{"id":"https://openalex.org/W143955005","doi":null,"title":"Determinants of Nonperforming Loans in Central, Eastern and Southeastern Europe","display_name":"Determinants of Nonperforming Loans in Central, Eastern and Southeastern Europe","publication_year":2013,"publication_date":"2013-01-01","ids":{"openalex":"https://openalex.org/W143955005","mag":"143955005"},"language":"en","primary_location":{"id":"pmh:oai:RePEc:onb:oenbfi:y:2013:i:3:b:3","doi":null,"is_oa":false,"landing_page_url":"https://www.oenb.at/dam/jcr:3011161e-46fb-43df-81c5-459a84aa7997/feei_2013_q3_studies_jakubik_tcm16-257383.pdf","pdf_url":"https://www.oenb.at/dam/jcr:3011161e-46fb-43df-81c5-459a84aa7997/feei_2013_q3_studies_jakubik_tcm16-257383.pdf","source":{"id":"https://openalex.org/S4306401271","display_name":"RePEc: Research Papers in Economics","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I77793887","host_organization_name":"Federal Reserve Bank of St. Louis","host_organization_lineage":["https://openalex.org/I77793887"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"article"},"volume":null,"type":"article","indexed_in":[],"open_access":{"is_oa":false,"oa_status":"closed","oa_url":null,"any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5045147503","display_name":"Petr Jakub\u00edk","orcid":"https://orcid.org/0000-0001-5143-2610","observed_orcids":["https://orcid.org/0000-0001-5143-2610"]},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"Petr Jakub\u00edk","raw_affiliation_strings":[],"raw_orcid":"https://orcid.org/0000-0001-5143-2610","affiliations":[]},{"author_position":"last","author":{"id":"https://openalex.org/A5060007831","display_name":"Thomas Reininger","orcid":null,"observed_orcids":[]},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"Thomas Reininger","raw_affiliation_strings":[],"raw_orcid":null,"affiliations":[]}],"institutions":[],"countries_distinct_count":0,"institutions_distinct_count":0,"corresponding_author_ids":[],"corresponding_institution_ids":[],"apc_list":null,"apc_paid":null,"fwci":6.414,"has_fulltext":false,"cited_by_count":57,"citation_normalized_percentile":{"value":0.96003131,"is_in_top_1_percent":false,"is_in_top_10_percent":true},"cited_by_percentile_year":{"min":89,"max":99},"biblio":{"volume":null,"issue":"3","first_page":"48","last_page":"66"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T10127","display_name":"Banking stability, regulation, efficiency","score":0.9955999851226807,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T10127","display_name":"Banking stability, regulation, efficiency","score":0.9955999851226807,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10007","display_name":"Monetary Policy and Economic Impact","score":0.0017999999690800905,"subfield":{"id":"https://openalex.org/subfields/2000","display_name":"General Economics, Econometrics and Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T11496","display_name":"Credit Risk and Financial Regulations","score":0.0006000000284984708,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/non-performing-loans","display_name":"non-performing loans","score":0.9890000224113464},{"id":"https://openalex.org/keywords/credit-risk","display_name":"credit risk","score":0.9290000200271606},{"id":"https://openalex.org/keywords/economic-growth","display_name":"economic growth","score":0.722000002861023},{"id":"https://openalex.org/keywords/credit-growth","display_name":"credit growth","score":0.9079999923706055},{"id":"https://openalex.org/keywords/exchange-rate-changes","display_name":"exchange rate changes","score":0.8080000281333923},{"id":"https://openalex.org/keywords/foreign-currency-lending","display_name":"foreign currency loans","score":0.9509999752044678},{"id":"https://openalex.org/keywords/macroprudential-policy","display_name":"macroprudential policy","score":0.8009999990463257},{"id":"https://openalex.org/keywords/central-eastern-and-southeastern-europe","display_name":"Central, Eastern and Southeastern Europe","score":0.8299999833106995},{"id":"https://openalex.org/keywords/banking","display_name":"banking sector","score":0.722000002861023}],"concepts":[{"id":"https://openalex.org/C71387314","wikidata":"https://www.wikidata.org/wiki/Q494128","display_name":"Non-performing loan","level":3,"score":0.9606591463088989},{"id":"https://openalex.org/C162324750","wikidata":"https://www.wikidata.org/wiki/Q8134","display_name":"Economics","level":0,"score":0.585748553276062},{"id":"https://openalex.org/C2777764128","wikidata":"https://www.wikidata.org/wiki/Q189539","display_name":"Loan","level":2,"score":0.5665478706359863},{"id":"https://openalex.org/C141121606","wikidata":"https://www.wikidata.org/wiki/Q8142","display_name":"Currency","level":2,"score":0.5629720687866211},{"id":"https://openalex.org/C73283319","wikidata":"https://www.wikidata.org/wiki/Q1416617","display_name":"Financial system","level":1,"score":0.513640820980072},{"id":"https://openalex.org/C178350159","wikidata":"https://www.wikidata.org/wiki/Q162714","display_name":"Credit risk","level":2,"score":0.5090798735618591},{"id":"https://openalex.org/C175025494","wikidata":"https://www.wikidata.org/wiki/Q179179","display_name":"Interest rate","level":2,"score":0.450175017118454},{"id":"https://openalex.org/C2780148112","wikidata":"https://www.wikidata.org/wiki/Q1432581","display_name":"Proxy (statistics)","level":2,"score":0.41094279289245605},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.3404693603515625},{"id":"https://openalex.org/C556758197","wikidata":"https://www.wikidata.org/wiki/Q580018","display_name":"Monetary economics","level":1,"score":0.33338940143585205},{"id":"https://openalex.org/C139719470","wikidata":"https://www.wikidata.org/wiki/Q39680","display_name":"Macroeconomics","level":1,"score":0.21659481525421143},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.13941466808319092},{"id":"https://openalex.org/C41008148","wikidata":"https://www.wikidata.org/wiki/Q21198","display_name":"Computer science","level":0,"score":0.0},{"id":"https://openalex.org/C119857082","wikidata":"https://www.wikidata.org/wiki/Q2539","display_name":"Machine learning","level":1,"score":0.0}],"mesh":[],"locations_count":2,"locations":[{"id":"pmh:oai:RePEc:onb:oenbfi:y:2013:i:3:b:3","doi":null,"is_oa":false,"landing_page_url":"https://www.oenb.at/dam/jcr:3011161e-46fb-43df-81c5-459a84aa7997/feei_2013_q3_studies_jakubik_tcm16-257383.pdf","pdf_url":"https://www.oenb.at/dam/jcr:3011161e-46fb-43df-81c5-459a84aa7997/feei_2013_q3_studies_jakubik_tcm16-257383.pdf","source":{"id":"https://openalex.org/S4306401271","display_name":"RePEc: Research Papers in Economics","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I77793887","host_organization_name":"Federal Reserve Bank of St. Louis","host_organization_lineage":["https://openalex.org/I77793887"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"article"},{"id":"mag:143955005","doi":null,"is_oa":false,"landing_page_url":"https://econpapers.repec.org/article/onboenbfi/y_3a2013_3ai_3a3_3ab_3a3.htm","pdf_url":null,"source":{"id":"https://openalex.org/S2764377706","display_name":"Focus on European economic integration","issn_l":"2310-5259","issn":["2310-5259"],"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":"Focus on European economic integration","raw_type":null}],"best_oa_location":null,"sustainable_development_goals":[{"display_name":"Decent work and economic growth","score":0.6452000141143799,"id":"https://metadata.un.org/sdg/8"}],"sustainable_development_goals_aurora":[],"study_designs":[],"awards":[],"funders":[],"has_content":{"pdf":false,"grobid_xml":false},"content_urls":null,"referenced_works_count":28,"referenced_works":["https://openalex.org/W187820345","https://openalex.org/W574229679","https://openalex.org/W1499521489","https://openalex.org/W1501941988","https://openalex.org/W1504998075","https://openalex.org/W1508331800","https://openalex.org/W1554717432","https://openalex.org/W1804100802","https://openalex.org/W1856885070","https://openalex.org/W1997521433","https://openalex.org/W2017692451","https://openalex.org/W2025610165","https://openalex.org/W2035554302","https://openalex.org/W2051309750","https://openalex.org/W2135699079","https://openalex.org/W2144357229","https://openalex.org/W2151725484","https://openalex.org/W2159860381","https://openalex.org/W2182543710","https://openalex.org/W2203291994","https://openalex.org/W2469177690","https://openalex.org/W2953803312","https://openalex.org/W2954751151","https://openalex.org/W3121296254","https://openalex.org/W3123200913","https://openalex.org/W3124483190","https://openalex.org/W3124895281","https://openalex.org/W3125184261"],"related_works":["https://openalex.org/W1863705638","https://openalex.org/W3122553355","https://openalex.org/W4386627993","https://openalex.org/W105291146","https://openalex.org/W4306402770","https://openalex.org/W4241873223","https://openalex.org/W1502594816","https://openalex.org/W3046412571","https://openalex.org/W7160051406","https://openalex.org/W3082269124"],"abstract_inverted_index":{"Credit":[0],"risk":[1],"assessment":[2],"is":[3,66,96,101,110],"a":[4,19,42,49,118],"crucial":[5],"part":[6],"of":[7,25,27,44,157,170],"macroprudential":[8],"analysis,":[9],"with":[10,86,104,154],"the":[11,22,28,35,38,57,74,97,114,135,141,155],"aggregate":[12],"nonperforming":[13,53],"loan":[14,32],"(NPL)":[15],"ratio":[16,40],"serving":[17],"as":[18,117,147,149,174,176],"proxy":[20],"for":[21,52,56,71,121],"economy-wide":[23],"probability":[24],"default":[26],"banking":[29],"sector\u2019s":[30],"overall":[31],"exposure.":[33],"Therefore,":[34],"factors":[36],"driving":[37],"NPL":[39,105,138],"deserve":[41],"lot":[43],"interest.":[45],"This":[46,107,164],"study":[47,165],"provides":[48],"macroeconomic":[50],"model":[51],"loans":[54,160],"(NPLs)":[55],"Central,":[58],"Eastern":[59],"and":[60,82,167],"Southeastern":[61],"European":[62],"(CESEE)":[63],"countries.":[64],"It":[65],"based":[67],"on":[68],"panel":[69],"data":[70],"Bulgaria,":[72],"Croatia,":[73],"Czech":[75],"Republic,":[76],"Hungary,":[77],"Poland,":[78],"Romania,":[79],"Russia,":[80],"Slovakia":[81],"Ukraine.":[83],"In":[84],"line":[85],"current":[87],"literature,":[88],"our":[89],"empirical":[90],"analysis":[91],"confirms":[92,166],"that":[93,100,131],"economic":[94,122],"growth":[95,146,173],"main":[98],"driver":[99],"negatively":[102],"correlated":[103],"development.":[106],"inverse":[108],"relation":[109],"also":[111,127],"indicated":[112],"by":[113],"stock":[115],"index":[116],"leading":[119],"indicator":[120],"developments.":[123],"However,":[124],"there":[125],"are":[126],"other":[128],"important":[129],"determinants":[130],"can":[132],"help":[133],"explain":[134],"change":[136],"in":[137,140,161],"ratios":[139],"CESEE":[142],"countries:":[143],"past":[144],"credit":[145,172],"well":[148,175],"exchange":[150,178],"rate":[151],"changes":[152],"coupled":[153],"share":[156],"foreign":[158,177],"currency":[159],"total":[162],"loans.":[163],"quantifies":[168],"risks":[169],"excessive":[171],"lending.":[179]},"counts_by_year":[{"year":2024,"cited_by_count":7},{"year":2023,"cited_by_count":2},{"year":2022,"cited_by_count":3},{"year":2021,"cited_by_count":7},{"year":2020,"cited_by_count":5},{"year":2019,"cited_by_count":7},{"year":2018,"cited_by_count":9},{"year":2017,"cited_by_count":4},{"year":2016,"cited_by_count":7},{"year":2015,"cited_by_count":1},{"year":2014,"cited_by_count":3},{"year":2012,"cited_by_count":2}],"updated_date":"2026-10-08T09:06:37.294493","created_date":"2016-06-24T00:00:00"}