{"id":"https://openalex.org/W1484048201","doi":null,"title":"Loan Repayment Performance among Crop Famers In Ekiti State, Nigeria","display_name":"Loan Repayment Performance among Crop Famers In Ekiti State, Nigeria","publication_year":2014,"publication_date":"2014-01-01","ids":{"openalex":"https://openalex.org/W1484048201","mag":"1484048201"},"language":"en","primary_location":{"id":"mag:1484048201","doi":null,"is_oa":true,"landing_page_url":"https://www.cabdirect.org/cabdirect/abstract/20143180550?q=(similar%3a20143025690)","pdf_url":null,"source":{"id":"https://openalex.org/S2764438007","display_name":"Journal of Biology Agriculture and Healthcare","issn_l":"2224-3208","issn":["2224-3208","2225-093X"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/P4310320723","host_organization_name":"IISTE","host_organization_lineage":["https://openalex.org/P4310320723"],"host_organization_lineage_names":["IISTE"],"type":"journal"},"license":null,"license_id":null,"version":null,"is_accepted":false,"is_published":false,"raw_source_name":"Journal of Biology Agriculture and Healthcare","raw_type":null},"volume":null,"type":"article","is_traditional":true,"indexed_in":[],"open_access":{"is_oa":true,"oa_status":"diamond","oa_url":"https://www.cabdirect.org/cabdirect/abstract/20143180550?q=(similar%3a20143025690)","any_repository_has_fulltext":true},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5041937002","display_name":"F. M. Oluwatusin","orcid":null,"observed_orcids":[]},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"F. M. Oluwatusin","raw_affiliation_strings":[],"raw_orcid":null,"affiliations":[]},{"author_position":"last","author":{"id":"https://openalex.org/A5064160147","display_name":"Ayotunde Ola Kolawole","orcid":"https://orcid.org/0000-0003-0217-5720","observed_orcids":["https://orcid.org/0000-0003-0217-5720"]},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"A. O. Kolawole","raw_affiliation_strings":[],"raw_orcid":"https://orcid.org/0000-0003-0217-5720","affiliations":[]}],"institutions":[],"countries_distinct_count":0,"institutions_distinct_count":0,"corresponding_author_ids":[],"corresponding_institution_ids":[],"apc_list":null,"apc_paid":null,"fwci":0.0,"has_fulltext":false,"cited_by_count":0,"citation_normalized_percentile":{"value":0.0,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":null,"biblio":{"volume":"4","issue":"7","first_page":"83","last_page":"88"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T10987","display_name":"Microfinance and Financial Inclusion","score":0.9883000254631042,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T10987","display_name":"Microfinance and Financial Inclusion","score":0.9883000254631042,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T11886","display_name":"Agricultural risk and resilience","score":0.004699999932199717,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10367","display_name":"Agricultural Innovations and Practices","score":0.00139999995008111,"subfield":{"id":"https://openalex.org/subfields/1100","display_name":"General Agricultural and Biological Sciences"},"field":{"id":"https://openalex.org/fields/11","display_name":"Agricultural and Biological Sciences"},"domain":{"id":"https://openalex.org/domains/1","display_name":"Life Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/loan-repayment-performance","display_name":"loan repayment performance","score":0.9139999747276306},{"id":"https://openalex.org/keywords/crop-farmers","display_name":"crop farmers","score":0.8190000057220459},{"id":"https://openalex.org/keywords/agricultural-credit","display_name":"agricultural credit","score":0.8399999737739563},{"id":"https://openalex.org/keywords/socio-economic-determinants","display_name":"socio-economic determinants","score":0.6729999780654907},{"id":"https://openalex.org/keywords/farming-experience","display_name":"farming experience","score":0.652999997138977},{"id":"https://openalex.org/keywords/gender","display_name":"gender","score":0.6320000290870667},{"id":"https://openalex.org/keywords/ekiti-state","display_name":"Ekiti State","score":0.6740000247955322}],"concepts":[{"id":"https://openalex.org/C166866094","wikidata":"https://www.wikidata.org/wiki/Q1307251","display_name":"Tobit model","level":2,"score":0.8686472177505493},{"id":"https://openalex.org/C39896193","wikidata":"https://www.wikidata.org/wiki/Q380344","display_name":"Descriptive statistics","level":2,"score":0.7339789271354675},{"id":"https://openalex.org/C2777764128","wikidata":"https://www.wikidata.org/wiki/Q189539","display_name":"Loan","level":2,"score":0.7128326296806335},{"id":"https://openalex.org/C2779785115","wikidata":"https://www.wikidata.org/wiki/Q708399","display_name":"Indemnity","level":2,"score":0.6946025490760803},{"id":"https://openalex.org/C118518473","wikidata":"https://www.wikidata.org/wiki/Q11451","display_name":"Agriculture","level":2,"score":0.6129976511001587},{"id":"https://openalex.org/C139134214","wikidata":"https://www.wikidata.org/wiki/Q3652044","display_name":"Multistage sampling","level":2,"score":0.5882778167724609},{"id":"https://openalex.org/C2777802595","wikidata":"https://www.wikidata.org/wiki/Q863133","display_name":"Crop insurance","level":3,"score":0.4911668002605438},{"id":"https://openalex.org/C152877465","wikidata":"https://www.wikidata.org/wiki/Q208042","display_name":"Regression analysis","level":2,"score":0.46644067764282227},{"id":"https://openalex.org/C37621935","wikidata":"https://www.wikidata.org/wiki/Q3606845","display_name":"Agricultural science","level":1,"score":0.46414270997047424},{"id":"https://openalex.org/C162118730","wikidata":"https://www.wikidata.org/wiki/Q1128453","display_name":"Actuarial science","level":1,"score":0.393194317817688},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.39300253987312317},{"id":"https://openalex.org/C162324750","wikidata":"https://www.wikidata.org/wiki/Q8134","display_name":"Economics","level":0,"score":0.3183334469795227},{"id":"https://openalex.org/C105795698","wikidata":"https://www.wikidata.org/wiki/Q12483","display_name":"Statistics","level":1,"score":0.2640520930290222},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.18089309334754944},{"id":"https://openalex.org/C205649164","wikidata":"https://www.wikidata.org/wiki/Q1071","display_name":"Geography","level":0,"score":0.17115682363510132},{"id":"https://openalex.org/C33923547","wikidata":"https://www.wikidata.org/wiki/Q395","display_name":"Mathematics","level":0,"score":0.16834616661071777},{"id":"https://openalex.org/C149782125","wikidata":"https://www.wikidata.org/wiki/Q160039","display_name":"Econometrics","level":1,"score":0.13367605209350586},{"id":"https://openalex.org/C39432304","wikidata":"https://www.wikidata.org/wiki/Q188847","display_name":"Environmental science","level":0,"score":0.0},{"id":"https://openalex.org/C166957645","wikidata":"https://www.wikidata.org/wiki/Q23498","display_name":"Archaeology","level":1,"score":0.0}],"mesh":[],"locations_count":1,"locations":[{"id":"mag:1484048201","doi":null,"is_oa":true,"landing_page_url":"https://www.cabdirect.org/cabdirect/abstract/20143180550?q=(similar%3a20143025690)","pdf_url":null,"source":{"id":"https://openalex.org/S2764438007","display_name":"Journal of Biology Agriculture and Healthcare","issn_l":"2224-3208","issn":["2224-3208","2225-093X"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/P4310320723","host_organization_name":"IISTE","host_organization_lineage":["https://openalex.org/P4310320723"],"host_organization_lineage_names":["IISTE"],"type":"journal"},"license":null,"license_id":null,"version":null,"is_accepted":false,"is_published":false,"raw_source_name":"Journal of Biology Agriculture and Healthcare","raw_type":null}],"best_oa_location":{"id":"mag:1484048201","doi":null,"is_oa":true,"landing_page_url":"https://www.cabdirect.org/cabdirect/abstract/20143180550?q=(similar%3a20143025690)","pdf_url":null,"source":{"id":"https://openalex.org/S2764438007","display_name":"Journal of Biology Agriculture and Healthcare","issn_l":"2224-3208","issn":["2224-3208","2225-093X"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/P4310320723","host_organization_name":"IISTE","host_organization_lineage":["https://openalex.org/P4310320723"],"host_organization_lineage_names":["IISTE"],"type":"journal"},"license":null,"license_id":null,"version":null,"is_accepted":false,"is_published":false,"raw_source_name":"Journal of Biology Agriculture and Healthcare","raw_type":null},"sustainable_development_goals":[{"id":"https://metadata.un.org/sdg/2","score":0.6735000014305115,"display_name":"Zero hunger"},{"id":"https://metadata.un.org/sdg/8","score":0.48510000109672546,"display_name":"Decent work and economic growth"},{"id":"https://metadata.un.org/sdg/1","score":0.41670000553131104,"display_name":"No poverty"}],"study_designs":[{"id":"https://openalex.org/study-designs/observational-study","display_name":"Observational Study"}],"awards":[],"funders":[],"has_content":{"pdf":false,"grobid_xml":false},"content_urls":null,"referenced_works_count":5,"referenced_works":["https://openalex.org/W1595461605","https://openalex.org/W2073836755","https://openalex.org/W2280777500","https://openalex.org/W2467063567","https://openalex.org/W3144994858"],"related_works":["https://openalex.org/W1667339670","https://openalex.org/W1556468975","https://openalex.org/W4407707876","https://openalex.org/W2982481769","https://openalex.org/W2185962469","https://openalex.org/W4393200055","https://openalex.org/W2520881178","https://openalex.org/W7151523973","https://openalex.org/W7125422156","https://openalex.org/W4386958276"],"abstract_inverted_index":{"The":[0,64,108],"study":[1,29,109],"examined":[2],"the":[3,14,28,51,57,102,106,120,125],"determinants":[4],"of":[5,13,56,71,89,105,124,144],"loan":[6,69,121],"repayment":[7,61,70,103,122],"performance":[8,62,104],"among":[9],"crop":[10],"farming":[11,78],"households":[12],"Nigerian":[15,132],"Agricultural":[16,133],"Cooperative":[17],"and":[18,43,59,83,94],"Rural":[19],"Development":[20],"Bank":[21],"(NACRDB),":[22],"Ekiti":[23],"State,":[24],"Nigeria.":[25],"Data":[26],"for":[27,118],"was":[30],"collected":[31],"through":[32,149],"a":[33,115],"multi-stage":[34],"sampling":[35],"technique.":[36],"100":[37],"respondents":[38],"were":[39,47,97],"interviewed.":[40],"Descriptive":[41],"statistics":[42],"Tobit":[44,65],"regression":[45,66],"analysis":[46],"used":[48],"to":[49,136,140],"analyze":[50],"data":[52],"on":[53,68],"socio-economic":[54],"characteristics":[55],"beneficiaries":[58,126,141],"their":[60],"respectively.":[63],"results":[67],"Log-likelihood":[72],"function":[73],"(-8.1817236)":[74],"indicated":[75],"that":[76],"age,":[77],"experience,":[79],"gender,":[80],"amount":[81,84],"borrowed":[82],"repaid":[85],"with":[86,131],"normalized":[87],"coefficients":[88],"-0.0077933,":[90],"-0.0059251,":[91],"0.1267002,":[92],"-0.0226621":[93],"0.301575":[95],"respectively":[96],"important":[98],"factors":[99],"in":[100,142],"determining":[101],"beneficiaries.":[107],"concluded":[110],"that,":[111],"there":[112],"will":[113],"be":[114],"great":[116],"potential":[117],"improving":[119],"ability":[123],"if":[127],"NACRDB":[128],"can":[129],"liaise":[130],"Insurance":[134],"Corporation":[135],"give":[137],"prompt":[138],"attention":[139],"case":[143],"any":[145],"loss":[146],"or":[147],"hazard":[148],"indemnity.":[150]},"counts_by_year":[],"updated_date":"2026-10-28T10:33:24.094632","created_date":"2016-06-24T00:00:00"}