/0000-0002-4820-4462"]},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"Brigitte C. Madrian","raw_affiliation_strings":[],"raw_orcid":"https://orcid.org/0000-0002-4820-4462","affiliations":[]},{"author_position":"last","author":{"id":"https://openalex.org/A5048441405","display_name":"Andrew Metrick","orcid":"https://orcid.org/0000-0002-7930-9830","observed_orcids":["https://orcid.org/0000-0002-7930-9830"]},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"Andrew Metrick","raw_affiliation_strings":[],"raw_orcid":"https://orcid.org/0000-0002-7930-9830","affiliations":[]}],"institutions":[],"countries_distinct_count":0,"institutions_distinct_count":0,"corresponding_author_ids":[],"corresponding_institution_ids":[],"apc_list":null,"apc_paid":null,"fwci":null,"has_fulltext":false,"cited_by_count":1,"citation_normalized_percentile":null,"cited_by_percentile_year":null,"biblio":{"volume":null,"issue":null,"first_page":null,"last_page":null},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T10517","display_name":"Financial Literacy, Pension, Retirement Analysis","score":0.9970999956130981,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T10517","display_name":"Financial Literacy, Pension, Retirement Analysis","score":0.9970999956130981,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T11631","display_name":"Retirement, Disability, and Employment","score":0.0013000000035390258,"subfield":{"id":"https://openalex.org/subfields/3317","display_name":"Demography"},"field":{"id":"https://openalex.org/fields/33","display_name":"Social Sciences"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10315","display_name":"Decision-Making and Behavioral Economics","score":0.00019999999494757503,"subfield":{"id":"https://openalex.org/subfields/1800","display_name":"General Decision Sciences"},"field":{"id":"https://openalex.org/fields/18","display_name":"Decision Sciences"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/retirement","display_name":"retirement","score":0.7720000147819519},{"id":"https://openalex.org/keywords/savings","display_name":"savings","score":0.7350000143051147},{"id":"https://openalex.org/keywords/retirement-age","display_name":"retirement age","score":0.43299999833106995},{"id":"https://openalex.org/keywords/path-of-least-resistance","display_name":"path of least resistance","score":0.5249999761581421}],"concepts":[{"id":"https://openalex.org/C2777735758","wikidata":"https://www.wikidata.org/wiki/Q817765","display_name":"Path (computing)","level":2,"score":0.5974452495574951},{"id":"https://openalex.org/C57473165","wikidata":"https://www.wikidata.org/wiki/Q7315604","display_name":"Resistance (ecology)","level":2,"score":0.592336893081665},{"id":"https://openalex.org/C162324750","wikidata":"https://www.wikidata.org/wiki/Q8134","display_name":"Economics","level":0,"score":0.45769932866096497},{"id":"https://openalex.org/C41008148","wikidata":"https://www.wikidata.org/wiki/Q21198","display_name":"Computer science","level":0,"score":0.21221449971199036},{"id":"https://openalex.org/C86803240","wikidata":"https://www.wikidata.org/wiki/Q420","display_name":"Biology","level":0,"score":0.06674268841743469},{"id":"https://openalex.org/C18903297","wikidata":"https://www.wikidata.org/wiki/Q7150","display_name":"Ecology","level":1,"score":0.0},{"id":"https://openalex.org/C199360897","wikidata":"https://www.wikidata.org/wiki/Q9143","display_name":"Programming language","level":1,"score":0.0}],"mesh":[],"locations_count":3,"locations":[{"id":"pmh:oai:RePEc:cla:levrem:122247000000000606","doi":null,"is_oa":false,"landing_page_url":"http://post.economics.harvard.edu/faculty/laibson/papers/savingretirement.pdf","pdf_url":"http://post.economics.harvard.edu/faculty/laibson/papers/savingretirement.pdf","source":{"id":"https://openalex.org/S4306401271","display_name":"RePEc: Research Papers in Economics","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I77793887","host_organization_name":"Federal Reserve Bank of St. Louis","host_organization_lineage":["https://openalex.org/I77793887"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"preprint"},{"id":"mag:1533434307","doi":null,"is_oa":false,"landing_page_url":"https://ideas.repec.org/p/cla/levrem/122247000000000606.html","pdf_url":null,"source":{"id":"https://openalex.org/S2764580927","display_name":"Levine's Bibliography","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":true,"listed_in":["cwts-core"],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":"Levine's Bibliography","raw_type":null},{"id":"mag:3121254779","doi":null,"is_oa":false,"landing_page_url":"https://econpapers.repec.org/paper/clalevrem/122247000000000606.htm","pdf_url":null,"source":{"id":"https://openalex.org/S4306401271","display_name":"RePEc: Research Papers in Economics","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I77793887","host_organization_name":"Federal Reserve Bank of St. Louis","host_organization_lineage":["https://openalex.org/I77793887"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":"RePEc: Research Papers in Economics","raw_type":null}],"best_oa_location":null,"sustainable_development_goals":[],"study_designs":[],"awards":[],"funders":[],"has_content":{"grobid_xml":false,"pdf":false},"content_urls":null,"referenced_works_count":0,"referenced_works":[],"related_works":["https://openalex.org/W1556927412","https://openalex.org/W7113529520","https://openalex.org/W176433923","https://openalex.org/W2324780791","https://openalex.org/W1485287888","https://openalex.org/W6964998683","https://openalex.org/W975434909","https://openalex.org/W3125506031","https://openalex.org/W2051330529","https://openalex.org/W4252143697"],"abstract_inverted_index":null,"counts_by_year":[{"year":2013,"cited_by_count":1}],"updated_date":"2026-10-10T09:11:00.788812","created_date":"2016-06-24T00:00:00"}