{"id":"https://openalex.org/W129490298","doi":"https://doi.org/10.19030/iber.v1i6.3945","title":"Insurance On The Internet: A Different View","display_name":"Insurance On The Internet: A Different View","publication_year":2011,"publication_date":"2011-03-02","ids":{"openalex":"https://openalex.org/W129490298","doi":"https://doi.org/10.19030/iber.v1i6.3945","mag":"129490298"},"language":"en","primary_location":{"id":"doi:10.19030/iber.v1i6.3945","doi":"https://doi.org/10.19030/iber.v1i6.3945","is_oa":true,"landing_page_url":"https://doi.org/10.19030/iber.v1i6.3945","pdf_url":"https://clutejournals.com/index.php/IBER/article/download/3945/3998","source":{"id":"https://openalex.org/S2736813639","display_name":"International Business & Economics Research Journal (IBER)","issn_l":"1535-0754","issn":["1535-0754","2157-9393"],"is_oa":false,"is_in_doaj":false,"is_core":true,"listed_in":["anvur-scientific","cwts-core","norway-1"],"host_organization":"https://openalex.org/P4324341412","host_organization_name":"Clute Institute","host_organization_lineage":["https://openalex.org/P4324341412"],"host_organization_lineage_names":["Clute Institute"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"International Business &amp; Economics Research Journal (IBER)","raw_type":"journal-article"},"volume":null,"type":"article","indexed_in":["crossref"],"open_access":{"is_oa":true,"oa_status":"bronze","oa_url":"https://clutejournals.com/index.php/IBER/article/download/3945/3998","any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5087437396","display_name":"Michael Theil","orcid":null,"observed_orcids":[]},"institutions":[],"countries":[],"is_corresponding":true,"raw_author_name":"Michael Theil","raw_affiliation_strings":["University of Economics and Business Administration"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"University of Economics and Business Administration","institution_ids":[]}]}],"institutions":[],"countries_distinct_count":0,"institutions_distinct_count":0,"corresponding_author_ids":["https://openalex.org/A5087437396"],"corresponding_institution_ids":[],"apc_list":null,"apc_paid":null,"fwci":0.0,"has_fulltext":true,"cited_by_count":0,"citation_normalized_percentile":{"value":0.01502219,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":null,"biblio":{"volume":"1","issue":"6","first_page":null,"last_page":null},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T10315","display_name":"Decision-Making and Behavioral Economics","score":0.8871999979019165,"subfield":{"id":"https://openalex.org/subfields/1800","display_name":"General Decision Sciences"},"field":{"id":"https://openalex.org/fields/18","display_name":"Decision Sciences"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T10315","display_name":"Decision-Making and Behavioral Economics","score":0.8871999979019165,"subfield":{"id":"https://openalex.org/subfields/1800","display_name":"General Decision Sciences"},"field":{"id":"https://openalex.org/fields/18","display_name":"Decision Sciences"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T12394","display_name":"Insurance and Financial Risk Management","score":0.1071000024676323,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T11573","display_name":"Risk Perception and Management","score":0.0010000000474974513,"subfield":{"id":"https://openalex.org/subfields/3312","display_name":"Sociology and Political Science"},"field":{"id":"https://openalex.org/fields/33","display_name":"Social Sciences"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/online-insurance-sales","display_name":"online insurance sales","score":0.7940000295639038},{"id":"https://openalex.org/keywords/internet-insurance","display_name":"internet insurance","score":0.5699999928474426},{"id":"https://openalex.org/keywords/simplification","display_name":"simplification","score":0.421999990940094},{"id":"https://openalex.org/keywords/cognitive-load","display_name":"cognitive load","score":0.9070000052452087},{"id":"https://openalex.org/keywords/underestimation-of-risk","display_name":"risk underestimation","score":0.9769999980926514},{"id":"https://openalex.org/keywords/multimedia","display_name":"multimedia","score":0.6639999747276306},{"id":"https://openalex.org/keywords/purchase-decision","display_name":"purchase decision","score":0.6909999847412109},{"id":"https://openalex.org/keywords/insurance-purchase-behavior","display_name":"insurance purchase behavior","score":0.4230000078678131}],"concepts":[{"id":"https://openalex.org/C110875604","wikidata":"https://www.wikidata.org/wiki/Q75","display_name":"The Internet","level":2,"score":0.7580909729003906},{"id":"https://openalex.org/C2779343474","wikidata":"https://www.wikidata.org/wiki/Q3109175","display_name":"Context (archaeology)","level":2,"score":0.6582521200180054},{"id":"https://openalex.org/C177264268","wikidata":"https://www.wikidata.org/wiki/Q1514741","display_name":"Set (abstract data type)","level":2,"score":0.5904504060745239},{"id":"https://openalex.org/C182306322","wikidata":"https://www.wikidata.org/wiki/Q1779371","display_name":"Order (exchange)","level":2,"score":0.573215126991272},{"id":"https://openalex.org/C98045186","wikidata":"https://www.wikidata.org/wiki/Q205663","display_name":"Process (computing)","level":2,"score":0.5469950437545776},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.5415933132171631},{"id":"https://openalex.org/C108827166","wikidata":"https://www.wikidata.org/wiki/Q175975","display_name":"Internet privacy","level":1,"score":0.5149851441383362},{"id":"https://openalex.org/C162118730","wikidata":"https://www.wikidata.org/wiki/Q1128453","display_name":"Actuarial science","level":1,"score":0.4339151680469513},{"id":"https://openalex.org/C169900460","wikidata":"https://www.wikidata.org/wiki/Q2200417","display_name":"Cognition","level":2,"score":0.4221470355987549},{"id":"https://openalex.org/C41008148","wikidata":"https://www.wikidata.org/wiki/Q21198","display_name":"Computer science","level":0,"score":0.39572855830192566},{"id":"https://openalex.org/C112698675","wikidata":"https://www.wikidata.org/wiki/Q37038","display_name":"Advertising","level":1,"score":0.34349313378334045},{"id":"https://openalex.org/C15744967","wikidata":"https://www.wikidata.org/wiki/Q9418","display_name":"Psychology","level":0,"score":0.22744488716125488},{"id":"https://openalex.org/C136764020","wikidata":"https://www.wikidata.org/wiki/Q466","display_name":"World Wide Web","level":1,"score":0.1759580373764038},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.10527268052101135},{"id":"https://openalex.org/C205649164","wikidata":"https://www.wikidata.org/wiki/Q1071","display_name":"Geography","level":0,"score":0.06106215715408325},{"id":"https://openalex.org/C111919701","wikidata":"https://www.wikidata.org/wiki/Q9135","display_name":"Operating system","level":1,"score":0.0},{"id":"https://openalex.org/C166957645","wikidata":"https://www.wikidata.org/wiki/Q23498","display_name":"Archaeology","level":1,"score":0.0},{"id":"https://openalex.org/C199360897","wikidata":"https://www.wikidata.org/wiki/Q9143","display_name":"Programming language","level":1,"score":0.0},{"id":"https://openalex.org/C169760540","wikidata":"https://www.wikidata.org/wiki/Q207011","display_name":"Neuroscience","level":1,"score":0.0}],"mesh":[],"locations_count":2,"locations":[{"id":"doi:10.19030/iber.v1i6.3945","doi":"https://doi.org/10.19030/iber.v1i6.3945","is_oa":true,"landing_page_url":"https://doi.org/10.19030/iber.v1i6.3945","pdf_url":"https://clutejournals.com/index.php/IBER/article/download/3945/3998","source":{"id":"https://openalex.org/S2736813639","display_name":"International Business & Economics Research Journal (IBER)","issn_l":"1535-0754","issn":["1535-0754","2157-9393"],"is_oa":false,"is_in_doaj":false,"is_core":true,"listed_in":["anvur-scientific","cwts-core","norway-1"],"host_organization":"https://openalex.org/P4324341412","host_organization_name":"Clute Institute","host_organization_lineage":["https://openalex.org/P4324341412"],"host_organization_lineage_names":["Clute Institute"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"International Business &amp; Economics Research Journal (IBER)","raw_type":"journal-article"},{"id":"pmh:oai:research.wu.ac.at:openaire_cris_publications/602bc0b4-ebf6-4794-a508-780d5c82ca61","doi":null,"is_oa":false,"landing_page_url":"https://research.wu.ac.at/de/publications/602bc0b4-ebf6-4794-a508-780d5c82ca61","pdf_url":null,"source":{"id":"https://openalex.org/S7407055123","display_name":"WU Research","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":"Theil, M 2001, Insurance on the Internet: A Different View. in International Business and Economics Research Conference Proceedings, 2001, CD-ROM 2001.","raw_type":"info:eu-repo/semantics/conferenceObject"}],"best_oa_location":{"id":"doi:10.19030/iber.v1i6.3945","doi":"https://doi.org/10.19030/iber.v1i6.3945","is_oa":true,"landing_page_url":"https://doi.org/10.19030/iber.v1i6.3945","pdf_url":"https://clutejournals.com/index.php/IBER/article/download/3945/3998","source":{"id":"https://openalex.org/S2736813639","display_name":"International Business & Economics Research Journal (IBER)","issn_l":"1535-0754","issn":["1535-0754","2157-9393"],"is_oa":false,"is_in_doaj":false,"is_core":true,"listed_in":["anvur-scientific","cwts-core","norway-1"],"host_organization":"https://openalex.org/P4324341412","host_organization_name":"Clute Institute","host_organization_lineage":["https://openalex.org/P4324341412"],"host_organization_lineage_names":["Clute Institute"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"International Business &amp; Economics Research Journal (IBER)","raw_type":"journal-article"},"sustainable_development_goals":[],"sustainable_development_goals_aurora":[],"study_designs":[],"awards":[],"funders":[],"has_content":{"grobid_xml":true,"pdf":true},"content_urls":{"pdf":"https://content.openalex.org/works/W129490298.pdf","grobid_xml":"https://content.openalex.org/works/W129490298.grobid-xml"},"referenced_works_count":34,"referenced_works":["https://openalex.org/W105140810","https://openalex.org/W315692827","https://openalex.org/W1492503486","https://openalex.org/W1573656158","https://openalex.org/W1589980147","https://openalex.org/W1604526811","https://openalex.org/W1967905174","https://openalex.org/W1981798926","https://openalex.org/W1982394901","https://openalex.org/W2028280385","https://openalex.org/W2029163606","https://openalex.org/W2033123942","https://openalex.org/W2035782089","https://openalex.org/W2042548943","https://openalex.org/W2044406111","https://openalex.org/W2054574362","https://openalex.org/W2068082974","https://openalex.org/W2077801393","https://openalex.org/W2086840260","https://openalex.org/W2092078756","https://openalex.org/W2120829560","https://openalex.org/W2166810338","https://openalex.org/W2167523536","https://openalex.org/W2322820359","https://openalex.org/W2404748060","https://openalex.org/W3121229766","https://openalex.org/W3122808154","https://openalex.org/W4230253980","https://openalex.org/W4231073819","https://openalex.org/W4234743588","https://openalex.org/W4237278373","https://openalex.org/W4251292562","https://openalex.org/W4293163941","https://openalex.org/W4302386931"],"related_works":["https://openalex.org/W4410154139","https://openalex.org/W7114378397","https://openalex.org/W1582988461","https://openalex.org/W7055913326","https://openalex.org/W3118605535","https://openalex.org/W2297095063","https://openalex.org/W4240456100","https://openalex.org/W1827565589","https://openalex.org/W4233359927","https://openalex.org/W7095342357"],"abstract_inverted_index":{"We":[0],"explain":[1],"the":[2,9,14,39,75,79],"apparent":[3],"failure":[4],"to":[5,22,34,47,63],"sell":[6],"insurance":[7,59],"over":[8],"Internet":[10,80],"by":[11],"drawing":[12],"on":[13],"process":[15,44],"of":[16,27,41,51,58,78],"simplification.":[17],"That":[18],"is,":[19],"people":[20],"tend":[21],"use":[23],"a":[24,28],"reduced":[25],"set":[26],"given":[29],"decision":[30],"problem":[31,65],"in":[32,49,55,67],"order":[33],"decrease":[35],"cognitive":[36],"load.":[37],"In":[38],"context":[40],"insurance,":[42],"this":[43,64],"is":[45],"shown":[46],"result":[48],"underestimation":[50],"risk,":[52],"and":[53],"consequently":[54],"low":[56],"amounts":[57],"sold.":[60],"The":[61],"solution":[62],"lies":[66],"making":[68],"loss":[69],"information":[70],"mentally":[71],"available,":[72],"for":[73],"which":[74],"multimedia":[76],"capabilities":[77],"may":[81],"prove":[82],"useful.":[83]},"counts_by_year":[],"updated_date":"2026-10-12T09:40:04.860316","created_date":"2016-06-24T00:00:00"}
